MindSpend vs Krumbs

Control your money with clarity and awareness. MindSpend is a minimalist finance tracker designed to help you understand not only how you spend, but why. Log your income and expenses in seconds and optionally tag each transaction with a mood and trigger. MindSpend then generates simple behavioral insights that help you recognize patterns in your spending habits. FEATURES • Fast expense and income tracking • Optional mood and spending trigger tags • Behavioral insights based on your entries • Impulse Score indicator to highlight spending patterns • Calendar and monthly summaries • CSV export of your data • Private by design — your data stays on your device MindSpend does not require accounts or sign-ups. All information is stored locally on your device. You can permanently delete all data at any time from the Settings screen. Take control of your spending with awareness and simplicity.

Dinner with eight people, one receipt, and nobody wants to do the math. Krumbs handles it. Take a photo of the receipt and Krumbs pulls out every line with its quantity and price. Then you tap who had what: the wine between two of you, the dessert for one. Discounts land exactly where they belong. FOUR WAYS TO SPLIT Equally, by shares or weights, by exact amounts, or straight from the items on the receipt. Every expense gets split the way it actually happened. CLEAR BALANCES, FEWER PAYMENTS Krumbs works out who owes who and then simplifies it. Instead of six transfers going in circles, it tells you the two that settle everyone up. See balances inside each group and your running total with each person. WITH A GROUP OR WITHOUT ONE Create groups for the trip, the apartment or Friday dinner, each with its own name, emoji and color. For one-offs, log a single shared expense with a friend without setting up a group at all. RECURRING EXPENSES Rent, the gym membership, the subscription you share. Set it once and it repeats on its own, with the split you chose. START WITHOUT SIGNING UP Open the app and you can create a group, scan a receipt and add expenses right away. Save your account with Apple, Google or email whenever you want, so nothing is lost when you change phone. ALSO INSIDE - Invite links so friends join a group in one tap - Notifications when someone adds or edits an expense - Multiple currencies - Group activity timeline - Dark, fast, quiet design - No ads Krumbs doesn't process payments or move money. It keeps the count, so the settle-up between you is the right one.