Spendlytic vs Spendaq

Take back control of your finances without sacrificing your privacy. Spendlytic is the premium, on-device budget tracker that tells you exactly how much you can safely spend today. Finance is complex, but understanding your daily limit shouldn't be. Spendlytic distills your entire financial life - income, recurring bills, and savings goals into a single, honest number. Unlike other financial apps, Spendlytic operates entirely on your iPhone. There are no accounts to create, no bank logins to sync, and zero cloud servers. Your personal data is locked securely on your device and protected by Face ID. POWERFUL FEATURES: - The Daily Safe Spend: Instantly know exactly how much you can spend today without breaking your budget or missing an upcoming bill. - Habit Correlation: Connect your daily habits to your spending. See how small lifestyle choices impact your overall financial health. - Auto-Sweep Savings: Turn on Auto-Sweep and Spendlytic will automatically detect any money left in your daily budget at midnight and sweep it into a dedicated Savings Goal. Grow your wealth automatically! - On-Device AI Forecasting: Spendlytic uses Apple's native Machine Learning to analyze your spending trends and forecast your 6-month financial trajectory - all computed locally on your processor. - Best-In-Class Auditing & Exports: Generate premium, multi-page PDF reports and detailed CSV ledgers. Perfect for tax season, accountants, or personal archiving. - Smart Reminders: Get local notifications for upcoming recurring payments so you never miss a due date. - Biometric Security: Lock your financial vault with Face ID, Touch ID, or a secure Passcode. PRIVACY BY DESIGN: Your data is yours. Spendlytic is built on the philosophy of absolute privacy: - No Cloud Servers or external databases. - No Third-Party Analytics, AD SDKs, or tracking. - 100% On-Device Storage using Apple Core Data. - 100% On-Device Computation using Apple Accelerate. - No Registration or email required. Mindful by design. Built for the future. Start understanding your wealth today with Spendlytic. SUBSCRIPTION INFORMATION: Spendlytic Premium is available as a Monthly or Yearly auto-renewable subscription. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Privacy Policy: https://docs.google.com/document/d/1EGV86xDt4nkjAbiWIc4owPeixq2QsXAhKlsfCqzQFOs/edit?usp=sharing Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Stop wondering where your money went. Spendaq is the fast, private expense tracker and money manager that puts you back in control — log daily spending, track subscriptions and recurring bills, and plan your monthly budget. No bank login, no data sold, no clutter. Just your money, clearly tracked. LOG EXPENSES IN SECONDS Add any transaction in under 5 taps. Set recurring bills once, never forget them. Use categories, payment methods, and notes to stay organised. BUDGETS THAT ACTUALLY WORK Set a monthly limit per category and get alerted before you overspend. The spending ring on your dashboard shows exactly where your money goes — at a glance. TOTAL PRIVACY No bank connection. No data sold. Your financial data lives on your device and optionally in your private iCloud — nowhere else. EVERYWHERE YOU NEED IT Apple Watch complication, home screen and lock screen widgets, full iPhone and iPad support. Works completely offline. ICLOUD BACKUP (PRO) Back up and restore your data securely to iCloud. Switch phones or restore from backup — your data is always safe and private. MULTIPLE VAULTS (PRO) Separate personal, travel, and business expenses in isolated vaults. Switch between them in one tap. EXPORT & REPORTS (PRO) Export to CSV or PDF. Deep monthly reports, category breakdowns, date-range filters, and payment method analysis. PRO INCLUDES: - Unlimited transactions - iCloud encrypted backup - CSV and PDF export - Advanced reports and date filters - Custom categories - Payment method tracking - Multiple vaults - Apple Watch and home screen widgets Start with a free 1-week trial. Cancel anytime, no questions asked. SUBSCRIPTION INFO: Spendaq Pro is an optional auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in App Store Settings. Privacy Policy: https://www.spendaq.com/privacy Terms of Use: https://www.spendaq.com/terms Your money. Your rules. Your privacy.