Comparison

Splitkaro vs Shareful

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitkaro

Effortlessly manage shared expenses with friends, roommates, or family. This app simplifies bill splitting, tracks personal and group costs, and provides smart payment reminders to avoid awkward money conversations.

Highlights
  • Intelligent payment reminders
  • One-tap bill import from popular services
  • Item-wise bill splitting
  • Auto expense tracking via SMS
  • Group chat and money sharing
  • Graphs, charts, and analytics
  • Import balances from other apps
Features
Read full description

Splitkaro is the expense tracker and bill splitter for roommates, couples, trips, homes, teams, and your own personal spending. Track personal and shared expenses together in one app, with flexible splitting, smart reminders, spending insights, and no limit on how many expenses you add. FREE, AND FREE MEANS FREE Unlimited expenses. Unlimited members. Unlimited groups. No cap on how many expenses you can add, ever, and no paywall after the first handful. Category-wise spending insights are free too. Premium is optional. SWITCHING APPS? Coming from Splitwise? Import your groups & balances from Splitwise and carry on without limits. SPLIT EXPENSES ANY WAY YOU NEED • Split equally, unequally, by ratio, or item by item • Assign each dish or item to whoever actually had it • Rounding always adds up, so no cents are ever left over • Add cash expenses with a photo of the receipt • Share a split by link so the other person sees it right away • See who owes who at a glance, per group and overall • Smart reminders get people to settle up without awkward follow-ups • Track payments and balances until everyone is settled up • Chat with your group right where the expenses are A GROUP EXPENSE TRACKER FOR EVERY SITUATION • Roommates splitting rent, groceries and utilities • Couples managing shared spending • Friends and travel groups tracking trip costs • Families organising household expenses • Small teams sharing business costs • Personal expense tracking and budgeting MORE THAN A BILL SPLITTING APP Most people use one app to split expenses with friends and another to track their own. Splitkaro does both. Share costs on a carpool, split a group trip, split rent with housemates, split the check at dinner and settle up the same night. Your personal spending lives in the same place. AUTOMATIC EXPENSE TRACKING Import your bank and card statements and every purchase shows up on its own. Just tag it to a group. Set a rule once and future transactions go into the right group and category automatically. Direct card and bank connections are rolling out now. KNOW WHAT YOU ACTUALLY SPENT The bill was $120, but your share was $24. Splitkaro counts the $24. One tab shows what you really spent, paid, and received across every group and your personal expenses, with category analytics and clean monthly summaries. Your data syncs securely across your devices and the web, and friends can join your group from any phone. SPLITKARO PREMIUM Splitkaro is free to use. Premium is an optional upgrade that adds expense search, custom categories, full analytics, PDF export, and dark mode. Choose a monthly or yearly plan. • The monthly plan is an auto-renewing subscription. The yearly plan does not renew automatically • Payment is charged to your Apple ID account when you confirm the purchase • The monthly subscription renews automatically unless you cancel it at least 24 hours before the end of the current period • Your account is charged for the renewal within 24 hours before the current period ends • You can manage or cancel your subscription in your App Store account settings after purchase • You can keep using the free version without subscribing Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://privacy.splitkaro.com/ Questions or feedback? support@splitkaro.com

About

Shareful

Features
Read full description

Shareful is the expense engineering engine for anyone who's ever said "let's just split it evenly" and regretted it. Whether it's a weekend trip, a shared flat, a couples' budget, or splitting dinner with friends, Shareful tracks who paid, who owes, and who's square — automatically, fairly, and without the group-chat math. SCAN A RECEIPT, DONE Point your camera at a bill and Shareful reads the merchant, amount, currency, and date for you — no manual typing. Just confirm and split. SPLIT IT YOUR WAY Equal splits for the simple stuff, custom splits for the rest. Multiple people paid for one expense? Shareful handles multi-payer splits too, so the math is never forced to fit a shape it doesn't. ALWAYS KNOW WHERE YOU STAND Real-time balances for every group, updated the moment an expense is added. See exactly who owes whom, and settle up with one tap when it's time to square things away — including cross-currency settlements if your group spans more than one currency. TALK IT OUT, RIGHT ON THE EXPENSE Something look off? Open a quick chat thread on any expense to sort it out with your group — no need to leave the app or dig through old messages. NEVER FORGET A RECURRING BILL Rent, subscriptions, utilities — set a recurring expense once and Shareful logs it automatically every cycle. SEE THE BIGGER PICTURE Group Insights breaks down spending by person, category, and month. My Stats shows your own cross-group history — who you split with most, and how your balances trend over time. MOVING FROM SPLITWISE? Import your existing groups and expense history directly from a Splitwise CSV export — no starting over. BUILT FOR HOW YOUR GROUP ACTUALLY WORKS Works offline, syncs when you're back online Attach receipts and documents to any expense Invite people by link, no account required to join Available in 8 languages YOUR DATA STAYS YOURS Shareful doesn't sell your data, doesn't run ads, and doesn't track you across other apps. It's not a payment app either — Shareful tracks who owes whom on paper; it never touches your bank account, card, or UPI details. Splitting shared costs shouldn't feel like a second job. Shareful keeps it fair, transparent, and out of your group chat.

Screenshots

Splitkaro4 screens
Shareful4 screens

Verdict

The call

The clearest difference is in-app purchases: Shareful at none against Splitkaro's 10. Shareful also leads on device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitkaro sells 10 in-app purchases, starting at $2.00 per month. Shareful asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Splitkaro versus Shareful: the parameters behind the verdict, then further details
ParameterSplitkaroShareful
PriceFreeFree
Rating4.9 (62 ratings) — better—
Positive reviews78.5% of reviews—
Number of ratings62 — better—
Update frequencyEvery 6 weeks—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size82 MB16 MB
Age rating4+4+
DeveloperSplitkaro Private LimitedAnbarasan Subramani

In-app purchases

10 purchases

Splitkaro

Subscriptions2
  • Monthly Subscription$2.001 Month
  • Monthly Subscription$4.001 Month
One-time8
  • Splitkaro Subscription$0.99
  • Trail Plan$1.00
  • Monthly Plan$4.00
Show 5 more
  • Quarterly Plan$5.00
  • Yearly Plan$12.00
  • Yearly Plan Onboard$12.00
  • Yearly Plan Day1$12.00
  • Annual Premium Plan$15.00
None

Shareful

No in-app purchases

Questions

Is Splitkaro free?
Splitkaro is free to download, with in-app purchases available.
Is Shareful free?
Shareful is free to download, with no in-app purchases.
Do Splitkaro or Shareful have ads?
Neither Splitkaro nor Shareful shows ads.

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