Comparison

MyFinance vs Summa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyFinance

This personal finance manager simplifies tracking expenses, setting budgets, managing bills, and monitoring loans. It offers a clear overview of your finances with detailed transaction logging, spending limit notifications, and savings goal tracking. Enjoy multi-currency support and secure data synchronization.

Highlights
  • Expense and income tracking
  • Monthly budget setting with alerts
  • Bill payment reminders
  • Subscription monitoring
  • Savings goal progress tracking
  • Loan management
  • Multi-currency support
Features
Read full description

MyFinance is your all-in-one personal finance manager. Whether you want to track daily expenses, set monthly budgets, manage bills, or keep an eye on loans — MyFinance makes it simple, beautiful, and private. FEATURES: - Dashboard — Get a clear overview of your income, expenses, and balance at a glance. - Transactions — Log income and expenses with categories, payment methods, and notes. - Budget — Set monthly spending limits per category and get notified before you overspend. - Bills & Utilities — Never miss a payment with due date reminders and overdue alerts. - Subscriptions — Track all your subscriptions and see your total monthly cost. - Savings Goals — Set goals with deadlines and track your progress. - Loans — Track money you borrowed or lent, with partial repayment support. - Balance Transfer — Move funds between Cash, Card, Bank, and Wallet seamlessly. - Reports — Visual charts and breakdowns of your spending habits. - Multi-Currency — Support for 14 currencies with live exchange rates. - Templates — Quick-log frequent transactions with one tap. - iCloud Sync — Your data stays in sync across all your devices securely. - Privacy First — Sign in with Apple or use Guest mode with no account required. - Biometric Lock — Protect your financial data with Face ID or Touch ID. - Account Delete — Delete your all records Just in few Steps.

About

Summa

Features
Read full description

Summa — see your complete financial picture. Managing money shouldn't require complicated spreadsheets. Summa helps you understand where your money is today and how it changes over time. Track expenses, income, cash, cards, investments, and transfers in one simple personal finance app. Everything in one place Keep track of: - Cash balance - Card balance - Income and expenses - Investment contributions - Transfers between accounts - Transaction history Understand your spending Record every transaction and see where your money goes. Create your own categories, review your spending patterns, and build a clearer picture of your financial habits. Your money, your data Summa is designed with privacy in mind. - No account required - No cloud dependency - Your financial data stays on your device - Backup and restore your data anytime Built for everyday decisions Whether you want to control daily spending, understand your current budget, or prepare for future wealth tracking, Summa gives you a simple view of your finances. Coming next Summa is evolving into a complete personal wealth dashboard with: - Budget planning - Reports and insights - Assets and net worth tracking - Multiple currencies - More ways to organize your financial life Start building a clearer relationship with your money.

Screenshots

MyFinance4 screens
Summa4 screens

Verdict

The call

MyFinance and Summa are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
MyFinance versus Summa: the parameters behind the verdict, then further details
ParameterMyFinanceSumma
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.617.0 — better
Further details — not scored
Size5 MB6 MB
Age rating4+4+
DeveloperWILLIAM UTCHASH ROYBUNKER GAMES

In-app purchases

None

MyFinance

No in-app purchases

None

Summa

No in-app purchases

Questions

Is MyFinance free?
MyFinance is free to download, with no in-app purchases.
Is Summa free?
Summa is free to download, with no in-app purchases.
Do MyFinance or Summa have ads?
Neither MyFinance nor Summa shows ads.

Other comparisons