Debt Payoff Tracker & Planner* vs Knockdown
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debt Payoff Tracker & Planner*
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Take Control of Your Debt. Build a Plan. Stay Motivated. Become Debt-Free. Debt Payoff Planner & Tracker helps you stop guessing and start following a clear, step-by-step strategy to eliminate loans faster. Whether you’re paying off credit cards, student loans, auto loans, or personal debt — this app gives you a structured plan and keeps you motivated until the final payment. Today is the perfect day to start your debt-free journey. Create Your Personalized Payoff Plan Simply enter: - Current loan balance - Interest rate (APR) - Minimum monthly payment Add your extra monthly budget, and the app instantly calculates: - Your projected debt-free date - A customized repayment schedule - Total interest saved - Side-by-side payoff comparison See how paying more than the minimum dramatically reduces your timeline. Choose Your Payoff Strategy Pick the method that fits your personality and goals: - Debt Snowball – Pay smallest balances first for quick wins - Debt Avalanche – Pay highest interest rates first to save more - Debt Snowflake – Apply one-time extra payments anytime - Custom Strategy – Create your own personalized order The app shows you the smartest way to allocate every dollar. Track Progress & Stay Motivated - Record payments easily - Update balances anytime - Visual payoff charts - Compare minimum vs accelerated payoff - Monitor your progress over time Manage All Types of Debt Organize and track: - Credit Cards - Student Loans - Auto / Car Loans - Mortgages - Medical Bills - Personal Loans - Tax Debt - Other custom categories Everything in one simple dashboard. Why Users Love It - Clean, simple interface - Fast loan calculator - Smart payoff comparisons - Motivational progress tracking - Flexible payment options Becoming debt-free doesn’t require complex spreadsheets — just a clear plan and consistency. Download today and start building your path to financial freedom.- Designed for real-life budgeting In-app purchase Details: Lifetime Access for ads free version Privacy Policy : https://visionaso.in/manager/privacypolicy.html Terms of use : https://visionaso.in/manager/termscondition.html
Knockdown
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Pay off debt faster — without interest-based tricks, ads, or handing your bank login to a stranger. Knockdown is a debt payoff tracker that respects your privacy and your values. No sign-up. No bank linking. Everything stays on your device. TRACK EVERY DEBT • Cards, loans, BNPL, and medical balances • Log a payment in one tap and watch the balance fall • Scan a statement (PDF or photo) to fill in the details — read on-device • See what each balance costs you per day in interest A REAL PLAN, HONESTLY • Debt snowball (smallest first) or avalanche (highest rate first) • True payoff dates — if a budget can't clear the debt, we say so plainly instead of showing a comforting fake date • "How we calculate" shows the exact month-by-month math BUILT HALAL FROM THE GROUND UP • No riba-based recommendations, ever — and no ads • Zakat calculator (2.5% above nisab), auto-filled from what you track • Halal mortgage comparison: conventional loan vs. diminishing musharaka • Made with Muslim families in mind — including rotating savings circles (ayuuto/hagbad) on the roadmap PRIVATE BY DESIGN • No account and no server — your finances never leave your device • Encrypted, passphrase-protected backups you control • Optional app lock Add your debts, set what you can pay each month, and knock them down one account at a time. Knockdown is free to use. Optional Plus and Pro subscriptions unlock budgeting, net worth, and the advanced planning tools — no ads, ever. —— Subscriptions: Knockdown Plus and Knockdown Pro are optional auto-renewable subscriptions. Plus is $3.99/month or $39.99/year; Pro is $6.99/month or $69.99/year (prices may vary by region). Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically for the same period and price unless cancelled at least 24 hours before the current period ends; manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://useknockdown.com/terms.html Privacy Policy: https://useknockdown.com/privacy.html
Screenshots
Verdict
The clearest difference is ads: Knockdown at none against Debt Payoff Tracker & Planner*'s shown. Debt Payoff Tracker & Planner*'s advantage is update cadence (every 10 days vs every 2 months) and ratings volume (3 vs 1). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Debt Payoff Tracker & Planner* sells 1 one-off in-app purchase and Knockdown sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Debt Payoff Tracker & Planner* against 5.0 for Knockdown. Both are backed by a comparable volume of ratings — 3 and 1 respectively.
Debt Payoff Tracker & Planner* ships an update every 10 days, Knockdown every 2 months. Both last shipped on October 24, 2026.
| Parameter | Debt Payoff Tracker & Planner* | Knockdown |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (1 ratings) |
| Number of ratings | 3 — better | 1 |
| Update frequency | Every 10 days — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 71 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Ashvin Kevadiya | OMAR ABDINUR MOHAMED |
In-app purchases
Debt Payoff Tracker & Planner*
- Lifetime Premium$9.99
Knockdown
- Knockdown Plus$3.991 Month
- Knockdown Pro$6.991 Month
- Knockdown Plus$39.991 Year
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- Knockdown Pro$69.991 Year
Questions
Is Debt Payoff Tracker & Planner* free?
Is Knockdown free?
Which has better reviews, Debt Payoff Tracker & Planner* or Knockdown?
Do Debt Payoff Tracker & Planner* or Knockdown have ads?
Which is updated more often, Debt Payoff Tracker & Planner* or Knockdown?
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