Comparison

AmtPay vs kati.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AmtPay

Features
Read full description

Amtpay is a digital platform designed to help users handle everyday utility and telecom services from one convenient app. The platform focuses on simplicity, smooth processing, and easy access to essential financial tools. With Amtpay, users can purchase airtime and mobile data for supported networks directly within the app. Electricity bill payments and cable TV subscription renewals can also be completed in just a few steps, making it easier to stay connected and up to date with household services. The app provides secure wallet functionality, allowing users to fund their accounts through supported payment methods and monitor their balances in real time. Detailed transaction history helps users keep track of all activities clearly and efficiently.

About

kati.

Features
Read full description

Kati is the easy way to pay for everyday essentials in Nigeria. Buy airtime and data for any network, pay for electricity and get your token instantly, and renew your TV subscription in seconds. Fund your secure wallet by bank transfer or card, then recharge for yourself, your family, and your friends. Every successful recharge earns you cashback. And when you pay an electricity or TV bill, Kati claps for you. Because e no easy. WHY KATI • Airtime and data for all major networks • Electricity tokens delivered instantly, with meter verification before you pay • TV subscription renewals in seconds • Cashback on every successful recharge • Schedule recurring recharges so you never run out • Abeg: request a recharge from friends and family • Buy for anyone: pick a contact or enter any number • Fast, secure wallet funding by bank transfer or card • Receipts you can save and share SECURITY FIRST Your wallet is protected by a 6-digit PIN and Face ID or fingerprint unlock. Your account is bound to your device, so a new phone needs a verification code before it can sign in. Funds and transactions are handled by licensed Nigerian payment partners. Questions or help: info@kati.ng

Screenshots

AmtPay4 screens
kati.4 screens

Verdict

The call

The clearest difference is update cadence: AmtPay at every 4 days against kati.'s every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AmtPay ships an update every 4 days, kati. every 2 months. The most recent releases landed on October 10, 2026 and October 21, 2026 respectively.

Scorecard1 real difference Ā· 5 level
AmtPay versus kati.: the parameters behind the verdict, then further details
ParameterAmtPaykati.
PriceFreeFree
Update frequencyEvery 4 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size47 MB33 MB
Age rating17+17+
DeveloperSMD TECHNOLOGIES LIMITEDMOAA TECH Nigeria Limited

In-app purchases

None

AmtPay

No in-app purchases

None

kati.

No in-app purchases

Questions

Is AmtPay free?
AmtPay is free to download, with no in-app purchases.
Is kati. free?
kati. is free to download, with no in-app purchases.
Do AmtPay or kati. have ads?
Neither AmtPay nor kati. shows ads.
Which is updated more often, AmtPay or kati.?
AmtPay ships an update every 4 days, and kati. every 2 months. Most recently, AmtPay was updated on October 10, 2026 and kati. on October 21, 2026.

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