Comparison

Split Bills & Settle Expenses vs Shareful

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Split Bills & Settle Expenses

Features
Read full description

Take the headache out of shared expenses with Settle Wise, the ultimate app to track group costs, split bills, and settle debts quickly. Whether you are dividing rent with roommates, planning a trip with friends, or managing simple business ledgers, Settle Wise makes the math effortless. Why choose Settle Wise? We value your privacy and efficiency. Settle Wise is designed to be the fastest way to manage money without the corporate bloat. - No Login Required: Open the app and start tracking immediately. No emails, no passwords, no setup. - Completely Offline: All your data is stored locally on your device. We do not track, collect, or upload your personal information. Your finances stay yours. - Distraction-Free: Enjoy a clean, responsive experience built for speed. KEY FEATURES: Easy Bill Splitting: Add expenses in seconds and divide them equally or custom-split among group members. Settle Debts Instantly: Clearly see who owes whom and keep a running tally of completed payments. Versatile Ledger: Perfect for personal use, group travel, roommates, or small business tracking. Lightning Fast: Built to be ultra-lightweight, saving your device's battery and storage. Global Ready: Supports all world currencies. Set your preferred currency in your profile settings. Say goodbye to messy spreadsheets and awkward money conversations. Download Settle Wise today and keep your finances perfectly balanced, completely offline!

About

Shareful

Features
Read full description

Shareful is the expense engineering engine for anyone who's ever said "let's just split it evenly" and regretted it. Whether it's a weekend trip, a shared flat, a couples' budget, or splitting dinner with friends, Shareful tracks who paid, who owes, and who's square โ€” automatically, fairly, and without the group-chat math. SCAN A RECEIPT, DONE Point your camera at a bill and Shareful reads the merchant, amount, currency, and date for you โ€” no manual typing. Just confirm and split. SPLIT IT YOUR WAY Equal splits for the simple stuff, custom splits for the rest. Multiple people paid for one expense? Shareful handles multi-payer splits too, so the math is never forced to fit a shape it doesn't. ALWAYS KNOW WHERE YOU STAND Real-time balances for every group, updated the moment an expense is added. See exactly who owes whom, and settle up with one tap when it's time to square things away โ€” including cross-currency settlements if your group spans more than one currency. TALK IT OUT, RIGHT ON THE EXPENSE Something look off? Open a quick chat thread on any expense to sort it out with your group โ€” no need to leave the app or dig through old messages. NEVER FORGET A RECURRING BILL Rent, subscriptions, utilities โ€” set a recurring expense once and Shareful logs it automatically every cycle. SEE THE BIGGER PICTURE Group Insights breaks down spending by person, category, and month. My Stats shows your own cross-group history โ€” who you split with most, and how your balances trend over time. MOVING FROM SPLITWISE? Import your existing groups and expense history directly from a Splitwise CSV export โ€” no starting over. BUILT FOR HOW YOUR GROUP ACTUALLY WORKS Works offline, syncs when you're back online Attach receipts and documents to any expense Invite people by link, no account required to join Available in 8 languages YOUR DATA STAYS YOURS Shareful doesn't sell your data, doesn't run ads, and doesn't track you across other apps. It's not a payment app either โ€” Shareful tracks who owes whom on paper; it never touches your bank account, card, or UPI details. Splitting shared costs shouldn't feel like a second job. Shareful keeps it fair, transparent, and out of your group chat.

Screenshots

Split Bills & Settle Expenses4 screens
Shareful4 screens

Verdict

The call

Split Bills & Settle Expenses and Shareful are too close to call on the numbers: across 5 compared parameters โ€” price, ads, in-app purchases and device support among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Split Bills & Settle Expenses versus Shareful: the parameters behind the verdict, then further details
ParameterSplit Bills & Settle ExpensesShareful
PriceFreeFree
Update frequencyEvery 5 daysโ€”
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details โ€” not scored
Size34 MB16 MB
Age rating4+4+
DeveloperFiveone DigitalAnbarasan Subramani

In-app purchases

None

Split Bills & Settle Expenses

No in-app purchases

None

Shareful

No in-app purchases

Questions

Is Split Bills & Settle Expenses free?
Split Bills & Settle Expenses is free to download, with no in-app purchases.
Is Shareful free?
Shareful is free to download, with no in-app purchases.
Do Split Bills & Settle Expenses or Shareful have ads?
Neither Split Bills & Settle Expenses nor Shareful shows ads.

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