Savr vs Monerva

Savr helps you manage your money with clarity. Track accounts, record income and expenses, plan bills, build savings goals, and see a daily Safe-to-Spend figure so you know what you can spend before your next payday. WHY PEOPLE USE SAVR • See your Safe-to-Spend amount for the current pay cycle • Track cash, bank accounts, credit cards, loans, wallets, and more • Record expenses, income, and transfers in seconds • Build budgets by category and monitor overspending • Create savings goals, buckets, and recurring contribution rules • Plan upcoming bills and recurring payments • Forecast future balances with cash flow projections • Understand trends with charts, summaries, and analytics • Export your data with CSV and JSON backup • Keep your data in sync with iCloud SAFE-TO-SPEND, NOT JUST BUDGETING Savr goes beyond simple expense tracking. It helps you account for upcoming bills, savings allocations, and budget pressure inside your current pay cycle, so your available spending number stays practical and useful day to day. FLEXIBLE MONEY TRACKING Use Savr to manage multiple account types, customize your dashboard, organize categories, monitor balances, and review recent activity. Whether you are tracking daily spending, planning monthly bills, or saving for a goal, Savr keeps everything in one place. PREMIUM FEATURES Savr Premium unlocks: • Planned Payments • Cash Flow Forecast • Safe-to-Spend breakdown and what-if scenarios • More dashboard widgets • Full record history • Expanded analytics and insights • Higher usage limits and premium tools PRIVATE BY DESIGN Your financial data is tied to your account and synced with iCloud using your private database. You stay in control of your data, with export and backup tools available inside the app. Some features may require a premium plan. Savr helps you manage budgets, bills, and savings goals with a clear view of what’s safe to spend. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.savrfinance.com/privacy

Take control of your money with Monerva — the offline-first personal finance app built for real budgets, real wallets, and real spending habits. No accounts. No cloud. Your data lives on your device. --- TRACK EVERY TRANSACTION --- Log income and expenses in seconds. Organize by category and see exactly where your money goes. Use the built-in receipt scanner to auto-fill the amount, date, and merchant from a photo. --- MULTI-WALLET SYSTEM --- Create wallets for cash, bank accounts, or any fund. Transfer money between them with optional fees. Every transaction links to a wallet so balances stay accurate automatically. --- CREDIT CARD TRACKING --- Add credit cards, charge expenses to them, and record payments. Track your outstanding balance and credit utilization in real time. --- BUDGET BY CATEGORY --- Set monthly spending limits per category. See which categories are on track, approaching the limit, or over budget. Month Projection tells you if you'll finish the month under budget. --- SAVINGS GOALS --- Define goals with a target amount and deadline. Track progress with color-coded bars. Contribute any amount at any time and watch your goal fill up. --- DEBT & LOAN TRACKER --- Track money you owe and money owed to you. Log partial payments, view full payment history, and set date reminders so due dates never sneak up on you. --- ANALYTICS & INSIGHTS --- Spending over time, category breakdowns, income vs. expenses, average daily spend, and intelligent insights — all powered by your own data, no server required. --- PRIVACY FIRST --- Monerva never connects to the internet. All data is encrypted on-device. Enable Privacy Mode to blur all amounts with one tap. --- MORE FEATURES --- - Receipt scanner with on-device OCR - Emergency fund calculator - Recurring expenses - PDF export for transactions and debts - Data backup and restore - Custom categories and income sources - 40+ currencies - Dark mode - iPad support Download Monerva and start building better money habits today.