Comparison

S vs Centee

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

S

Read full description

A minimal expense tracker / no financial noise. No accounts, no subscriptions, no complexity. Just track what you spend. And what you earn. Your data stays on your iPhone and in your private iCloud. You own it. Always. It is a privacy-first money tracker designed for clarity. Pay Once. Use Forever. Unlock with a simple one-time purchase and use forever. Most budget apps are overloaded with charts, complex analytics, and financial jargon. This one is different. It's a minimalist spending tracker built for everyday life. Open the app. Swipe. Add an expense or income. Done. That's the system. Essential Overview Everything in one simple screen: - Total income - Total expenses - Category breakdown Clear numbers. No dashboards. No overwhelm. Stay aware of your spending without turning your life into a spreadsheet. Minimal by design, but flexible where it matters: - Multiple currencies (US Dollar, Euro, British Pound, Swiss Franc, Japanese Yen, Korean Won, Swedish Krona, Norwegian Krone) - Multiple languages (English, Deutsch, Français, Español, Italiano, Português, Nederlands, Norsk, Svenska) - Offline, no account, you own your data - Custom categories - Transaction export - Light and Dark mode - Customizable themes - Face ID / Touch ID protection - iCloud sync across devices - Fast numeric input - Smooth gestures Every interaction is built to reduce friction. Why Minimal Expense Tracker? Because you don't need 27 charts. You need consistency. Minimal Expense Tracker helps you build awareness around your money with a simple, private, no-subscription expense tracker experience. If you're looking for a minimal budget alternative, a clean money manager, or a privacy-first spending tracker, this app is built for you. Swipe. Add. Done.

About

Centee

Easily log expenses using voice commands or by scanning receipts with AI. This app helps you track spending, income, and bills, providing simple AI-powered reports for better financial awareness. It's designed for quick daily tracking without needing bank account links.

Highlights
  • Log expenses by voice
  • Scan receipts and bills with AI
  • Track spending, income, and subscriptions
  • AI spending reports and summaries
  • Attach photos to records
  • Widgets and shortcuts for fast capture
Features
Read full description

Speak an expense or scan a receipt. Centee helps extract the details so you can review, save, and track your spending—without linking a bank account. Add a purchase in the quickest way for you. Centee helps recognize the item, amount, date, and category, then you review every detail before saving. Capture every expense in seconds No ads, account registration, bank connection, or long forms. Speak naturally, for example: “I bought a coffee this morning for $5.” Centee recognizes the item, amount, and time, then turns your words into a record you can review before saving. Keep receipts, bills, and payment screens together Store receipts, invoices, payment screens, and bills with each expense. Scan a photo and let AI help extract key details before you save. Track how you paid Record cash, cards, digital wallets, bank transfers, and other payment methods alongside each expense. Ask your ledger with AI When your ledger has enough history, search a purchase or ask a question about spending. Centee bases answers on your saved titles, amounts, categories, dates, and notes—not generic financial advice. Receipt photos are not shared for these answers. Review AI results before acting. Capture faster with Back Tap Set up Centee Shortcuts and assign them to Back Tap in iPhone Settings. Double-tap to send a screenshot of a receipt or payment screen to Centee. Triple-tap to enter and save an expense through Quick Add without opening the app. More ways to stay on top of spending - Log expenses by voice - Scan receipts and bills - Track spending, income, subscriptions, and daily costs - Review category trends and AI summaries - Ask Centee about your ledger and spending patterns - Attach photos and item stickers to records - Use widgets and Shortcuts for faster capture - Export or review your history when needed Minimal by design A calm, focused interface keeps daily expense tracking simple, with no unnecessary setup. Private by design Centee does not require bank linking. AI results may need review before saving, and your records should be checked for accuracy. Centee is a personal finance tracking tool. It does not provide financial, tax, investment, credit, debt, or legal advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sunheihei.github.io/app-policie/centee-ios-privacy.html Terms of Use: https://sunheihei.github.io/app-policie/centee-ios-terms.html

Screenshots

S4 screens
Centee4 screens

Verdict

The call

The clearest difference is update cadence: Centee at every 3 days against S's every 2 weeks. Centee also leads on iOS requirement (17.0 vs 26). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. S sells 1 one-off in-app purchase and Centee sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

S ships an update every 2 weeks, Centee every 3 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 7 level
S versus Centee: the parameters behind the verdict, then further details
ParameterSCentee
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 weeksEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad — better
Requires iOS2617.0 — better
Further details — not scored
Size2 MB31 MB
Age rating4+4+
Developerfabio mangolini依欢 孙

In-app purchases

1 purchases

S

One-time1
  • Lifetime$9.99
3 purchases

Centee

Subscriptions2
  • SaySpend Pro Monthly7 Days trial$2.991 Month
  • SaySpend Pro Yearly7 Days trial$19.991 Year
One-time1
  • SaySpend Pro Lifetime$39.99

Questions

Is S free?
S is free to download, with in-app purchases available.
Is Centee free?
Centee is free to download, with in-app purchases available.
Do S or Centee have ads?
Neither S nor Centee shows ads.
Which is updated more often, S or Centee?
S ships an update every 2 weeks, and Centee every 3 days. Most recently, S was updated on October 25, 2026 and Centee on October 24, 2026.

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