Comparison

Settle Wise vs Strade

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Settle Wise

Features
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Take the headache out of shared expenses with Settle Wise, the ultimate app to track group costs, split bills, and settle debts quickly. Whether you are dividing rent with roommates, planning a trip with friends, or managing simple business ledgers, Settle Wise makes the math effortless. Why choose Settle Wise? We value your privacy and efficiency. Settle Wise is designed to be the fastest way to manage money without the corporate bloat. - No Login Required: Open the app and start tracking immediately. No emails, no passwords, no setup. - Completely Offline: All your data is stored locally on your device. We do not track, collect, or upload your personal information. Your finances stay yours. - Distraction-Free: Enjoy a clean, responsive experience built for speed. KEY FEATURES: Easy Bill Splitting: Add expenses in seconds and divide them equally or custom-split among group members. Settle Debts Instantly: Clearly see who owes whom and keep a running tally of completed payments. Versatile Ledger: Perfect for personal use, group travel, roommates, or small business tracking. Lightning Fast: Built to be ultra-lightweight, saving your device's battery and storage. Global Ready: Supports all world currencies. Set your preferred currency in your profile settings. Say goodbye to messy spreadsheets and awkward money conversations. Download Settle Wise today and keep your finances perfectly balanced, completely offline!

About

Strade

Features
Read full description

Strade is a calm, beautiful way to split expenses with the people in your life โ€” trips, rent, dinners, and everything in between. No clutter. No ads. No noise. Most expense-splitters feel like a spreadsheet that won't stop notifying you. Strade feels like a well-kept ledger: warm, quiet, and precise. Every balance is clear, every settle-up is a moment, and nothing shouts for your attention. WHAT YOU CAN DO โ€ข Split any expense โ€” equally, by shares, by exact amounts, or with the built-in calculator โ€ข Track who owes whom, across groups and one-on-one, always reconciled โ€ข Settle up in a tap โ€” record full, partial, or custom payments โ€ข See a running balance beside every entry, so you know exactly what's settled and what isn't โ€ข Add friends straight from your contacts โ€” hashed on your device, never uploaded โ€ข Invite people who aren't on Strade yet; balances merge automatically when they join โ€ข Home-screen widgets, recurring expenses, saved splits, and fast search PRIVATE BY DESIGN Your contacts are hashed on your device before they ever leave it, and never stored. No ads, no trackers, nothing sold. Settlements are record-only โ€” Strade never touches your money or moves a payment. FREE FOR FOUNDING MEMBERS Everyone who joins the beta is a founding member: every feature unlocked, free, forever. Optional Pro features may arrive later โ€” founders keep the lot. Split the bill, keep the friendship.

Screenshots

Settle Wise4 screens
Strade4 screens

Verdict

The call

The clearest difference is update cadence: Strade at daily against Settle Wise's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Settle Wise ships an update every 3 months, Strade daily. The most recent releases landed on October 2, 2026 and September 28, 2026 respectively.

Scorecard1 real difference ยท 5 level
Settle Wise versus Strade: the parameters behind the verdict, then further details
ParameterSettle WiseStrade
PriceFreeFree
Update frequencyEvery 3 monthsDaily โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.015.0
Further details โ€” not scored
Size32 MB57 MB
Age rating4+4+
DeveloperFiveone DigitalUtkarsh Omer

In-app purchases

None

Settle Wise

No in-app purchases

None

Strade

No in-app purchases

Questions

Is Settle Wise free?
Settle Wise is free to download, with no in-app purchases.
Is Strade free?
Strade is free to download, with no in-app purchases.
Do Settle Wise or Strade have ads?
Neither Settle Wise nor Strade shows ads.
Which is updated more often, Settle Wise or Strade?
Settle Wise ships an update every 3 months, and Strade daily. Most recently, Settle Wise was updated on October 2, 2026 and Strade on September 28, 2026.

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