Finvex vs Spenso

Finvex is the most complete personal finance app — free. Track expenses, income, budgets, savings goals, investments, loans, and more, all in one place. WHY FINVEX? Most finance apps do one thing. Finvex does everything: EXPENSE & INCOME TRACKING • Log expenses and income with categories, notes, and receipts • Scan receipts with AI — snap a photo, we extract the details • Voice commands — say "Spent 500 on groceries" and it's done • Recurring transactions with smart reminders • Multi-currency support with real-time exchange rates GROUP EXPENSE SPLITTING • Split bills equally, by percentage, or custom amounts • Track who owes whom with automatic settlement suggestions • In-app group chat to discuss expenses • Perfect for roommates, trips, and shared households BUDGETS & SAVINGS GOALS • Set spending limits by category with visual progress • Create savings goals with deadlines and track contributions • Get alerts when approaching your limits INVESTMENT & ASSET TRACKING • Track stocks, crypto, gold, and forex with real-time prices • Manage property, vehicles, jewelry, and other assets • Portfolio overview in your primary currency LOANS & DEBT MANAGEMENT • Track money lent and borrowed • Payment history with partial payments • Due date reminders so nothing slips AI-POWERED INSIGHTS • Chat with your AI financial assistant for personalized advice • Weekly and monthly spending analysis • Smart categorization and anomaly detection • Bring Your Own Key (BYOK) for unlimited AI access BANK ACCOUNTS & CARDS • Manage multiple bank accounts, credit cards, and digital wallets • Track transfers between accounts • AES-256 encryption protects all sensitive financial data ENGAGEMENT & MOTIVATION • Daily streaks to build consistent financial habits • Earn FlowCoins and unlock achievement badges • Play Money Mind — a financial life simulation game • Share beautiful achievement cards with friends EXPORT & REPORTS • Generate detailed PDF and CSV reports • Weekly AI-powered financial summaries • Share reports with family or accountant SECURITY FIRST • Biometric login (Face ID / Touch ID / Fingerprint) • AES-256-CBC encryption for card numbers, CVV, and IBAN • Firebase security rules protect all data • Your data is yours — we never sell it FLEXIBLE PLANS • Free tier with all features — no paywalls on functionality • Optional premium plans starting at $0.29/month for more AI usage • Rewarded ads for bonus AI queries — watch to earn Built for everyone, from students tracking their first budget to families managing household finances. Available in 100+ currencies. Terms of Use: https://finvex.app/terms Privacy Policy: https://finvex.app/privacy

Turn a quick note, receipt, or invoice into an organized expense, without wrestling with forms or complicated dashboards. Write “Coffee 4.50”, describe several purchases in one message, or scan a receipt. Spenso picks out the important details, prepares expense drafts, and lets you review everything before saving. SCAN RECEIPTS AND INVOICES Scan a paper receipt or invoice with your camera, or import a photo or PDF. Spenso AI reads the details and prepares expense drafts for you to check, edit, or discard. Document processing requires an internet connection. KEEP THE DOCUMENT WITH THE EXPENSE Save the source photo or PDF alongside your expenses, so you can open it later to check a total or find a purchase detail. Keep your receipts and spending history together. QUICK CAPTURE, IN YOUR OWN WORDS Enter an expense the way you would naturally say it. Spenso recognizes amounts, merchants, dates, categories, and tags, with on-device processing whenever possible. SIRI AND DICTATION Tell Siri what you spent when your hands are full, or dictate directly in Spenso. Record one expense or several, then confirm, edit, or discard the drafts before anything is saved. A CLEAR DAILY HISTORY See your spending organized by day. Open an expense to adjust its amount, date, category, tags, or note whenever you need to. MONTHLY OVERVIEW Understand where your money went with clear monthly totals and category breakdowns. Open a category to see the expenses behind the total. ORGANIZE IT YOUR WAY Create categories and tags that fit your life. Use separate spaces for personal, travel, or project spending, each with its own currency, categories, and tags. PRIVATE BY DESIGN Saved expenses live on your device and in your private iCloud database. AI and Siri results remain drafts until you explicitly confirm them. Spenso is an expense log, not a budgeting app. Keep a useful record of what you spend without adding another system to maintain. LEGAL Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://getspenso.com/legal/privacy-policy Terms of Service: https://getspenso.com/legal/terms-of-service