Comparison

Ritsu vs Commas

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Ritsu

Features
Read full description

- Asset and liability account management - Real-time net worth calculation and asset allocation chart - Weekly net worth archives and historical snapshots - Net worth trend line chart - Transfers between accounts - iCloud backup and restore - Supports Traditional Chinese and English - App lock with Face ID / Touch ID

About

Commas

Features
Read full description

Commas is the privacy-first iPhone app for tracking your net worth over time. Add your accounts, log your balances, and watch your wealth grow through beautiful charts and clear summaries. No account required. No ads. Your financial data lives on your device and syncs privately through iCloud. TRACK EVERY ACCOUNT IN ONE PLACE Add any type of account: bank accounts, investments, crypto, property, business valuations, and debt. Every account type you have, Commas handles it. CONVERT CURRENCIES EFFORTLESSLY Hold accounts in different currencies? No problem. Commas converts everything to your base currency using live exchange rates updated daily, covering 160+ currencies worldwide. VISUALIZE YOUR WEALTH CLEARLY See your net worth over time with a smooth area chart. Explore your allocation with a donut breakdown. Compare categories side by side with a bar chart. Every chart is built natively for iPhone and looks great in light or dark mode. SET GOALS AND HIT THEM Set a net worth target and watch your progress bar fill up over time. Add a target date and Commas tracks how much time you have left. SYNC ACROSS ALL YOUR DEVICES Your data syncs privately and automatically across all your iPhones through iCloud. No account needed, no third-party servers involved. UPDATE BALANCES IN SECONDS Use Quick Update to refresh all your account balances at once from a single screen. Set reminders so you never forget to log your numbers. PROTECT YOUR FINANCIAL PRIVACY Commas never sells your data. No advertising network. No sign-up required. Your account balances and net worth data are stored in your private iCloud account and never touch our servers. DESIGNED EXCLUSIVELY FOR IPHONE Native app built for iOS 17 and above. Supports light and dark mode. SPEAK YOUR LANGUAGE Available in English, French, Spanish, and Portuguese. Download Commas free and start watching the commas grow. Privacy Policy: https://getcommas.app/privacy | Terms of Use: https://getcommas.app/terms

Screenshots

Ritsu4 screens
Commas4 screens

Verdict

The call

Ritsu and Commas are too close to call on the numbers: across 5 compared parameters โ€” price, ads, in-app purchases and device support among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Ritsu sells 1 one-off in-app purchase and Commas sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Ritsu versus Commas: the parameters behind the verdict, then further details
ParameterRitsuCommas
PriceFreeFree
Update frequencyโ€”Every 3 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS18.017.0 โ€” better
Further details โ€” not scored
Size5 MB15 MB
Age rating4+4+
DeveloperJung-Chen LeeStrivian LLC

In-app purchases

1 purchases

Ritsu

One-time1
  • Ritsu - Net Worth Manager$24.99
2 purchases

Commas

Subscriptions1
  • Commas Pro โ€” Annual7 Days trial$9.991 Year
One-time1
  • Commas Pro โ€” Lifetime$24.99

Questions

Is Ritsu free?
Ritsu is free to download, with in-app purchases available.
Is Commas free?
Commas is free to download, with in-app purchases available.
Do Ritsu or Commas have ads?
Neither Ritsu nor Commas shows ads.

Other comparisons