Spendex vs Sandık

Spendex is a powerful, privacy-first personal finance app designed to help you master your money with professional-grade tools and AI-driven insights. SMART BUDGET TRACKING • Set monthly budgets by category and track spending in real time • Get smart notifications when you're approaching your budget limits • Visual progress indicators show exactly where your money goes AI FINANCIAL ASSISTANT • Get personalized AI-powered financial insights based on your data • Chat with your personal AI advisor about spending habits and goals • Export AI analysis reports as professional PDF documents MULTIPLE ACCOUNTS • Manage checking, savings, credit cards, cash, and investment accounts • Track balances across all your accounts in one dashboard • Multi-currency support for international transactions POWERFUL ANALYTICS • Interactive charts and spending heatmaps on a calendar view • Monthly trend analysis with income vs. expense breakdowns • Category-level insights to understand your spending patterns RECURRING PAYMENTS • Never miss a bill — track subscriptions and recurring expenses • Smart reminders for upcoming due dates • Timeline view of all scheduled payments RECEIPT SCANNING • Scan receipts with your camera to auto-fill transactions • Save time on manual data entry PRIVACY & SECURITY • All data stored locally on your device — your finances stay private • Face ID and biometric authentication • Privacy Shield mode to blur sensitive data instantly EXPORT & BACKUP • Export transactions as CSV or detailed PDF reports • Advanced filters by date range and category • Manual backup and restore to keep your data safe BEAUTIFUL DESIGN • Clean, modern interface with light and dark mode support • Available in English, Turkish, German, French, Italian, and Arabic PREMIUM FEATURES • Unlimited accounts and full analytics history • AI Financial Assistant and Smart Insights • Advanced CSV/PDF export with custom filters • Receipt scanning and custom categories Download Spendex today and take the first step toward financial clarity.

Sandık brings your cash, foreign currency, gold, crypto, investments, property and debts together in one place, and shows you the single number that matters: your net worth. HIGHLIGHTS • See your net worth in ₺, $, €, £ or grams of gold — and pick which three units appear on your home card • Use any of more than 150 currencies as your main currency; a short setup guide gets you started in a few steps • Market tab: today's lira value of the currencies, gold and crypto you follow; add any currency to your watchlist • Record income and expenses, and optionally link each entry to an account so balances update on their own • Account detail: every account shows its own transaction history • Automatic valuation with live rates; the last saved value is used when you are offline, and older data is clearly labelled • Partial debt payments with payment history • Save your personal IBAN details and copy any field with one tap • Face ID / Touch ID and PIN app lock — free for everyone • 12 languages; light and dark themes • PDF and Excel reports with Premium PREMIUM Sandık is free to use with up to 20 assets and 30 transactions. Premium removes those limits and adds PDF/Excel export and automatic on-device backup. Premium is an auto-renewing subscription offered monthly or yearly. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your device's account settings. LEGAL Privacy Policy: https://www.freeprivacypolicy.com/live/375c760b-1626-47ce-8f90-b9456e5e5a60 Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ YOUR DATA STAYS WITH YOU Your assets, transactions and IBAN entries are stored on your device and are never sent to our servers. Export and backup only happen when you start them yourself. Signing in is optional and is used only to show your name on your profile — you can tap "Continue on this device" and use every feature without an account. Anonymous usage statistics (which screens and features are used) help us improve the app; they never include amounts, names or IBANs, and you can turn them off in Profile. WHAT SANDIK IS NOT Sandık is not a bank, payment institution or investment platform. It does not send money, open accounts, execute trades or transfer crypto. Assets and debts are added manually by you. Market prices are daily reference values, not buy/sell rates. Sandık does not provide investment advice; it only helps you organise and review your personal financial records.