iLekka vs Axio Money

No typing. No receipts. No spreadsheets. iLekka is an automatic expense tracker for iPhone that turns your bank transaction SMS messages into a complete personal finance and money management system. Track expenses automatically, monitor spending, and stay on top of your budget—without manually entering transactions. Unlike traditional expense tracker apps, iLekka keeps your financial data private by storing everything in your own iCloud account. Nothing is sent to our servers. — HOW IT WORKS — Every time your bank sends a transaction SMS, iLekka automatically captures and categorizes the expense using Apple Shortcuts. Works with UPI transactions, debit cards, credit cards, net banking, and bank account debits. Supports SMS alerts from HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak Mahindra Bank, and other major Indian banks. Set it up once. Never manually log an expense again. — PRIVACY FIRST — Your financial data belongs to you. • Stored in your own iCloud account • No external servers • No account creation required • No ads • No tracking • No data harvesting iLekka follows Apple's privacy-first approach so your spending history remains under your control. — FEATURES — Automatic Expense Tracking Capture expenses automatically from bank SMS alerts. Every UPI payment, card transaction, ATM withdrawal, and account debit is recorded without manual effort. Smart Expense Categorization Automatically categorize spending into groceries, dining, fuel, shopping, bills, subscriptions, EMIs, travel, and more. Correct a category once and iLekka remembers your preference. Budgeting & Spending Analytics Understand where your money goes with monthly spending reports, category-wise breakdowns, trends, and insights. Personal Finance Dashboard Track your expenses, analyze spending habits, and make smarter financial decisions with a clear overview of your money. — BUILT FOR INDIA — Designed specifically for Indian banking and payment systems. • UPI transactions • Bank SMS alerts • Debit cards • Credit cards • Net banking • Major Indian banks No manual bookkeeping. No spreadsheets. No receipt scanning. — FREE FOR 60 DAYS — Get full access to all features free for 60 days. No credit card required. After the trial ends, choose either: • Monthly Subscription • Lifetime Access (one-time purchase) An active subscription or lifetime purchase is required to continue using iLekka after the trial period. ———————————————————————————— SUBSCRIPTION & PRICING • Payment is charged to your Apple ID upon purchase confirmation. • Subscriptions automatically renew unless cancelled at least 24 hours before renewal. • Your account will be charged for renewal within 24 hours before the current subscription period ends. • Manage or cancel subscriptions anytime from Apple ID Settings → Subscriptions. Privacy Policy: https://shared-record-5ae.notion.site/Privacy-Policy-35ba4adcfaf68048b753e6718ae5039b Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ———————————————————————————— iLekka. Know your money.

Take control of your money with Axio Money, a private expense tracker and budget planner that keeps your financial data on your iPhone. No account, no ads, no cloud sync. NEW: SCAN & VOICE • Scan receipts, bills, barcodes, UPI QR codes, salary slips, and bank or UPI screenshots. Axio Money reads them and adds the expense or income for you. • Just say it: "Spent 450 on groceries at DMart yesterday." Voice entry picks up the amount, merchant, date, category, and whether it is income or an expense. • Every entry saves with Undo and Edit. If an amount is unclear, it opens pre-filled for a quick check instead of guessing. • Scan and Voice are Pro features and use on-device Apple Intelligence (see Requirements). TRACK EXPENSES & INCOME • Quick entry for daily spending and income • Categories with icons and colors, plus your own custom ones • Notes and tags on every transaction • Search, filter by category, account, and date, and sort by amount, date, or title • 40+ currencies, 21 languages, Light and Dark appearance WALLETS & ACCOUNTS • Keep Cash, Bank, Credit Card, and Digital Wallet balances separate • Balances update automatically from your transactions • Lock any account behind Face ID to hide its transactions until you unlock it BUDGETS & GOALS • Monthly budgets by category with alerts as you near or pass a limit • Set a financial goal and watch your progress • Optional daily reminder to log your spending INSIGHTS & ANALYTICS • Spending trends and category breakdowns • Income vs. expense and savings rate • Weekly, monthly, and yearly views, a calendar view, and shareable monthly reports AXIE AI • Ask about your spending and get summaries and insights • Runs on-device with Apple Intelligence. No servers, no cloud processing. QUICK ADD EVERYWHERE • Home Screen and Lock Screen widgets for spending, income, budgets, and top categories • Back Tap, Siri, Shortcuts, and the Action Button to log without opening the app MAKE IT YOURS • A refined set of color themes, with premium themes in Pro • The Home Screen icon can match your theme • Custom profile name and avatar EXPORT • Export to CSV, JSON, PDF, Markdown, or Text • Delete all your data any time from Settings PERMISSIONS (ALL OPTIONAL, ASKED ONLY WHEN YOU USE THE FEATURE) • Camera: scan receipts and bills, processed on your device • Photos picker: only the images you choose are read • Microphone & Speech Recognition: add transactions by voice • Face ID: unlock locked accounts • Notifications: budget alerts and daily reminders • Tracking: helps us measure app performance; declining changes nothing No access to location, contacts, calendars, or health data. PRIVACY Your transactions, accounts, budgets, and goals never leave your device. We collect only anonymous usage and crash data (Firebase) to improve the app. No ads, and we never sell your data. REQUIREMENTS Axie AI, Scan, and Voice need an Apple Intelligence-capable iPhone (iPhone 15 Pro or newer) on iOS 26 or later, and are hidden on devices that don't support them. Everything else works on every supported device. PREMIUM Free to start. Axio Money Pro unlocks unlimited transactions, Scan, Voice, premium themes, and more, as a weekly, monthly, or yearly auto-renewing subscription or a one-time lifetime purchase. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in Settings > Apple Account > Subscriptions. Privacy Policy: https://sajidkhokhar.github.io/sajidkhokharapps/expense-tracker/privacy-policy Terms of Use: https://sajidkhokhar.github.io/sajidkhokharapps/expense-tracker/terms-and-use Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Questions or feedback? support.sajidapps@gmail.com