Pefi vs Scription

Pefi is a personal finance app built around one idea: you should understand your money, not just move it around. It covers the full picture — daily spending, long-term assets, trading performance, risk management, and financial goals — without connecting to your bank or sending your data anywhere. FREE TRIAL & SUBSCRIPTION Pefi offers a 3-day free trial with full access to all features. After the trial, a Premium subscription is required to continue using the app. • Monthly: $6.99/month • Yearly: $69.99/year (save 17%) Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. No charges during the free trial. WHAT’S INCLUDED WITH PREMIUM DASHBOARD A real-time snapshot of your financial health: income vs expenses, savings rate, net worth, and a health score that reflects how your numbers are trending. Everything in one place when you open the app. TRANSACTIONS Log income and expenses by category. Set up recurring transactions. Filter by date, type, or category. The history stays clean, searchable, and sorted how you want it. BUDGETS Set monthly, quarterly, or yearly spending limits per category. Get alerted when you're approaching or over your limit. See exactly where you're overspending before the month ends. ASSETS & NET WORTH Track every asset you own — bank accounts, crypto wallets, stocks, real estate, vehicles, cash, commodities, bonds, retirement accounts, and loans. Pefi calculates your total net worth and shows the breakdown by category. GOALS Set financial goals with target amounts and deadlines. Track progress manually and see how close you are across all your goals at once. TRADE JOURNAL Log trades across forex, crypto, stocks, and commodities. Record entry, exit, position size, fees, leverage, and outcome. See your win rate, total P&L, and performance history over any period. RISK MANAGEMENT Define a risk profile based on your account balance and tolerance. Run scenarios to model what different win rates, risk per trade, and reward ratios would mean for your portfolio before you commit to a strategy. REPORTS Generate monthly, quarterly, or yearly reports covering income, expenses, asset allocation, budget performance, goal progress, and trading results. Export as PDF or XLSX. BACKUP & RESTORE Export all your data to a local file — encrypted for same-device use, or unencrypted for moving to another device. No account needed, no cloud dependency. PRIVACY BY DEFAULT All data is stored on your device using local storage. No bank connections. No third-party data sharing. No analytics. Biometric lock protects your app on open. THEMES Light, dark, or system-adaptive. Your choice. Pefi is for people who want honest visibility into their money — not a dashboard that glosses over the details. Terms of Use (EULA): https://www.mcjohnson.website/pages/legal/pefi/terms.html

Stop typing. Start transforming. Scription is the smartest AI note-taker for meetings, lectures, interviews, and everyday voice memos. Just hit record, and Scription transcribes your audio with pinpoint accuracy, then uses AI to summarize, extract action items, rewrite in any style, and translate - all from one screen. WHAT MAKES SCRIPTION DIFFERENT Most transcription apps stop at text. Scription gives you 16 AI-powered actions to transform any transcript into exactly what you need — a concise summary, a professional email, a bullet-point brief, or a translated version in 64 languages. Chain multiple actions together, undo any step, and watch your transcript evolve in real time. KEY FEATURES • One-tap recording with instant AI transcription • Ask AI: 16 powerful actions — summarize, bullet points, action items, key quotes, rewrite, translate, and more • Chain AI actions: Transcript → Summary → Professional → Email • Full undo/redo stack - experiment freely, revert instantly • Upload PDFs or paste YouTube links for instant transcription • Language detection with one-tap re-transcription in 64 languages • Dark mode with OLED - optimized true black • Secure cloud sync - your notes are always backed up FREE FEATURES Record, transcribe (15 min/month), and use Summarize + Bullet Points for free. Upload audio files, import PDFs, and paste YouTube links with monthly limits. PREMIUM ($7.99/month or $59.99/year) Unlock all 16 AI actions including action items, formal rewrite, translate, key quotes, Q&A generation, and custom prompts. Get unlimited transcription, unlimited uploads, and 1 GB cloud audio storage. BUILT FOR • Students capturing lectures and study groups • Professionals in back-to-back meetings • Journalists and researchers conducting interviews • Creators who need clean transcripts fast • Anyone who thinks faster than they type Your voice is your most powerful productivity tool. Scription turns it into your superpower. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tryscription.io/privacy-policy