Comparison

iNuMo vs SpenIt

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

iNuMo

Features
Read full description

iNuMo โ€“ Budget Planner & Expense Tracker (Offline & Private) iNuMo is a powerful offline budget planner and expense tracker designed to help you manage your personal finance securely. Track income, control spending, plan budgets, and monitor cash flow โ€” all without needing an internet connection. If you're looking for a private, secure, and easy-to-use money manager, iNuMo is built for you. 1. 100% Offline & Privacy Focused Unlike many finance apps, iNuMo works completely offline. โ€ข No forced account registration โ€ข No cloud dependency โ€ข App lock security protection โ€ข Full offline backup & restore Your financial data stays on your device โ€” always. 2. Complete Expense & Income Tracker Easily track: โ€ข Daily expenses โ€ข Income โ€ข Transfers between accounts โ€ข Multiple accounts (cash, bank, e-wallet) Stay in control with a clear transaction history and real-time balance updates. Perfect for anyone who needs a reliable spending tracker or personal finance tracker. 3. Smart Budget Planner Create flexible budgets that match your lifestyle: โ€ข Budget per account โ€ข Budget per category โ€ข Daily, weekly, or monthly budgets โ€ข Monitor spending progress Avoid overspending and improve your financial discipline. 4. Recurring Transactions & Bill Reminder Automate your financial tracking: โ€ข Recurring income โ€ข Recurring expenses โ€ข Recurring transfers โ€ข Bill reminders to avoid late payments Your smart bill reminder and finance tracker in one app. 5. Receipt Scanner with Auto Fill Quickly scan receipts and automatically fill transaction details. Spend less time typing and more time managing your money. 6. Financial Insights & Reports Understand your spending habits with powerful insights: โ€ข Daily spending summary โ€ข Net cash flow overview โ€ข Spending by category โ€ข Budget performance tracking Make smarter financial decisions using real data. 7. Home Screen Widget Access your balance and spending tracker directly from your home screen. 8. Bank Statement Scanner (BETA) Import and scan your bank statement to quickly add transactions. Who Is iNuMo For? โ€ข Students managing allowance โ€ข Professionals tracking monthly expenses โ€ข Families planning budgets โ€ข Anyone serious about personal finance Why Choose iNuMo? - Offline budget app - Secure & private money manager - Clean and intuitive interface - Lightweight & fast - No unnecessary complexity Take control of your money today with iNuMo โ€“ your private budget planner, expense tracker, and personal finance manager. Download now and start building smarter money habits. Terms of Use (EULA): http://www.apple.com/legal/itunes/appstore/dev/stdeula

About

SpenIt

Features
Read full description

SpenIt helps you spend less time typing receipts and more time understanding your money. Capture a receipt, share a PDF, or upload a pay slip, then review clean expense and income records before saving them. Track daily expenses, income, tax-deductible receipts, and safe-to-spend numbers from one simple dashboard. Optional AI features extract merchant, date, amount, category, line items, income, and practical savings insights. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

iNuMo4 screens
SpenIt4 screens

Verdict

The call

The clearest difference is iOS requirement: iNuMo at 13.0 against SpenIt's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. iNuMo sells 3 in-app purchases, starting at $1.99 per month and SpenIt sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

iNuMo ships an update every 11 days, SpenIt every 6 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard1 real difference ยท 5 level
iNuMo versus SpenIt: the parameters behind the verdict, then further details
ParameteriNuMoSpenIt
PriceFreeFree
Update frequencyEvery 11 daysEvery 6 days โ€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPod โ€” betteriPhone
Requires iOS13.0 โ€” better17.0
Further details โ€” not scored
Size33 MB5 MB
Age rating4+4+
Developermohd shafeqMohd Faizal Mohd Zain

In-app purchases

3 purchases

iNuMo

Subscriptions2
  • iNuMo Premium (Monthly)$1.991 Month
  • iNuMo Premium (Yearly)$19.991 Year
One-time1
  • Premium Access$49.99
6 purchases

SpenIt

Subscriptions2
  • SpenIt Pro Monthly7 Days trial$2.991 Month
  • SpenIt Pro Yearly$14.991 Year
One-time4
  • Supporter Tip$0.99
  • Coffee Tip$2.99
  • Generous Tip$4.99
Show 1 more
  • SpenIt Lifetime Supporter$49.99

Questions

Is iNuMo free?
iNuMo is free to download, with in-app purchases available.
Is SpenIt free?
SpenIt is free to download, with in-app purchases available.
Do iNuMo or SpenIt have ads?
Neither iNuMo nor SpenIt shows ads.
Which is updated more often, iNuMo or SpenIt?
iNuMo ships an update every 11 days, and SpenIt every 6 days. Most recently, iNuMo was updated on October 24, 2026 and SpenIt on October 28, 2026.

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