Xpens vs Koink

Xpens makes business expense tracking fast and painless. Snap a photo of any receipt and let built-in OCR automatically extract the amount, date, and merchant name. Categorize, tag, and export professional reports — all without creating an account or sending your data anywhere. CAPTURE RECEIPTS INSTANTLY Point your camera at a receipt or import from your photo library. Xpens uses on-device text recognition to pull out the key details so you don't have to type them manually. ORGANIZE YOUR WAY Sort expenses into customizable categories with icons and colors, or add freeform tags like "tax-deductible" or "Q1-2026" for flexible filtering. Set up recurring expenses that generate automatically on a weekly, monthly, or yearly schedule. EXPORT PROFESSIONAL REPORTS Generate polished PDF reports grouped by category with subtotals, tag breakdowns, and page numbers. Or export to CSV for spreadsheets. Reports bundle with receipt images into a single zip file — ready to send to your accountant. YOUR DATA, YOUR DEVICE Xpens is entirely local-first. No accounts, no cloud sync required, no tracking. Optionally back up to iCloud for peace of mind, but your data never leaves your control. KEY FEATURES - Receipt OCR scanning with automatic data extraction - Custom categories with icons and colors - Freeform tags for flexible organization - Recurring expense templates (weekly/monthly/yearly) - PDF and CSV export with receipt image bundles - 150+ currencies supported - iCloud backup and restore - Dark mode support Designed for freelancers, small business owners, and anyone who needs to track and report expenses without the complexity of enterprise software.

Your money tells a story. Koink helps you write it. Koink is an AI-powered money journal that helps you understand not just where your money goes, but why. Scan receipts, track spending, split bills with friends, and reflect on your financial journey in one simple app. SCAN Point your camera at any receipt and Koink extracts the details automatically. The AI detects merchant names, line items, totals, taxes, and categories in seconds. Works with receipts in multiple languages. TRACK Set monthly budgets and monitor your spending with clear visual summaries. See income, expenses, debts, and your running balance in one clean dashboard. SPLIT Scan a receipt and split the bill instantly with friends. Track who owes what, settle payments, and share a clean summary. Create group trips and invite friends with a link. REFLECT Koink also includes a personal journal where you can record your day, tag your mood, add locations, and connect spending to the moments behind it. AI writing assistance helps you capture thoughts quickly. SYNC Sign in to sync your data across devices. All information is end-to-end encrypted on your device before upload, so not even we can read it. FEATURES • AI receipt scanning • Expense tracking and budgeting • Bill splitting with friends • Personal money journal • Multiple currencies • Export splits to PDF or text • Location tagging for journal entries • Custom themes, fonts, colors, and app icons • No ads Koink helps you organize your finances while capturing the story behind every expense. -------------------------------------------------------------------------------------------------------- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://koink.app/privacy