Comparison

PaySplit vs SplitLink

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PaySplit

Easily track shared expenses like rent and trip costs with friends and roommates. This app offers a private way to settle debts, with no accounts or ads required. It helps you see clear balances and suggests the most efficient way to settle up.

Highlights
  • Track group expenses
  • Clear balance visibility
  • Smart settlement suggestions
  • Multi-currency support
  • iCloud group sharing
  • Voice entry (Pro)
Features
Read full description

Split shared bills without the awkward math. PaySplit shows who paid, who owes, and the fewest payments to settle up. No accounts. No ads. Private iCloud sharing. MADE FOR SHARED LIFE Rent, utilities, groceries, dinners, trips: if more than one person paid or benefited, PaySplit keeps it clear. • See exactly who owes what, at a glance. • Add an expense in seconds and choose who shares it. • Settle with fewer payments, not a web of IOUs. • Tap any balance to see how it was built: which expenses, which shares, which payments. • Share a group through iCloud. Your people do not need to create an account. • Keep groups in different currencies, with a running total in yours. NEW IN 2.1 • Receipt inbox: share a receipt from Photos, Mail or Messages and it waits for you to turn it into an expense. • Widgets and controls: balances on your Home and Lock Screen, and Add Expense from Control Center. • Spotlight: find any expense or payment from anywhere on your iPhone. • Siri that asks first: Add Expense and Record Payment confirm the details before saving. HOW IT WORKS 1. Create a group for your home, trip, or night out. 2. Add expenses as they happen. 3. Check balances and settle when you are ready. PAYSPLIT FREE & PRO Start free with your first 50 lifetime expenses, then 10 new expenses each month. PaySplit Pro adds: • Unlimited expenses • Recurring bills for rent, internet and other regular costs • Voice entry: say "Pizza, $42, split with Alex and Sam." • Line-by-line receipt splitting • Search across your history • Spending insights • CSV and PDF export $2.99/month or $14.99/year. YOUR DATA STAYS YOURS PaySplit stores group data in your iCloud account using Apple's CloudKit infrastructure. We have no servers and collect no data. Read the full policy at https://getpaysplit.app/privacy. QUESTIONS? Email support@getpaysplit.app. Every message reaches the developer directly. Subscription terms: PaySplit Pro auto-renews monthly or annually until cancelled. Manage or cancel anytime in Settings > Apple ID > Subscriptions. Payment is charged to your Apple ID. Subscriptions renew automatically unless turned off at least 24 hours before the end of the current period. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SplitLink

Read full description

Scan the receipt. Tap who had what. SplitLink does the math. Splitting a bill by item — not just dividing the total evenly — has always meant squinting at a receipt and arguing over who ordered the extra side. SplitLink turns that into a few taps. Point your camera at any receipt and it reads the line items for you. Assign each item to the people who shared it, and SplitLink instantly shows exactly what everyone owes — tax and tip included. No accounts. No sign-up. Nothing leaves your phone. WHY SPLITLINK • Scan any receipt — the camera reads item names and prices automatically • Split by item, not just evenly — assign each dish to whoever actually had it • Share items between people — that bottle of wine splits three ways in one tap • Tax and tip handled — added proportionally so the totals always reconcile • See who owes what — a clear per-person breakdown, instantly • Edit anything — fix a price, rename an item, or add something the scan missed • Save your bills — keep a history you can reopen any time PAY ONCE, OWN IT FOREVER Your first 3 scans are free. After that, a single one-time purchase unlocks unlimited scanning for good — no subscription, no renewals, no hidden costs. Pay once and SplitLink is yours to keep. COMPLETE PRIVACY, NOTHING COLLECTED Owning the app outright is only half of it: SplitLink collects no data, period. Everything runs on your device — no account, no ads, no internet connection required. Your receipts and the people you split with never leave your phone. There is nothing to track, because there is nothing collected. PERFECT FOR • Dinner out with friends • Group trips and shared houses • Roommates splitting groceries • Anyone tired of "just send me whatever" Reads US, UK and European receipts, and shows totals in your local currency. Download SplitLink, scan your first receipt free, and never argue over a bill again.

Screenshots

PaySplit4 screens
SplitLink4 screens

Verdict

The call

The clearest difference is update cadence: PaySplit at monthly against SplitLink's every 4 months. SplitLink's advantage is iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PaySplit sells 2 in-app purchases, starting at $2.99 per month and SplitLink sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

PaySplit ships an update monthly, SplitLink every 4 months. The most recent releases landed on October 15, 2026 and October 17, 2026 respectively.

Scorecard2 real differences · 7 level
PaySplit versus SplitLink: the parameters behind the verdict, then further details
ParameterPaySplitSplitLink
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS26.017.0 — better
Further details — not scored
Size15 MB3 MB
Age rating4+4+
DeveloperRicardo CarvalhoRentLink Sp. z o.o.

In-app purchases

2 purchases

PaySplit

Subscriptions2
  • PaySplit Pro Monthly$2.991 Month
  • PaySplit Pro Yearly$14.991 Year
1 purchases

SplitLink

One-time1
  • Unlimited Scanning$1.99

Questions

Is PaySplit free?
PaySplit is free to download, with in-app purchases available.
Is SplitLink free?
SplitLink is free to download, with in-app purchases available.
Do PaySplit or SplitLink have ads?
Neither PaySplit nor SplitLink shows ads.
Which is updated more often, PaySplit or SplitLink?
PaySplit ships an update monthly, and SplitLink every 4 months. Most recently, PaySplit was updated on October 15, 2026 and SplitLink on October 17, 2026.

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