OurBudget vs Expenses

OurBudget is the family budgeting app that brings everyone together around smarter spending. Get a clear, real-time picture of where your money goes — and where it should go next. TRACK EVERY DOLLAR, TOGETHER Add expenses and income in seconds. Assign each transaction to a family member and category. Support for multiple currencies with automatic exchange rates means OurBudget works wherever life takes you. SMART BUDGETS Set monthly budgets by category — groceries, dining, transport, and more. Get alerts when approaching your limit. Budgets roll forward automatically each month. SAVINGS GOALS Create shared savings goals and watch progress grow together. Link transactions to goals and celebrate milestones. Set fixed targets or percentage-based goals tied to income. CAPITAL CHART See your financial trajectory — current balance, projected income on payday, and upcoming expenses. Know exactly where you'll stand this month or next. BUILT FOR FAMILIES Role-based access for the whole household: • Parents: full control over budgets, goals, and settings • Teens: view and add transactions, track goals • Children: simplified dashboard with savings progress COPPA-compliant parental controls included. DAILY SAFE-TO-SPEND Know how much you can spend today without breaking your budget, calculated from remaining income, upcoming bills, and days until payday. RECURRING TRANSACTIONS Salary, rent, subscriptions — set up once and OurBudget projects them automatically. Set an end date or repeat indefinitely. SMART INSIGHTS Actionable alerts for spending trends, category anomalies, budget warnings, savings rate, and subscription detection. MULTI-CURRENCY Automatic conversion using real-time ECB exchange rates. Enter amounts in any currency. LOCK SCREEN WIDGETS See spending, budget, and days remaining right on your Lock Screen and Apple Watch. CHARTS & CALENDAR Daily cash flow, category breakdown, budget adherence, savings rate, and a transaction calendar — all beautifully visualized. YOUR DATA, YOUR CONTROL Export to CSV. Delete data anytime. No ads. No data selling. Privacy policy viewable in-app. Available in English, Romanian, and French. FREE: 2 members, 3 budgets, 1 goal, 1 currency PLUS: Unlimited budgets, 5 goals, 5 currencies, CSV export FAMILY: 8 members, unlimited everything Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Every dollar, on your terms. Expenses is a shared expense tracker built for couples, families, and roommates who want full control of their money — no bank logins, no linked cards, just your ledgers, your way. Track by hand, on purpose Log income and spending manually. No bank connections means no security risk from a third-party data breach, and no surprise categorization mistakes — you decide what everything means. Built for sharing Create a ledger and invite your partner, family, or roommates with a QR code or invite link. Everyone sees the same numbers update in real time — who paid, what for, and how much is left in the budget. See where your money goes - Category budgets with live progress bars - Spending reports by category, by merchant, and over time - A calendar view of every transaction and upcoming bill - Recurring and one-time bill reminders — weekly, monthly, or yearly Fast expense entry Scan a receipt and let the app read the merchant and total for you, or enter it by hand in seconds. Multiple ledgers, one app Keep a shared household ledger, a solo personal one, and a project budget (like a trip or renovation) all separate, side by side. Privacy first Hide your amounts with one tap. Sign in with Apple, Google, or email — your data is never sold, and there are no ads.