AnytimeBudget vs Flower

AnytimeBudget makes expense tracking faster and more natural. Snap a receipt, say what you spent, or paste a screenshot, and AI instantly extracts the merchant, date, items, amount, and category, turning them into a clear transaction record. No more filling in every field manually. No more repeated typing. No more spreadsheets for tracking daily expenses. Key Features AI Smart Input Supports receipt photos, screenshots, documents, and voice input. AI automatically recognizes transaction details and helps you create complete records quickly. Receipt Data Extraction Take a photo of a receipt to extract the merchant, date, items, tax, tip, and total. Ideal for daily spending, business trips, and freelance receipts. Voice Expense Tracking Say what you spent, such as “I spent forty dollars at the noodle shop and split it with Lana.” AI helps organize the amount, merchant, category, and split details. Image and File Input Choose screenshots from your photo library, or import PDFs and other documents to structure transaction data into manageable records. Multi-Currency Support Supports 160+ currencies and exchange rate conversion, making travel, overseas spending, and multi-currency accounts easier to manage. Budgets and Analytics Understand your monthly spending with calendar heatmaps, category trends, and budget progress, so you can see which categories are approaching or exceeding budget. Local Transaction Records Transaction records are stored on your device and can be exported as CSV, Excel, or JSON whenever needed for backup, organization, or further analysis. Privacy First AnytimeBudget uses a pass-through relay architecture that streams requests to AI providers and streams responses back to your device. We do not write copies of requests or responses to storage. No disk storage No request content retained No response content retained Your data is not used to train models Learn more at anytimebudget.com/en/privacy Perfect For People who want faster expense tracking with less manual input Frequent travelers or anyone tracking spending across currencies Freelancers, founders, and people who need to organize receipts Privacy-conscious users who prefer keeping data on their own device Built for people who want to manage money clearly while keeping more time for life. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://anytimebudget.com/privacy

Flower brings your expenses, budgets, and wallets together in a personal space. Keep everyday records clear, then revisit the places and moments behind the numbers. RECORD YOUR WAY Add expenses and income, organize categories and subcategories, and attach photos or places. Review CSV/XLSX records before importing them; with Flower Plus you can also scan receipts, read payment screenshots, or record by voice. Suggestions based on your own history help with familiar purchases. MULTIPLE LEDGERS, A CLEARER VIEW Flower Plus lets you create additional ledgers for different purposes, each with a name and a Flower library icon. Switch between one ledger and all ledgers; records, maps, statistics, and recaps follow your selection. Wallet and account balances belong to you across all ledgers. SEE WHERE YOU SPENT Explore saved locations on your Spending Map, from familiar streets to places visited further afield. Search for a place and look through records nearby. Photos and locations are free to add, and this week’s map is free to view. REMEMBER YOUR MONTH A completed month becomes a Monthly recap with photos, places, spending patterns, and changes. Explore your monthly imprint and revisit a Story with a few words to remember the month by. Every finished month also becomes a page in your Flower yearbook. Turn through the year like a book: each day’s photos sit on a calendar, days without photos are shaded by what you spent, and a map marks the new and familiar areas you visited. When something you buy becomes a habit, Flower notices. Your profile shows each spending habit’s rhythm, its usual places, and about how much it costs in a usual month. Records with similar names can be merged into one. Your first month’s recap and yearbook page are free, and basic weekly, monthly, and yearly statistics remain free. ORGANIZE YOUR MONEY Bring cash, bank accounts, credit accounts, and multi-currency wallets together. Track transfers, recurring items, split expenses, and repayment records. Investment accounts are for keeping your own records. PLAN AND PERSONALIZE Set an overall budget or a separate budget for each saved ledger and see what remains. Choose Card Holder styles, arrange embossings, and give categories a little personality with miniature, felt, and other icon collections. FLOWER PLUS Flower Plus lets you create additional ledgers; add reimbursement details, installment schedules, or discounts to records; record refunds; add transfer fees; and create or extend shared credit accounts. Shared credit groups cards under one limit while keeping each card’s debt separate. Other benefits include receipt and screenshot scanning, voice entry, split and multi-currency records, private iCloud sync, full-ledger PDF/CSV export, historical Spending Maps, every month’s recap and yearbook page, spending habits and places, hidden balances, account archiving, and expanded asset and Card Holder capacity. Some appearances are sold separately. See the in-app offer for current plans and included features. If a subscription expires, your saved data stays. You can keep using saved ledgers, record in active ones, rename or archive them, correct or remove saved premium details, receive reimbursements, and stop existing installment plans. Due installments from existing plans continue to create records. You can correct saved transfer fees and shared limits, remove cards from a shared group, or record repayments. Recorded refunds and archived accounts stay, and balance hiding can be turned off at any time. Creating new paid configurations requires Flower Plus. Settings → Feature display controls which tools are shown. It does not unlock paid features. A locked action opens Flower Plus; a verified purchase or restore returns you to that action. Cancelling keeps your draft. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/