SpendByMe

SpendByMe

Automatic Money Manager

0 ratings
13 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • April 15, 2026
  • August 8, 2026

Features

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About

Effortlessly manage your finances with an AI-powered app that automatically tracks expenses, subscriptions, and bills by analyzing SMS and email. Gain clarity on your spending without manual entry, organize transactions with smart categorization, and monitor credit card usage and upcoming payments.

Automatic expense tracking via SMS/email
Smart expense categorization
Credit card bill and due date tracking
Subscription, loan, and EMI tracker
Expense splitting with friends/couples
Budget planner and goal tracking
Spending map and insights
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+1

What's New in SpendByMe

1.60

August 8, 2026

- Updated: Better category and sub-category hierarchy. - Fixed: Resolved an issue causing auto-logout for some users. - Fixed: Addressed crashes and UI lag issues on some devices.

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Subscription plans

SpendByMe Pro - Monthly

Unlock premium features of the app.

$1.991 Month
How to cancel SpendByMe subscription ⁉️

User reviews

App is Useful But has lot bugs

Buggy app, you want to use it, but due to nature of bugs you kind of loose your interest.
Eg - one time app will work correct just another min it will stop and everything will become blank

Data lost for previous months

All the data for the previous months is lost when the app was updated. Do not recommend using it

Great app although data is erased

Overall the app is really good. But i have lost all my data twice even when the cloud sync was on.

Love the app, Small Suggestion/Request

Hey mate, love the app, been a user for a decent time to know that it’s a great app. I use all of the features and it has easily become my most reliable way to track my expenses and finances.

Small request, can you give us an overhaul of the categories and category rules section?

While those are great features in the app currently, the added ability to edit, create, delete and manage the categories better (including the default ones) would be an incredible benefit for the user. And along with that, whatever optimisations need to go for category rules so they work hand in hand would be the cherry on top.

Again, great app, everything works well, love it. 🫶🏼
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Amazing application and features

The application is simply amazing. It’s feature loaded and designed beautifully. The auto-detect feature works pretty well. But one thing I felt was that, the app is still laggy and device heats up faster when using the app. I use iPhone 13 with up to date software version.
Apart from these two, I didn’t find any other issues with the app.

I used to use a different app, but after seeing and using this app for a week, I shifted to this now. Kudos.
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FAQ

Does SpendByMe have ads?

Yes, SpendByMe contains advertisements to support its free service. Users can opt for a premium subscription to remove ads and access additional features.

What are the subscription plans for SpendByMe Pro?

SpendByMe Pro offers monthly ($1.99), 6-month ($7.99), and annual ($14.99) subscription plans. These plans provide an ad-free experience and enhanced features.

How does SpendByMe track expenses automatically?

SpendByMe analyzes transactional SMS messages and statement emails to automatically track expenses, subscriptions, credit card bills, and EMIs, eliminating manual entry.

Is SpendByMe secure for my financial data?

SpendByMe emphasizes a privacy-first approach, stating that your data stays on your device unless you enable specific sharing features. It focuses on analyzing transactional data for tracking purposes.

What devices does SpendByMe support?

SpendByMe is available on iPhone and iPad devices, catering to users within the Apple ecosystem.

How often is SpendByMe updated?

The latest version of SpendByMe is 1.37, and it was last updated on June 15, 2026. This indicates a relatively active development cycle.

Can SpendByMe track shared expenses?

Yes, SpendByMe includes features for splitting expenses with friends and couples, tracking shared costs for trips and groups, and managing couple expenses easily.

What is the age rating for SpendByMe?

SpendByMe has an age rating of 4+, making it suitable for a wide range of users, including younger individuals managing allowances or family budgets.