Swiss Flow vs Pockly

Swiss Flow transforms your income into a breathtaking Sankey diagram — giving you instant clarity on where every franc goes. Designed exclusively for professionals and households in Switzerland. YOUR SALARY. ONE GLANCE. TOTAL CLARITY. Enter your gross or net income and watch Swiss Flow generate a precision-crafted flow diagram in real time. Every deduction, every expense, every saving — mapped out with elegant Bezier curves on a canvas built for visual perfection. BUILT FOR SWITZERLAND Swiss Flow speaks your financial language. AHV/IV/EO, ALV, BVG, Pillar 3a — all Swiss social deductions are built in and calculated automatically. See your true take-home pay visualized instantly. DESIGNED TO BE BEAUTIFUL No spreadsheets. No clutter. Swiss Flow uses a premium dark-mode aesthetic with glassmorphism effects, hand-tuned color palettes, and silky 60fps animations. Rotate your device to reveal the full Sankey graph in landscape — edit your budget in portrait. Two modes, one seamless experience. SET UP IN 30 SECONDS The onboarding wizard asks four simple questions — household type, children, income, and done. Swiss Flow generates your personalized budget flow automatically. Fine-tune it later with the intuitive bubble editor: drag, split, adjust. FEATURES — Sankey diagram engine with smooth Bezier curve rendering — Swiss payroll deductions: AHV/IV/EO, ALV, BVG calculated automatically — Bubble editor for intuitive budget adjustments — Multiple side incomes support — Export to PNG, JPEG, PDF, or MP4 video — Three premium themes: Gruvbox, Monokai, Tomorrow Night — Light and dark mode for every theme — Swiss Payroll Guide with detailed explanations — Four languages: English, Deutsch, Français, Italiano YOUR DATA STAYS YOURS Swiss Flow has no accounts, no servers, no analytics, and no tracking. Everything is stored locally on your device. Your financial data never leaves your phone. Period. SWISS FLOW PRO Unlock the full experience: add custom expense categories, rename existing ones, track side incomes, export MP4 video, access all premium themes, and remove the export watermark. Swiss Flow — Precision finance, beautifully visualized.

Pockly is the smart expense tracker that doesn't just record, it tells you where you're headed BEFORE it's too late. SMART FORECAST Every month Pockly analyzes your habits and predicts how much you'll spend by month-end, category by category. Don't wait until the 31st to discover you've blown your budget. PERSONALIZED AI INSIGHT Your personal financial assistant. Every month, receive AI-powered analysis based on your real data: where you're overspending, where you can save, what's changing. UNDERSTANDS YOUR PATTERNS Spending heatmaps, cumulative trends, analysis of your most expensive days. Stop guessing — start understanding. BUDGET THAT WORKS Set a total or per-category budget. Pockly warns you before it's too late, not after. SIMPLE TO USE Add an expense in 3 seconds. No bank sync, no permissions, no complications. WHAT YOU GET: • Unlimited expense tracking • Total & per-category budgets • AI Smart Forecast (Pro) • Monthly personalized analysis (Pro) • Heatmap & advanced analytics (Pro) • CSV export (Pro) • Automatic recurring expenses • Daily reminder • Light & dark mode • EUR, USD, GBP support Start free. Upgrade when you're ready. Developed by Angaca Labs. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/