AmtPay vs BillStack
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
AmtPay
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Amtpay is a digital platform designed to help users handle everyday utility and telecom services from one convenient app. The platform focuses on simplicity, smooth processing, and easy access to essential financial tools. With Amtpay, users can purchase airtime and mobile data for supported networks directly within the app. Electricity bill payments and cable TV subscription renewals can also be completed in just a few steps, making it easier to stay connected and up to date with household services. The app provides secure wallet functionality, allowing users to fund their accounts through supported payment methods and monitor their balances in real time. Detailed transaction history helps users keep track of all activities clearly and efficiently.
BillStack
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BillStack ā Bill Tracker & Reminder Never miss a bill payment again. BillStack is a simple, private bill tracker that helps you manage all your monthly bills, recurring payments, and due dates in one place ā no account required, no cloud sync, no data sharing. TRACK EVERY BILL ⢠Add one-off and recurring bills ā monthly, bi-monthly, quarterly, or annual ⢠Set statement dates, scheduled payment dates, and payment confirmation dates ⢠Bills automatically appear each month based on your recurring schedule STAY ON TOP OF DUE DATES ⢠Get notified before bills are due ā customizable reminder days and timing ⢠Quiet hours support so reminders only fire when you want them ⢠Due today, upcoming, and overdue indicators at a glance UNDERSTAND YOUR SPENDING ⢠6-month spending trend chart ⢠Category breakdowns ā credit cards, utilities, subscriptions, loans, insurance, transport ⢠Monthly totals and paid vs unpaid summary YOUR DATA STAYS ON YOUR DEVICE ⢠No account or sign-in required ⢠All data stored locally ā never sent to any server ⢠Export and import backup files to keep your data safe ⢠Biometric lock (Face ID / Touch ID / fingerprint) to protect your bills BUILT FOR REAL LIFE ⢠Month-by-month navigation ā browse past and future months ⢠Recurring bills generate automatically ā edit any month individually ⢠Mark bills as paid with one tap ⢠Dark mode support follows your system setting
Screenshots
Verdict
The clearest difference is update cadence: AmtPay at every 4 days against BillStack's every 9 days. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AmtPay ships an update every 4 days, BillStack every 9 days. The most recent releases landed on September 24, 2026 and September 16, 2026 respectively.
| Parameter | AmtPay | BillStack |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days ā better | Every 9 days |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 16.0 | 15.1 ā better |
| Further details ā not scored | ||
| Size | 47 MB | 32 MB |
| Age rating | 17+ | 4+ |
| Developer | SMD TECHNOLOGIES LIMITED | Nishar Ahmed Gugudu |
In-app purchases
AmtPay
No in-app purchases
BillStack
No in-app purchases









