Saldoo vs SettleGroup

Saldoo: split expenses, save together and keep accounts clear. Trips with friends, a shared apartment, your partner or family: log who paid what and Saldoo instantly works out who owes whom. And if you're saving up for something (a trip, a gift, a move), create a plan with a date and everyone moves at their own pace. SPLIT EXPENSES, NO HASSLE • Groups for trips, roommates, couples, family or your weekly game. • Split equally, by exact amounts, percentages, shares or by receipt items. • Clear balances: what you paid, your share and what you're owed, explained. • Settle up in a few payments: Saldoo suggests the shortest way to get even. • Recurring expenses (rent, internet, subscriptions) added automatically every month. • Friends join with a link or a code, even without an account. SAVE TOGETHER FOR A GOAL (NEW) • Savings plans with a goal per person and a date: Saldoo works out how much to put in each week or month. • For trips, gifts, birthdays, a big purchase or an emergency fund. • Like a savings circle, but organized: everyone sees who's on track. • Privacy: each person decides whether to share their amounts; the group sees progress, not how much each one saved. • Friendly reminders on your contribution day. PAYMENTS WITH CONFIRMATION (NEW) • When someone pays you, you confirm the money arrived. No more "did I pay you already?". • Attach the transfer receipt. ANY CURRENCY • Dollars, euros, pesos, soles and more: expenses in another currency are converted with the day's exchange rate. • Perfect for trips abroad. YOUR PERSONAL WALLET • Track income and spending by category and see where your money goes. • Monthly analysis compared with last month. SCAN RECEIPTS • Snap a photo of the receipt and AI fills in the total and the items to split. FREE • Saldoo is free, with unlimited groups and plans. Saldoo Premium removes all ads. Saldoo never holds or moves your money: it's the shared notebook where everyone sees clear accounts. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Saldoo Terms: https://saldooapp.com/terms_en Privacy Policy: https://saldooapp.com/privacy_en

SettleGroup is a simple expense manager for group splitting and personal spending. Create groups, add expenses, choose who paid and who should share the cost. SettleGroup automatically calculates each person’s share, group balances, and settlement suggestions, so you can spend less time counting and chasing payments. Key features: - Group expense splitting for trips, meals, roommates, families, friends, and events - Personal ledger for tracking your own everyday expenses without creating a group - AI category suggestions based on your expense title - Receipt scanning from camera or photo picker using on-device OCR/AI - Automatic extraction of readable title, amount, date, currency, and category - Separate personal and group budget tracking - Monthly recurring expenses for rent, subscriptions, phone bills, gym fees, and more - Reminders for upcoming payments - Spending insights by category, date, and recent transactions - Multi-currency support, including HKD and CNY - Optional ad unlocks for selected advanced limits