SpendLens vs iLekka
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
SpendLens
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SpendLens helps you see exactly where every dirham, dollar, and euro goes β without connecting your bank or creating an account. Track daily spending, automatically capture transactions from your bank's SMS alerts, and spot trends with a private, beautiful expense tracker built for your iPhone. Most people underestimate their daily spending by 30%. SpendLens closes that gap. TRACK EVERY EXPENSE IN SECONDS Add expenses with a single tap on the floating action button. Pick a category from the grid, enter the amount, optionally add a note. Done in under three seconds. AUTO-CAPTURE FROM YOUR BANK'S SMS β FREE When your bank texts you a transaction alert, SpendLens can turn it into an expense for you. Set it up once with a simple Shortcuts automation, and new transactions land in your Inbox to review and approve in a tap β no bank login, no account linking. Free for everyone. SCAN RECEIPTS WITH ON-DEVICE AI Snap a photo of any receipt and SpendLens uses Apple's Vision framework to extract the amount, date, and merchant β completely on-device. The image never leaves your phone. SEE THE TRENDS Compare this month to last. Spot which categories are growing or shrinking. Daily spending charts reveal patterns you didn't know existed. 55+ CURRENCIES SUPPORTED Travel, expat life, mixed currencies β no problem. Track expenses in any currency and SpendLens converts everything to your home currency automatically. Original amounts are always preserved. WIDGETS FOR EVERY MOMENT See today's spending right on your home screen. Five widget variants included: small (free), medium and large (Pro), plus circular and rectangular lock screen widgets (Pro). EXPORT YOUR DATA Export expenses as CSV for spreadsheets, or as beautifully formatted PDF reports for taxes and reimbursements. Your data, your way. SIRI SHORTCUTS Add expenses by voice. Ask Siri "How much did I spend today?" and get an instant answer. PRIVATE BY DESIGN No accounts. No bank linking. No ads. No third-party trackers or analytics SDKs. Everything you enter stays on your device, with optional iCloud sync across your Apple devices. The one feature that uses the cloud β Smart Parsing, which powers bank-SMS auto-capture β is opt-in, off by default, and never stores or sells your data. You're always in control. SpendLens Pro unlocks unlimited categories, receipt scanning, spending trends, all widgets, CSV & PDF export, custom app icons, and Siri Shortcuts β for a one-time purchase. No subscription. Ever. (Auto-capture from your bank's SMS is free for everyone.) Made with care in Abu Dhabi.
iLekka
Effortlessly track expenses by automatically processing bank transaction SMS messages. Monitor spending, categorize transactions smartly, and gain insights into your financial habits without manual data entry. Your financial data remains private and stored securely in your iCloud account.
- Automatic expense tracking from bank SMS
- Smart expense categorization
- Budgeting and spending analytics
- Personal finance dashboard
- Privacy-first iCloud storage
- Designed for Indian banking systems
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No typing. No receipts. No spreadsheets. iLekka is an automatic expense tracker for iPhone that turns your bank transaction SMS messages into a complete personal finance and money management system. Track expenses automatically, monitor spending, and stay on top of your budgetβwithout manually entering transactions. Unlike traditional expense tracker apps, iLekka keeps your financial data private by storing everything in your own iCloud account. Nothing is sent to our servers. β HOW IT WORKS β Every time your bank sends a transaction SMS, iLekka automatically captures and categorizes the expense using Apple Shortcuts. Works with UPI transactions, debit cards, credit cards, net banking, and bank account debits. Supports SMS alerts from HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak Mahindra Bank, and other major Indian banks. Set it up once. Never manually log an expense again. β PRIVACY FIRST β Your financial data belongs to you. β’ Stored in your own iCloud account β’ No external servers β’ No account creation required β’ No ads β’ No tracking β’ No data harvesting iLekka follows Apple's privacy-first approach so your spending history remains under your control. β FEATURES β Automatic Expense Tracking Capture expenses automatically from bank SMS alerts. Every UPI payment, card transaction, ATM withdrawal, and account debit is recorded without manual effort. Smart Expense Categorization Automatically categorize spending into groceries, dining, fuel, shopping, bills, subscriptions, EMIs, travel, and more. Correct a category once and iLekka remembers your preference. Budgeting & Spending Analytics Understand where your money goes with monthly spending reports, category-wise breakdowns, trends, and insights. Personal Finance Dashboard Track your expenses, analyze spending habits, and make smarter financial decisions with a clear overview of your money. β BUILT FOR INDIA β Designed specifically for Indian banking and payment systems. β’ UPI transactions β’ Bank SMS alerts β’ Debit cards β’ Credit cards β’ Net banking β’ Major Indian banks No manual bookkeeping. No spreadsheets. No receipt scanning. β FREE FOR 60 DAYS β Get full access to all features free for 60 days. No credit card required. After the trial ends, choose either: β’ Monthly Subscription β’ Lifetime Access (one-time purchase) An active subscription or lifetime purchase is required to continue using iLekka after the trial period. ββββββββββββββββββββββββββββ SUBSCRIPTION & PRICING β’ Payment is charged to your Apple ID upon purchase confirmation. β’ Subscriptions automatically renew unless cancelled at least 24 hours before renewal. β’ Your account will be charged for renewal within 24 hours before the current subscription period ends. β’ Manage or cancel subscriptions anytime from Apple ID Settings β Subscriptions. Privacy Policy: https://shared-record-5ae.notion.site/Privacy-Policy-35ba4adcfaf68048b753e6718ae5039b Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ββββββββββββββββββββββββββββ iLekka. Know your money.
Screenshots
Verdict
The clearest difference is update cadence: iLekka at every 2 days against SpendLens's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. SpendLens sells 4 one-off in-app purchases and iLekka sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
SpendLens ships an update every 5 weeks, iLekka every 2 days. The most recent releases landed on September 2, 2026 and September 21, 2026 respectively.
| Parameter | SpendLens | iLekka |
|---|---|---|
| Price | Free | Free |
| Positive reviews | β | 100.0% of reviews |
| Update frequency | Every 5 weeks | Every 2 days β better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | β | Free with in-app purchases |
| Devices | iPhone, iPad β better | iPhone |
| Requires iOS | 17.0 β better | 18.2 |
| Further details β not scored | ||
| Size | 45 MB | 37 MB |
| Age rating | 17+ | 4+ |
| Developer | Zeeshan Ahmed | Gagan Krishne |
In-app purchases
SpendLens
- Coffee Tip$0.99
- Pizza Tip$2.99
- Party Tip$4.99
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- SpendLens Pro$6.99
iLekka
- iLekka Pro Monthly2 Months trial$0.991 Month
- iLekka Pro$9.99





