Expensly vs Masarifi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expensly
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Save for what you love, with even less effort. NEW: SEE WHAT WAS LOGGED FOR YOU • Home now has three views: Simple, Full and Auto-log. • Auto-log shows how many purchases were logged for you this month, how much typing you saved, and bars for each day or month. • Every purchase shows how it got logged: bank SMS, Apple Pay, Action button, Double tap or Siri. EASIER AUTOMATIC LOGGING • A new, shorter setup: pick how you pay (bank SMS, bank app notification or Apple Pay) and try it right away. • Screen capture reads every purchase on the screen and never logs the same one twice. • The Action button and Double tap now show "Working" as soon as they run. • Shopping alert now has a short video guide with voice. YOUR MONTH AT A GLANCE • New calendar page: see each day's spending, filter by category and tap a day for details. • Forecast is clearer: one answer for the month and one simple chart. • Days with no spending now show on Home. MORE TO ENJOY • Choose your app icon: Wink or Peek. Notifications use the one you pick. • Swipe your category rings on Home, add or remove categories in a tap. • Settings has a fresh new look, with backgrounds shown as big previews. • "Can I buy it?" is simpler and fits on one screen. • Teal Sunflower is now the default theme for everyone. PREMIUM • Try Premium free for 7 days on Monthly or Yearly. • A clearer Premium page that shows everything you get, with Yearly and Monthly easy to compare. • Make your own categories, as many as you like. FIXES • Your budgets stay safe when you edit your plan. • The app icon shows its true colours on iOS 26. • Many small fixes and speed improvements. Terms of Use (EULA): https://expensly.app/terms.html Privacy Policy: https://expensly.app/privacy.html
Masarifi
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Masarifi is a simple, elegant expense tracker that works fully offline — all your data stays on your device. No accounts, no ads, no tracking. Features: • Clear dashboard: income, spending, net savings and savings rate at a glance. • Auto-add from bank SMS: when your bank texts you, the amount is added automatically — even while your phone is locked, messages are queued and added when you open the app. One-tap shortcut setup. • Every currency supported: foreign transactions are converted to AED at daily exchange rates, with a built-in currency converter. • Per-category budgets with progress bars and over-limit alerts. • Smart analytics: yearly forecast, quarterly comparison, monthly heatmap. • Recurring commitments across every month, editable anytime. • Automatic monthly salary + savings goals and debt tracking. • Snap a receipt and auto-extract the amount, on-device. • Face ID lock, dark mode, and backup to iCloud or a file. • Full Arabic and English interface. Privacy first: Masarifi collects no data. The only internet request fetches the daily public exchange-rate table — no personal or financial information is ever sent.
Screenshots
Verdict
The clearest difference is in-app purchases: Masarifi at none against Expensly's 3. Masarifi also leads on update cadence (every 2 days vs weekly). Expensly's advantage is iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expensly sells 3 in-app purchases, starting at $7.99 per month. Masarifi asks for nothing beyond the download.
Expensly ships an update weekly, Masarifi every 2 days. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | Expensly | Masarifi |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 77 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Farhan Fazil | abdulla almehrzi |
In-app purchases
Expensly
- Expensly Premium — Monthly7 Days trial$7.991 Month
- Family plan7 Days trial$12.991 Month
- Expensly Premium - Annual7 Days trial$49.991 Year
Masarifi
No in-app purchases





