Comparison

Payva vs SplitLink

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payva

Easily manage your existing payment plans in one secure location. Track your payment history, update payment methods, and make payments anytime with real-time updates.

Highlights
  • Manage active payment plans
  • Make one-time payments
  • Update payment methods
  • Track payment history
  • Real-time account updates
  • Secure encryption
Features
Read full description

Payva – Manage Your Payment Plans with Confidence Payva makes it simple to stay on top of your payment plans — all in one secure place. With the Payva app, you can: • View and manage your active payment plans • Make a one-time payment anytime • Update your payment method in seconds • Track your payment history • Stay informed with real-time account updates No confusion. No paperwork. Just a clear view of what you owe and easy tools to manage it. Your information is protected with secure, industry-standard encryption, so you can manage your payments with confidence. Whether you’re making an early payment, updating your card, or just checking your balance, Payva gives you control — right from your phone. Payva is a secure mobile app that allows customers to manage their existing Payva payment plans. The Payva app is designed exclusively for customers with an existing Payva account and payment plan. It does not offer loan origination or new credit applications within the app. Payva uses industry-standard security and encryption to protect personal and payment information.

About

SplitLink

Read full description

Scan the receipt. Tap who had what. SplitLink does the math. Splitting a bill by item — not just dividing the total evenly — has always meant squinting at a receipt and arguing over who ordered the extra side. SplitLink turns that into a few taps. Point your camera at any receipt and it reads the line items for you. Assign each item to the people who shared it, and SplitLink instantly shows exactly what everyone owes — tax and tip included. No accounts. No sign-up. Nothing leaves your phone. WHY SPLITLINK • Scan any receipt — the camera reads item names and prices automatically • Split by item, not just evenly — assign each dish to whoever actually had it • Share items between people — that bottle of wine splits three ways in one tap • Tax and tip handled — added proportionally so the totals always reconcile • See who owes what — a clear per-person breakdown, instantly • Edit anything — fix a price, rename an item, or add something the scan missed • Save your bills — keep a history you can reopen any time PAY ONCE, OWN IT FOREVER Your first 3 scans are free. After that, a single one-time purchase unlocks unlimited scanning for good — no subscription, no renewals, no hidden costs. Pay once and SplitLink is yours to keep. COMPLETE PRIVACY, NOTHING COLLECTED Owning the app outright is only half of it: SplitLink collects no data, period. Everything runs on your device — no account, no ads, no internet connection required. Your receipts and the people you split with never leave your phone. There is nothing to track, because there is nothing collected. PERFECT FOR • Dinner out with friends • Group trips and shared houses • Roommates splitting groceries • Anyone tired of "just send me whatever" Reads US, UK and European receipts, and shows totals in your local currency. Download SplitLink, scan your first receipt free, and never argue over a bill again.

Screenshots

Payva3 screens
SplitLink4 screens

Verdict

The call

The clearest difference is in-app purchases: Payva at none against SplitLink's 1. Payva also leads on update cadence (daily vs every 4 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitLink sells 1 one-off in-app purchase. Payva asks for nothing beyond the download.

UpkeepUpdate frequency

Payva ships an update daily, SplitLink every 4 months. The most recent releases landed on October 18, 2026 and October 17, 2026 respectively.

Scorecard2 real differences · 7 level
Payva versus SplitLink: the parameters behind the verdict, then further details
ParameterPayvaSplitLink
PriceFreeFree
Rating5.0 (4 ratings) — better—
Number of ratings4 — better—
Update frequencyDaily — betterEvery 4 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.6 — better17.0
Further details — not scored
Size2 MB3 MB
Age rating4+4+
DeveloperAbundant ServicingRentLink Sp. z o.o.

In-app purchases

None

Payva

No in-app purchases

1 purchases

SplitLink

One-time1
  • Unlimited Scanning$1.99

Questions

Is Payva free?
Payva is free to download, with no in-app purchases.
Is SplitLink free?
SplitLink is free to download, with in-app purchases available.
Do Payva or SplitLink have ads?
Neither Payva nor SplitLink shows ads.
Which is updated more often, Payva or SplitLink?
Payva ships an update daily, and SplitLink every 4 months. Most recently, Payva was updated on October 18, 2026 and SplitLink on October 17, 2026.

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