SpendByMe vs Axio Money

Stop tracking expenses manually. Most expense tracker apps expect you to enter everything yourself. That’s where people give up. SpendByMe is an AI-powered SMS & email-based automatic money management app that helps you track expenses, subscriptions, credit card bills, EMIs, and upcoming payments automatically. Instead of manually entering transactions, SpendByMe analyzes transactional SMS messages, statement emails, receipts, and bank statements to organize your finances automatically. No spreadsheets. No daily effort. No confusion. Just clarity. Works with almost every major currency worldwide. ▶ Track your money in 3 simple ways 1. Automatic expense tracking Transactions can be tracked automatically using transactional SMS messages and email alerts. Connect your email to fetch transaction alerts and credit card statements automatically. 2. Paste any transaction Paste a bank message and it gets categorized and added instantly. 3. Manual entry Add amount, merchant, and account. SpendByMe completes the rest automatically. ▶ Smart expense categorization • Automatically categorizes your transactions • Learns from your usage and improves over time • Set custom rules for full control • No need to fix categories again and again ▶ All your money in one place • Bank accounts, credit cards, wallets, and cash • Automatic balance tracking • One clean view of your finances • Automatic currency conversion support No switching between apps. No guesswork. ▶ Smart credit card management • Track credit card bills, due dates, and limits • Monitor spending across multiple cards • Understand your real credit usage • Avoid missed payments and late fees ▶ Subscription, loan & EMI tracker • Detect subscriptions, EMIs, loans, and recurring payments • Track upcoming payments and due dates • Avoid missed payments and hidden charges ▶ Splits with friends & couples • Split expenses with friends instantly • Track shared expenses for trips and groups • Manage couple expenses easily • Send reminders in one tap ▶ Tags & sub-tags for better organization • Organize transactions using tags and sub-tags • Track reimbursements and shared payments • Create trip budgets and event budgets • Filter transactions exactly how you want ▶ Spending map & smart insights • See where you spend money on a map • Track location-based spending habits ▶ Upcoming payments & invoice tracker • Track upcoming bills and payments • Create and manage invoices ▶ Budget planner & goal tracking • Create budgets in seconds • Track savings goals and financial targets ▶ Accurate financial tracking • Separates expenses, income, and transfers properly • Clean and reliable data • Search any transaction instantly • Real insights into your spending ▶ Powerful search & insights • Search transactions, tags, merchants, or notes instantly • AI-powered insights • Understand where your money goes Privacy-first expense tracker ▶ Your data stays yours. • Everything stays on your device unless you enable sync • Only transactional messages and emails are processed • No access to personal chats • No unnecessary data collection SpendByMe does not read personal chats, OTPs, or unrelated messages. Flexible and easy to use • Want full automation? It’s there • Prefer manual control? That works too SpendByMe adapts to you. Gets smarter over time. The more you use it, the better it becomes. Better categorization. Better accuracy. Less effort. Take control of your money today. Download SpendByMe — your smart expense tracker, budget planner, subscription tracker, split expense app, EMI tracker, credit card manager, and automatic money management app. Terms of Use: This app uses the standard Apple Licensed Application End User License Agreement (EULA). You can find it here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Take control of your money with Axio Money — a private, offline expense tracker and personal finance app designed to help you track spending, manage your budget, and understand where your money goes. Axio Money keeps your financial data on your iPhone. No account required, no ads, no cloud sync, and no unnecessary data collection. WHY AXIO MONEY • 100% Offline & Private — Track expenses and manage finances without sending your data to the cloud. • Expense & Income Tracking — Record daily spending, income, purchases, and transactions in seconds. • Home Screen Widgets — View expenses, income, budgets, and financial progress from your iPhone Home Screen. • Back Tap Quick Add — Add an expense or income with Double Tap on the back of your iPhone or Siri Shortcuts. • On-Device AI Assistant — Ask Axie about your spending and get financial insights without sending data to a server. • Fast & Native — Built for iPhone with a clean interface, smooth animations, and responsive performance. EXPENSE & SPENDING TRACKER • Track daily expenses and income with quick entry • Organize transactions with custom categories, icons, and colors • Track recurring expenses and income • Record cash, cards, bank accounts, and digital wallets • Add notes and tags to transactions • Search your expense history • Filter by category, payment method, and date • Sort by amount, date, or title • Support for 50+ currencies BUDGET PLANNER & MONEY MANAGEMENT • Create monthly budgets by category • Monitor daily and monthly spending • Get alerts before reaching spending limits • Track savings goals and financial progress • Compare income and expenses • Understand your spending patterns • Stay in control of your personal finances SPENDING & FINANCIAL ANALYTICS • Interactive spending charts and category breakdowns • Daily, weekly, monthly, and yearly spending trends • Income vs. expense comparisons • Savings rate tracking • Spending insights at a glance • Analyze your cash flow AXIE AI — YOUR PRIVATE AI MONEY ASSISTANT • Ask questions about your spending and expenses • Get spending summaries and financial insights • Discover spending patterns • Understand income, expenses, and savings • Runs on-device using Apple Intelligence • No servers or cloud processing Note: AI features require a compatible Apple Intelligence device (iPhone 15 Pro or newer with supported iOS). All other features work on every supported device. CALENDAR & MONTHLY REPORTS • View expenses and income by date • Select any date to see transactions • Review spending history from the calendar • View monthly financial reports • Share monthly reports directly from the calendar SAVINGS & FINANCIAL GOALS • Set personalized savings goals • Monitor progress over time • Track spending against your budget • Build healthier financial habits PERSONALIZE YOUR EXPERIENCE • Multiple premium themes • Light, Dark, and System appearance • Custom profile avatar • Personalized financial goals • Multi-language support EXPORT & ORGANIZE YOUR DATA • Export financial data as CSV, JSON, PDF, Markdown, or Text • Search and filter your transaction history • Keep financial records organized and accessible PRIVACY FIRST Axio Money is built with privacy at its core. Your financial information is stored securely on your device using Apple's native technologies. No cloud account is required to track expenses, manage your budget, or view financial analytics. Whether you need a daily spending tracker, expense manager, budget planner, savings tracker, or private personal finance app, Axio Money helps you understand your money while keeping your financial data private. Privacy Policy: https://sajidkhokhar.github.io/sajidkhokharapps/expense-tracker/privacy-policy Download Axio Money: Expense Tracker and take control of your spending, budgeting, savings, and personal finances. Questions or feedback? support.sajidapps@gmail.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula