Settle Wise vs Strade
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Settle Wise
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Take the headache out of shared expenses with Settle Wise, the ultimate app to track group costs, split bills, and settle debts quickly. Whether you are dividing rent with roommates, planning a trip with friends, or managing simple business ledgers, Settle Wise makes the math effortless. Why choose Settle Wise? We value your privacy and efficiency. Settle Wise is designed to be the fastest way to manage money without the corporate bloat. - No Login Required: Open the app and start tracking immediately. No emails, no passwords, no setup. - Completely Offline: All your data is stored locally on your device. We do not track, collect, or upload your personal information. Your finances stay yours. - Distraction-Free: Enjoy a clean, responsive experience built for speed. KEY FEATURES: Easy Bill Splitting: Add expenses in seconds and divide them equally or custom-split among group members. Settle Debts Instantly: Clearly see who owes whom and keep a running tally of completed payments. Versatile Ledger: Perfect for personal use, group travel, roommates, or small business tracking. Lightning Fast: Built to be ultra-lightweight, saving your device's battery and storage. Global Ready: Supports all world currencies. Set your preferred currency in your profile settings. Say goodbye to messy spreadsheets and awkward money conversations. Download Settle Wise today and keep your finances perfectly balanced, completely offline!
Strade
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Strade is a calm, beautiful way to split expenses with the people in your life โ trips, rent, dinners, and everything in between. No clutter. No ads. No noise. Most expense-splitters feel like a spreadsheet that won't stop notifying you. Strade feels like a well-kept ledger: warm, quiet, and precise. Every balance is clear, every settle-up is a moment, and nothing shouts for your attention. WHAT YOU CAN DO โข Split any expense โ equally, by shares, by exact amounts, or with the built-in calculator โข Track who owes whom, across groups and one-on-one, always reconciled โข Settle up in a tap โ record full, partial, or custom payments โข See a running balance beside every entry, so you know exactly what's settled and what isn't โข Add friends straight from your contacts โ hashed on your device, never uploaded โข Invite people who aren't on Strade yet; balances merge automatically when they join โข Home-screen widgets, recurring expenses, saved splits, and fast search PRIVATE BY DESIGN Your contacts are hashed on your device before they ever leave it, and never stored. No ads, no trackers, nothing sold. Settlements are record-only โ Strade never touches your money or moves a payment. FREE FOR FOUNDING MEMBERS Everyone who joins the beta is a founding member: every feature unlocked, free, forever. Optional Pro features may arrive later โ founders keep the lot. Split the bill, keep the friendship.
Screenshots
Verdict
The clearest difference is update cadence: Strade at daily against Settle Wise's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Settle Wise ships an update every 3 months, Strade daily. The most recent releases landed on October 2, 2026 and September 28, 2026 respectively.
| Parameter | Settle Wise | Strade |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 months | Daily โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod โ better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details โ not scored | ||
| Size | 32 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | Fiveone Digital | Utkarsh Omer |
In-app purchases
Settle Wise
No in-app purchases
Strade
No in-app purchases









