SpendByMe vs AboutMoney

Stop tracking expenses manually. Most expense tracker apps expect you to enter everything yourself. That’s where people give up. SpendByMe is an AI-powered SMS & email-based automatic money management app that helps you track expenses, subscriptions, credit card bills, EMIs, and upcoming payments automatically. Instead of manually entering transactions, SpendByMe analyzes transactional SMS messages, statement emails, receipts, and bank statements to organize your finances automatically. No spreadsheets. No daily effort. No confusion. Just clarity. Works with almost every major currency worldwide. ▶ Track your money in 3 simple ways 1. Automatic expense tracking Transactions can be tracked automatically using transactional SMS messages and email alerts. Connect your email to fetch transaction alerts and credit card statements automatically. 2. Paste any transaction Paste a bank message and it gets categorized and added instantly. 3. Manual entry Add amount, merchant, and account. SpendByMe completes the rest automatically. ▶ Smart expense categorization • Automatically categorizes your transactions • Learns from your usage and improves over time • Set custom rules for full control • No need to fix categories again and again ▶ All your money in one place • Bank accounts, credit cards, wallets, and cash • Automatic balance tracking • One clean view of your finances • Automatic currency conversion support No switching between apps. No guesswork. ▶ Smart credit card management • Track credit card bills, due dates, and limits • Monitor spending across multiple cards • Understand your real credit usage • Avoid missed payments and late fees ▶ Subscription, loan & EMI tracker • Detect subscriptions, EMIs, loans, and recurring payments • Track upcoming payments and due dates • Avoid missed payments and hidden charges ▶ Splits with friends & couples • Split expenses with friends instantly • Track shared expenses for trips and groups • Manage couple expenses easily • Send reminders in one tap ▶ Tags & sub-tags for better organization • Organize transactions using tags and sub-tags • Track reimbursements and shared payments • Create trip budgets and event budgets • Filter transactions exactly how you want ▶ Spending map & smart insights • See where you spend money on a map • Track location-based spending habits ▶ Upcoming payments & invoice tracker • Track upcoming bills and payments • Create and manage invoices ▶ Budget planner & goal tracking • Create budgets in seconds • Track savings goals and financial targets ▶ Accurate financial tracking • Separates expenses, income, and transfers properly • Clean and reliable data • Search any transaction instantly • Real insights into your spending ▶ Powerful search & insights • Search transactions, tags, merchants, or notes instantly • AI-powered insights • Understand where your money goes Privacy-first expense tracker ▶ Your data stays yours. • Everything stays on your device unless you enable sync • Only transactional messages and emails are processed • No access to personal chats • No unnecessary data collection SpendByMe does not read personal chats, OTPs, or unrelated messages. Flexible and easy to use • Want full automation? It’s there • Prefer manual control? That works too SpendByMe adapts to you. Gets smarter over time. The more you use it, the better it becomes. Better categorization. Better accuracy. Less effort. Take control of your money today. Download SpendByMe — your smart expense tracker, budget planner, subscription tracker, split expense app, EMI tracker, credit card manager, and automatic money management app. Terms of Use: This app uses the standard Apple Licensed Application End User License Agreement (EULA). You can find it here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Track your expenses in seconds with AboutMoney, the smart AI expense tracker, money manager, and budget planner built for modern spending. Forget manual typing, spreadsheets, and sketchy bank linking. Simply share a payment screenshot, PDF statement, or receipt, and our AI instantly detects the merchant, amount, category, and date. No bank login. No SMS reading. No complicated setup. Just fast and easy expense tracking. The Core Magic : Share to Track: Works seamlessly with your favorite UPI and banking apps. Just hit share on your payment success screen, and the transaction is logged instantly. AI Expense Detection: Automatically categorizes your spending (Food, Travel, Bills, Entertainment, etc.) so you don't have to. Batch Logging: Upload full-month PDF bank statements to track 30 days of data in seconds. Smart Money Management : Beautiful Dashboard: Understand exactly where your money goes with monthly reports, spending trends, and clear pie charts. Monthly Budget Planner: Set limits, track your pacing, and stay in the green every month. AI Insights: Get personalized breakdowns of your habits to reduce unnecessary spending and save more. The Power User Arsenal : Split & Settle: Create groups, track shared bills, and settle up directly with your friends via QR codes. Credit Cards & EMIs: Track credit limits and get reminders so you never miss a subscription or EMI due date. Wealth Calculators: Built-in Tax Estimator (Old vs. New Regime) and FD/RD calculators to plan your financial future. Your financial data stays completely under your control. We built AboutMoney with a strict privacy-first architecture: Zero bank account linking required. Zero internet banking credentials needed. Zero SMS access requested. Free to export, backup, restore your data anytime. Whether you need a daily spending tracker, a bill splitter, or an AI finance manager, AboutMoney helps you manage your net worth quickly, privately, and effortlessly. Track smarter. Spend better. Save more. Designed by Venkatesh.