BlackBird vs SpendGrid

Build better money habits, starting today. BlackBird is the budgeting app that builds real financial habits. Manually track transactions, set savings goals, and monitor your net worth without bank logins. Most budgeting apps automate everything and hand over your data. BlackBird puts you in the driver’s seat. The act of logging your own spending is where financial awareness actually begins. Your data stays on your device. Optional encrypted iCloud backup when you want it. Nothing sent to servers. Nothing sold. Download free. Build the habit. Own your finances. ZERO-BASED BUDGETING Give every dollar a job. Create budgets by category, monitor spending in real time, and let unspent balances roll over each month. Stay in control without the spreadsheet headaches. When you overspend in one category, BlackBird helps you fix it by reallocating from another. Every dollar is accounted for, every month. ALL YOUR ACCOUNTS, ONE PLACE View checking, savings, credit cards, loans, mortgages, assets, and more. See your complete net worth at a glance with historical trend charts that show how your wealth changes over time. Group accounts by type and monitor balances across your entire financial picture. GOALS THAT KEEP YOU MOTIVATED Set savings targets with deadlines, assign accounts to fund them, and watch your progress grow. Whether it's an emergency fund, a vacation, or a down payment, BlackBird keeps you on track. See how much you need to save each month and how close you are to reaching your target. CASH FLOW CLARITY Visualize your income vs. expenses month by month. Understand where your money goes and spot trends before they become problems. Clear bar charts break down your spending so you always know if you're living within your means. TRANSACTIONS MADE SIMPLE Log transactions with categories, notes, and recurring schedules. Swipe to edit or delete. Filter and search to find anything instantly. Set up repeating transactions for bills and subscriptions so nothing slips through the cracks. TRANSFERS BETWEEN ACCOUNTS Move money between your accounts and keep balances accurate without creating phantom income or expenses. Whether you're moving money from checking to savings or making a credit card payment, transfers keep everything in sync. PRIVATE BY DESIGN - All data stored locally on your device - No bank credentials required - No account creation needed - Optional encrypted iCloud backup - Face ID / biometric lock to keep your finances private Unlike other finance apps, BlackBird will never ask you to connect your bank. You enter what you want, when you want. No syncing errors, no broken connections, no third parties with access to your accounts. A clean dark interface with no ads. Just your finances, presented clearly. SUBSCRIPTION DETAILS BlackBird is free to use. Core features like budgeting, tracking, and goals are always free. An optional subscription unlocks data export and backup features, billed monthly or annually. Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your Account Settings. Privacy Policy: https://blackbirdplanning.com/privacy Terms of Use: https://blackbirdplanning.com/terms

SpendGrid: Expense Tracker Take control of your money with SpendGrid — your clean, modern daily budget & expense tracker built for iOS. SpendGrid makes it effortless to log every income and expense, understand where your money goes, and stay on top of your monthly budget. With a beautiful iOS-native interface, powerful insights, and flexible storage options, it's the perfect companion for everyday personal finance. KEY FEATURES • Fast Transaction Logging Add income and expenses in seconds with titles, amounts, dates, and categories. Edit or delete entries anytime, right from your transaction history. • Smart Categorization Start with pre-seeded categories for food, bills, transport, subscriptions, and more — then customize or create your own with personal color labels. • Calendar View (Pro) Browse your spending day by day with a full calendar layout. Tap any date to see exactly what you spent and earned. • Budget Tracking (Pro) Set monthly budgets per category and track your progress in real time. Timeline budgets keep you accountable all month long. • Clear Monthly Overview See total income, total expenses, and current balance at a glance. Quickly jump between months and track progress over time. • Daily Spending Breakdown View transactions grouped by day with per-day totals so you can pinpoint exactly when and where your money is going. • Rich Visual Insights (Pro) Explore charts and summaries that highlight spending trends, overspending areas, and saving opportunities — all in one place. • Import & Export Import transactions from CSV or export your full history in CSV format via the system share sheet — great for backups, tax prep, or sharing with an accountant. • Private & Local by Design Your transaction data is stored locally on your device by default for fast performance and full control over your personal finances. • Custom Currency & Themes Choose from 100+ currencies with a searchable full-screen picker. Enjoy Dark Mode support with a modern, clean layout. --- SPENDGRID PRO Unlock the full SpendGrid experience with a Pro subscription: • iCloud backup & restore to keep your data safe across devices • Unlimited budgets per category • Access to Calendar View, Visual Insights, and all Pro features Try Pro free for 7 days. Plans available monthly, annually, or as a one-time lifetime purchase. --- Whether you're tracking a daily budget, managing bills, monitoring income, or planning savings, SpendGrid gives you the clarity you need to make smarter money decisions every day. --- Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kachhiyadhruvit1992.github.io/ExpenseTrackerProWeb/privacy.html