Split vs SplitEx

Split-Money is the modern, completely free app to track shared expenses with friends—with no limits, no ads, & no paywalls. Every feature is unlocked for everyone, forever. Split expenses with friends, roommates, and family without the frustration of hitting a paywall mid-trip or seeing ads clutter your screen. Split-Money gives you everything you'd need and want in an expense sharing app, entirely for free. Why Split-Money? 100% free—no subscriptions, no ads, no in-app purchases, ever Modern, clean design built for how people actually use their phones Everything unlocked from Day One—no premium tiers Splitting Made Easy Split equally, by percentage, by shares, or by exact custom amounts Built-in tip & tax calculator so you split the real total, not just the subtotal Multi-currency support for trips abroad Assign any expense to whoever paid—not just yourself Stay Organized Create groups for any situation—trips, households, dinners, events Activity feed so everyone can see what's been added or changed Group avatars and cover photos to keep things personal Archive groups when you're done without losing history Always in Sync Real-time balances so you always know exactly who owes what Full expense history that never disappears Sign in with Google or Apple—no password to forget Coming Soon Receipt scanning—just photograph a receipt and we'll do the math Voice dictation—add expenses hands-free AI-powered expense suggestions Stop paying for what should be free. Download Split-Money and split smarter.

SPLIT EXPENSES OFFLINE, NO ACCOUNT, NO CLOUD SplitEx is an expense splitter that works without an account and without an internet connection. Add expenses on a plane, abroad, or anywhere with bad signal, it just works. Your groups, friends, expenses, and balances stay on your phone, not on someone else's server. Split bills, track group expenses, and settle up for trips, roommates, couples, rent, and any shared cost. WHY SPLITEX? • Works fully offline, perfect for travel and trips abroad • No account, no signup, no login, just open the app and start • Your data stays on your device, nothing is uploaded to a cloud • No ads, no tracking, no chat, no social feed • Every feature is free, pay once only if you want more than 10 groups • One-time purchase for unlimited groups, no recurring subscription SPLIT BILLS AND GROUP EXPENSES Create groups for trips, roommates, couples, family spending, events, rent, groceries, dining, and utilities. Add an expense, choose who paid, decide who shares the cost, and SplitEx works out the balances. Flexible splitting for real life: • Equal splits for quick shared bills • Unequal splits by exact amount, percentage, ratio, or adjustment • Multi-payer expenses when more than one person paid • Itemized receipts: split drinks among drinkers only, exclude someone from an item, or discount one person • Categories to organize spending • Group balances so you can see who owes whom • Full and partial settlements, with complete settlement history SHARE BALANCES IN A TAP No need to nag anyone in person. Share a clean breakdown of an expense, a friend's balance, or a whole group as plain text, then send it to WhatsApp, Messages, Telegram, Signal, email, or any app on your phone. The other person sees exactly what they owe, no SplitEx account needed. SEE WHERE YOUR MONEY GOES Insights turn your expenses into a quick picture of your spending: totals for this month, last month, or all time, a last-6-months trend, and a breakdown by category. It is all calculated on your phone, so even your spending habits never leave the device. BUILT FOR TRAVEL • Multi-currency support with a base currency per group • Enter exchange rates yourself, no rate lookup, so it works offline • Original and converted amounts on every expense • Export a trip group to CSV and share the final tally PRIVATE BY DESIGN Most group expense apps are built around accounts and cloud sync. SplitEx is built the opposite way. Everything you create is stored locally on your device. You never sign up and never hand over your financial data just to split a bill. The app has no analytics, no ads, and no tracking. It only goes online when you buy or restore Premium, or tap a link yourself. A clear in-app screen explains how your data is handled. MORE FEATURES • Dashboard with balances across all your groups • Recurring expenses for rent, utilities, and subscriptions • Reminders for upcoming recurring expenses and a weekly balance digest • Attach a receipt photo to any expense • Jot notes per group for plans, checklists, and reminders • Global search across expenses, friends, and groups • Activity log for expenses, groups, friends, and settlements • Archive groups when you are done • Encrypted backup and restore, protected by your passphrase PERFECT FOR • Travelers tracking trip expenses offline, even abroad • Roommates splitting rent, bills, groceries, and utilities • Friends splitting restaurant bills, trips, gifts, and events • Couples tracking shared expenses • Families managing household spending • Anyone who wants a simple, private bill splitter that works offline PRICING SplitEx is free for up to 10 groups, with every feature included: multi-currency, itemized splitting, recurring expenses, backups, and sharing are all free. Need more than 10 groups? Unlock unlimited groups with a single one-time purchase. There is no recurring subscription. Split group expenses privately. Track shared costs offline. Settle up with clarity.