Dibba vs Masarifi

Your personal finance AI Agent. Spend less, save more, and reach your dream goals — a home, a car, a vacation, or just peace of mind — with insights that actually understand your situation FEATURES • Unlimited AI Tracking — Track your spend automatically on every Apple Pay tap or Bank SMS • Voice AI Agent — Plan your trips, discuss budget, set saving goals, analyze spending patterns. Powered with your data • Savings Goals — Add your savings goals and track your progress in real time • Scheduled Reports — Receive recap of your spend - daily, weekly, monthly, annually at your preferred time • Manual Entry — Add your salary, transfers, bills, purchases manually anytime • Expenses Limit — Set your daily, weekly, monthly budget and stay on track with Push Notifications • Live Activity — Forget about impulsive purchases and track your budget on Lock Screen with Live Updates - Terms & Conditions: https://dibba.ai/terms - Privacy Policy: https://dibba.ai/privacy - Contact Support: support@dibba.ai

Masarifi is a simple, elegant expense tracker that works fully offline — all your data stays on your device. No accounts, no ads, no tracking. Features: • Clear dashboard: income, spending, net savings and savings rate at a glance. • Auto-add from bank SMS: when your bank texts you, the amount is added automatically — even while your phone is locked, messages are queued and added when you open the app. One-tap shortcut setup. • Every currency supported: foreign transactions are converted to AED at daily exchange rates, with a built-in currency converter. • Per-category budgets with progress bars and over-limit alerts. • Smart analytics: yearly forecast, quarterly comparison, monthly heatmap. • Recurring commitments across every month, editable anytime. • Automatic monthly salary + savings goals and debt tracking. • Snap a receipt and auto-extract the amount, on-device. • Face ID lock, dark mode, and backup to iCloud or a file. • Full Arabic and English interface. Privacy first: Masarifi collects no data. The only internet request fetches the daily public exchange-rate table — no personal or financial information is ever sent.