Blocks vs Summa

I built Blocks for myself. I get paid every two weeks. Most of my bills are monthly. Every budget app I tried wanted a subscription, my bank login, or both. So I made the app I actually wanted, and now I'm sharing it. Blocks is truly free. No ads. No accounts. No subscriptions. No locked features. No "premium" tier. New features ship to everyone, free, forever. Blocks collects nothing. No sign-up, no analytics, no tracking. Your budget lives on your device and syncs through your own private iCloud. Nobody else can see it, including me. Blocks does the work for you. • Paychecks appear automatically on payday, whether weekly, biweekly, or monthly, including 3-paycheck months • Recurring bills post themselves, labeled with who was paid • Variable bills (like electricity) remind you and carry an off-season cushion for expensive months • Month-end surplus can sweep to savings automatically, and the app tells you exactly how much to move at your bank • One glance shows what you can actually spend, with upcoming bills already set aside Blocks stays out of your way. • Whole dollars only, with no cents and no clutter • Log a purchase in two taps with a swipe, the Action button, or "Hey Siri, log groceries in Blocks" followed by "50 tacos" • Payee suggestions learn from your own history • An annual view shows income, spending, and savings across the year • Clean black-and-white design, native to iOS, beautiful in dark mode I keep improving Blocks for my own budget, and every update ships to you too. If it helps you, that genuinely makes me happy.

Summa — see your complete financial picture. Managing money shouldn't require complicated spreadsheets. Summa helps you understand where your money is today and how it changes over time. Track expenses, income, cash, cards, investments, and transfers in one simple personal finance app. Everything in one place Keep track of: - Cash balance - Card balance - Income and expenses - Investment contributions - Transfers between accounts - Transaction history Understand your spending Record every transaction and see where your money goes. Create your own categories, review your spending patterns, and build a clearer picture of your financial habits. Your money, your data Summa is designed with privacy in mind. - No account required - No cloud dependency - Your financial data stays on your device - Backup and restore your data anytime Built for everyday decisions Whether you want to control daily spending, understand your current budget, or prepare for future wealth tracking, Summa gives you a simple view of your finances. Coming next Summa is evolving into a complete personal wealth dashboard with: - Budget planning - Reports and insights - Assets and net worth tracking - Multiple currencies - More ways to organize your financial life Start building a clearer relationship with your money.