SubZen vs Summa

SubZen is the subscription tracker for people who want to know what renews, when it renews, and how much it costs—without linking a bank account or creating another account. No account. No bank link. Free, always. See upcoming renewals, understand your spending, move through billing weeks, and manage every subscription from a clean interface built for iPhone. KEY FEATURES - Track every subscription in one place Add streaming services, apps, software, memberships, cloud storage, news, fitness, gaming, and any other recurring payment. Keep costs, billing dates, categories, notes, tags, and payment labels organized. - Get reminders before charges hit Choose a reminder for the same day, 1 day, 3 days, or 1 week before renewal. See upcoming payments before they surprise you. - Understand your recurring spending View monthly and yearly totals, compare categories, explore your biggest commitments, and see how each subscription contributes to your spending. - Plan renewals with Calendar See which subscriptions renew each day and move through upcoming billing weeks without losing sight of recent renewals. - Track subscriptions in any currency Use USD, EUR, GBP, CAD, AUD, JPY, and many more. SubZen converts recurring costs into your preferred currency using current exchange rates, with offline fallback rates when needed. - Import and export your data Bring subscriptions into SubZen from CSV or JSON, review changes before saving, and export a portable copy whenever you want. - Pause, resume, cancel, or delete Pause or cancel a subscription without removing its history, or delete it entirely when you no longer need it. - Private by design Your subscription records stay on your device. Optional iCloud backup syncs them through your own Apple account. No SubZen account required. - Add subscriptions faster Browse an expanded service catalog with recognizable logos, search popular services, or create a completely custom subscription. WHY SUBZEN SubZen focuses on one job: helping you understand and manage subscriptions without a bank connection or complicated budgeting system. Use SubZen to: - Know what renews next - Track monthly and yearly costs - Plan around upcoming charges - Organize subscriptions across currencies - Keep a portable copy of your data - See spending insights without the clutter Download SubZen and finally know what you are paying for. Terms of Use: https://subzenapp.netlify.app/terms Privacy Policy: https://subzenapp.netlify.app/privacy-policy

Summa — see your complete financial picture. Managing money shouldn't require complicated spreadsheets. Summa helps you understand where your money is today and how it changes over time. Track expenses, income, cash, cards, investments, and transfers in one simple personal finance app. Everything in one place Keep track of: - Cash balance - Card balance - Income and expenses - Investment contributions - Transfers between accounts - Transaction history Understand your spending Record every transaction and see where your money goes. Create your own categories, review your spending patterns, and build a clearer picture of your financial habits. Your money, your data Summa is designed with privacy in mind. - No account required - No cloud dependency - Your financial data stays on your device - Backup and restore your data anytime Built for everyday decisions Whether you want to control daily spending, understand your current budget, or prepare for future wealth tracking, Summa gives you a simple view of your finances. Coming next Summa is evolving into a complete personal wealth dashboard with: - Budget planning - Reports and insights - Assets and net worth tracking - Multiple currencies - More ways to organize your financial life Start building a clearer relationship with your money.