Comparison

Monerva vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Monerva

Features
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Take control of your money with Monerva โ€” the offline-first personal finance app built for real budgets, real wallets, and real spending habits. No accounts. No cloud. Your data lives on your device. --- TRACK EVERY TRANSACTION --- Log income and expenses in seconds. Organize by category and see exactly where your money goes. Use the built-in receipt scanner to auto-fill the amount, date, and merchant from a photo. --- MULTI-WALLET SYSTEM --- Create wallets for cash, bank accounts, or any fund. Transfer money between them with optional fees. Every transaction links to a wallet so balances stay accurate automatically. --- CREDIT CARD TRACKING --- Add credit cards, charge expenses to them, and record payments. Track your outstanding balance and credit utilization in real time. --- BUDGET BY CATEGORY --- Set monthly spending limits per category. See which categories are on track, approaching the limit, or over budget. Month Projection tells you if you'll finish the month under budget. --- SAVINGS GOALS --- Define goals with a target amount and deadline. Track progress with color-coded bars. Contribute any amount at any time and watch your goal fill up. --- DEBT & LOAN TRACKER --- Track money you owe and money owed to you. Log partial payments, view full payment history, and set date reminders so due dates never sneak up on you. --- ANALYTICS & INSIGHTS --- Spending over time, category breakdowns, income vs. expenses, average daily spend, and intelligent insights โ€” all powered by your own data, no server required. --- PRIVACY FIRST --- Monerva never connects to the internet. All data is encrypted on-device. Enable Privacy Mode to blur all amounts with one tap. --- MORE FEATURES --- - Receipt scanner with on-device OCR - Emergency fund calculator - Recurring expenses - PDF export for transactions and debts - Data backup and restore - Custom categories and income sources - 40+ currencies - Dark mode - iPad support Download Monerva and start building better money habits today.

About

Subscription Tracker

Features
Read full description

Keep your subscriptions organized with Sabsi. Track recurring expenses, see upcoming renewal dates, receive reminders, and understand monthly and yearly spending. START FREE New users can download Sabsi for free and track up to three subscriptions. Use the dashboard, renewal calendar, spending analytics, and supported settings to manage your plans. UNLIMITED LIFETIME ACCESS Unlock unlimited subscription tracking and future updates with one payment of PHP 199 in the Philippines. Prices in other regions are shown by the App Store. No recurring Sabsi subscription is required. ALREADY PURCHASED SABSI? Existing customers who bought the previously paid app retain unlimited lifetime access and future updates without paying again. Restore purchases with the Apple Account used for the original purchase when needed. PLAN BY DATE See renewals on the calendar. Select an empty date to add an app or service with that renewal date pre-filled. SEE YOUR SPENDING View monthly and annual totals, labeled circular category analytics, renewal history, and your largest recurring expenses. Track supported currencies and choose your preferred display currency. CHAT WITH SABSI Add subscription details and ask questions about your tracked plans. KEEP CONTROL OF YOUR DATA Manage reminders and category budgets, import or export subscription backups, and optionally enable iCloud synchronization on supported Apple devices. Existing subscription records remain available to view, edit, and delete. Sabsi helps you plan recurring expenses. It does not cancel subscriptions or make payments on your behalf.

Screenshots

Monerva4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is price: Subscription Tracker at Free against Monerva's $0.99. Monerva's advantage is in-app purchases (none vs 1) and iOS requirement (13.0 vs 16.4). On update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Subscription Tracker is free to download; Monerva costs $0.99 up front. Subscription Tracker sells 1 one-off in-app purchase. Monerva asks for nothing beyond the download.

UpkeepUpdate frequency

Monerva ships an update every 2 weeks, Subscription Tracker every 9 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard3 real differences ยท 3 level
Monerva versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterMonervaSubscription Tracker
Price$0.99Free โ€” better
Update frequencyEvery 2 weeksEvery 9 days โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS13.0 โ€” better16.4
Further details โ€” not scored
Size39 MB40 MB
Age rating4+4+
DeveloperChristian BuenoGilbert Tuazon

In-app purchases

None

Monerva

No in-app purchases

1 purchases

Subscription Tracker

One-time1
  • Unlimited Lifetime$2.99

Questions

Is Monerva free?
Monerva costs $0.99, with no in-app purchases.
Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Do Monerva or Subscription Tracker have ads?
Neither Monerva nor Subscription Tracker shows ads.
Which is updated more often, Monerva or Subscription Tracker?
Monerva ships an update every 2 weeks, and Subscription Tracker every 9 days. Most recently, Monerva was updated on November 5, 2026 and Subscription Tracker on October 31, 2026.

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