SpendLens vs Expensly

SpendLens helps you see exactly where every dirham, dollar, and euro goes — without connecting your bank or creating an account. Track daily spending, automatically capture transactions from your bank's SMS alerts, and spot trends with a private, beautiful expense tracker built for your iPhone. Most people underestimate their daily spending by 30%. SpendLens closes that gap. TRACK EVERY EXPENSE IN SECONDS Add expenses with a single tap on the floating action button. Pick a category from the grid, enter the amount, optionally add a note. Done in under three seconds. AUTO-CAPTURE FROM YOUR BANK'S SMS — FREE When your bank texts you a transaction alert, SpendLens can turn it into an expense for you. Set it up once with a simple Shortcuts automation, and new transactions land in your Inbox to review and approve in a tap — no bank login, no account linking. Free for everyone. SCAN RECEIPTS WITH ON-DEVICE AI Snap a photo of any receipt and SpendLens uses Apple's Vision framework to extract the amount, date, and merchant — completely on-device. The image never leaves your phone. SEE THE TRENDS Compare this month to last. Spot which categories are growing or shrinking. Daily spending charts reveal patterns you didn't know existed. 55+ CURRENCIES SUPPORTED Travel, expat life, mixed currencies — no problem. Track expenses in any currency and SpendLens converts everything to your home currency automatically. Original amounts are always preserved. WIDGETS FOR EVERY MOMENT See today's spending right on your home screen. Five widget variants included: small (free), medium and large (Pro), plus circular and rectangular lock screen widgets (Pro). EXPORT YOUR DATA Export expenses as CSV for spreadsheets, or as beautifully formatted PDF reports for taxes and reimbursements. Your data, your way. SIRI SHORTCUTS Add expenses by voice. Ask Siri "How much did I spend today?" and get an instant answer. PRIVATE BY DESIGN No accounts. No bank linking. No ads. No third-party trackers or analytics SDKs. Everything you enter stays on your device, with optional iCloud sync across your Apple devices. The one feature that uses the cloud — Smart Parsing, which powers bank-SMS auto-capture — is opt-in, off by default, and never stores or sells your data. You're always in control. SpendLens Pro unlocks unlimited categories, receipt scanning, spending trends, all widgets, CSV & PDF export, custom app icons, and Siri Shortcuts — for a one-time purchase. No subscription. Ever. (Auto-capture from your bank's SMS is free for everyone.) Made with care in Abu Dhabi.

Save for what you love. Expensly logs your spending for you and shows how much is safe to spend today, in any country and any currency. Tell Expensly your income and payday. It builds a budget for every category and works out a safe amount to spend each day. No spreadsheets, no maths. PURCHASES THAT LOG THEMSELVES • Bank SMS: every card purchase your bank texts you about is logged, with the shop and category filled in • Apple Pay: tap your iPhone or Apple Watch and the purchase is ready to log • Action Button and Back Tap: after you pay, press or double-tap and Expensly reads the purchase from your bank's notification. Works with any bank • Set up once in about a minute, with a test to check it works • No bank login, ever. Personal messages are never read KNOW WHAT'S SAFE TO SPEND • One number for today, updated with every purchase, shown as a green, orange or red battery • "Can I buy it?" checks a purchase against today, your category and your savings goal before you pay • A clear forecast for the month BUDGETS THAT START ON PAYDAY • A budget for every category, built from your income, rent and bills • Resets on your payday, not the 1st of the month • Weekly view with a plant that grows when you stay on budget • Alerts before a category runs out SAVE FOR WHAT YOU LOVE • Savings goals that are set aside first, so they stay safe • 4-week challenges to cut one category • Your AI Coach looks at your month and gives you one simple next step ADD THE REST IN SECONDS • Quick keypad: two taps, with date and place filled in • Quick chat: type "lunch 25" and it lands in Food • Paste a bank message or import a statement to fill in the past MORE • Subscription tracker with renewal reminders • Debt payoff planner with your debt-free date • Zakat calculator • Calendar of your spending, month history and comparisons • Widgets, colour themes and app icons • Family: share spending with the people you live with ANY COUNTRY, ANY CURRENCY • 150+ currencies, including 3-decimal dinars • Full English and Arabic, with a right-to-left layout in Arabic PRIVATE BY DESIGN • Manual tracking is always free • Face ID lock • No ads, and we never sell your data EXPENSLY PREMIUM Premium adds automatic logging, the AI Coach, unlimited custom categories and exclusive themes. New subscribers get a 7-day free trial on the monthly or yearly plan. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in Settings, your name, Subscriptions. Terms of Use (EULA): https://expensly.app/terms Privacy Policy: https://expensly.app/privacy