Comparison

GroupXpense vs Splitwell

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GroupXpense

Features
Read full description

GroupXpense makes splitting shared expenses effortless. A trip with friends, monthly bills with roommates, a family event, a team lunch — add the expense once and GroupXpense tracks exactly who owes whom. Create a group, add members, log expenses as they happen. Balances update instantly and settlement suggestions use the fewest possible payments — no spreadsheets, no mental math. KEY FEATURES • Group Expense Tracking — Unlimited groups for trips, households, events, or teams. Every expense records who paid and who shares it. • Flexible Splitting — Split equally or set custom shares per person for uneven contributions. • Smart Settlements — See who owes whom, with balances simplified so the group settles in the fewest payments. • Guests Welcome — Add members who don't have the app. Track their share and settle on their behalf. • Recurring Expenses — Rent, subscriptions, utilities: set once, logged automatically. • Multi-Currency — Each group picks its own currency. Ideal for international trips. • PDF Export — Clean expense and settlement reports to share or archive. • Activity History — Full audit trail of every expense, edit, and settlement. • Reminders — Notifications so balances don't linger. • Real-Time Sync — Sign in with Google or Apple; groups stay backed up across devices. PERFECT FOR • Trips and vacations with friends • Roommates sharing rent and utilities • Couples managing shared spending • Events, parties, and group dinners • Teams and clubs Fair, transparent expense sharing that keeps friendships intact.

About

Splitwell

Features
Read full description

Splitwell is the free expense tracker that helps you split bills and track IOUs with the people in your life. Whether it's rent with flatmates, expenses on a group trip, or lunch with friends, Splitwell keeps track of who owes what so you don't have to. Settle up with UPI in a few taps and share a clear summary on WhatsApp. Splitwell is completely free. Every feature. No premium tier. No ads. SPLITWELL IS GREAT FOR • Flatmates splitting rent and household bills • Group trips with friends or family • Splitting a shared vacation stay • Couples tracking shared costs • Friends who eat out or hang out often • Any group that needs to keep expenses fair and simple SIMPLE TO USE • Create groups for any splitting situation • Add expenses in seconds and split them your way • Everyone in the group sees live, accurate balances • Settle up whenever you're ready SETTLE UP AND SHARE • Pay with UPI when you settle up (India) • Debt simplification, so the group settles with the fewest payments possible • Share a clear group summary on WhatsApp, with spend by category and who owes whom • Mark payments as received, with undo GROUPS AND EXPENSES • Multiple payers on a single expense • Itemized splitting, including tax and tip • Split by exact shares, not just equally • Comments on any expense • Full edit and activity history for every expense • Group activity feed so you always know what changed • Live balances that refresh when someone adds an expense • Filter expenses by category • Summary with category charts, member share, paid amounts and day wise spend • Tap any chart to see the expenses behind it • Edit guest member names anytime KEEP GROUPS TIDY • Join a group by scanning a QR code • Favorites, sections and Archive for groups you are done with • Search across all your groups FRIENDS AND PAYMENTS • A dedicated friends section to track balances with anyone, across every group and one on one • Direct person to person expenses, outside of groups • Push notifications when new expenses are added SWITCHING FROM SPLITWISE? • Import all your groups from Splitwise • Your members, expenses, payers and balances come with you • Pick up where you left off EVERYTHING ELSE • Export all your groups to Excel at once • Support for multiple currencies • Light and dark theme • Option to hide the Dashboard tab and start on Groups WHY SPLITWELL • Completely free, always. Every feature, no exceptions. • No premium tier. Nothing is locked behind a paywall. • No ads • Clean, fast, and simple to use. • Built independently by people who use the app. Splitwell is new and growing, and we're building it based on what real users actually need. If there's a feature you're missing, we want to hear about it. Email: contact@arthlabs.co

Screenshots

GroupXpense4 screens
Splitwell4 screens

Verdict

The call

The clearest difference is ads: Splitwell at none against GroupXpense's shown. Splitwell also leads on device support (3 vs 1). GroupXpense's advantage is update cadence (every 2 days vs every 4 days). On price, in-app purchases and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

GroupXpense ships an update every 2 days, Splitwell every 4 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences Ā· 3 level
GroupXpense versus Splitwell: the parameters behind the verdict, then further details
ParameterGroupXpenseSplitwell
PriceFreeFree
Update frequencyEvery 2 days — betterEvery 4 days
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.5 — better
Further details — not scored
Size117 MB49 MB
Age rating4+4+
DeveloperBinalben GodhaniNavneet Singh Tomar

In-app purchases

None

GroupXpense

No in-app purchases

None

Splitwell

No in-app purchases

Questions

Is GroupXpense free?
GroupXpense is free to download, with no in-app purchases.
Is Splitwell free?
Splitwell is free to download, with no in-app purchases.
Do GroupXpense or Splitwell have ads?
GroupXpense shows ads; Splitwell does not.
Which is updated more often, GroupXpense or Splitwell?
GroupXpense ships an update every 2 days, and Splitwell every 4 days. Most recently, GroupXpense was updated on October 25, 2026 and Splitwell on October 24, 2026.

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