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SpendByMe

SpendByMe

Automatic Money Manager

0 ratings
8 reviews
With Ads
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • April 15, 2026
  • July 6, 2026

Features

Developer

Abhinav Ranjan Jha
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SpendByMe screenshot #1 for iPhone
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iphone
ipad
🧾$1.99 - $14.99
In-App Purchase↘︎
⭐8
Reviews↘︎
❓8 answered
FAQ↘︎
📦~ in 6 days
Updates frequency↘︎
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About

Effortlessly manage your finances with an AI-powered app that automatically tracks expenses, subscriptions, and bills by analyzing SMS and email. Gain clarity on your spending without manual entry, organize transactions with smart categorization, and monitor credit card usage and upcoming payments.

✓Automatic expense tracking via SMS/email
✓Smart expense categorization
✓Credit card bill and due date tracking
✓Subscription, loan, and EMI tracker
✓Expense splitting with friends/couples
✓Budget planner and goal tracking
✓Spending map and insights
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What's New in SpendByMe

1.40

July 6, 2026

- Added: Voice Transactions — Add transactions using your voice. - Added: Screenshot Sharing — Track transactions from PhonePe, GPay, Paytm & more screenshots. - Added: Quick Actions — Long press + to quickly access voice and receipt scan. - Added: XOF Support — Added support for West African CFA Franc (XOF). - Updated: Loans — Improved amortization, interest breakdown & foreclosure support. - Fixed: UX & Bugs — Scroll-to-top, duplicate categories & merchant flow fixes. - Updated: UI Polish — Better blur effects, improved visibility & design refinements.

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Subscription plans

SpendByMe Pro - Monthly

Unlock premium features of the app.

$1.991 Month
How to cancel SpendByMe subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

All good

After reinstalling the app everything looks good. Kudos to the team.
Naveen 718Naveen 718

Add XOF to supported currency

Perfect app but please add XOF as currency
tonydgbdtonydgbd

Outstanding

Best app to track all you expenses with simple efforts.Kudos to the developers team.Only suggestion to implement to options to increase the font size in the entire.Its too small for me.Otherwise works fine
Ganeshbabu51Ganeshbabu51

data lost after updating

I’m currently using the free tier. After updating the app all the transactions i earlier enterd were gone. is this any glitch or only premium membership owners were able to keep the transaction
Hareesh_IyerHareesh_Iyer

Response from developer

Turn on cloud sync, issue will be fixed

Best one so far

One of the best app for money tracking and management
Gagan2812Gagan2812
See 3 more reviews

FAQ

Does SpendByMe have ads?

Yes, SpendByMe contains advertisements to support its free service. Users can opt for a premium subscription to remove ads and access additional features.

What are the subscription plans for SpendByMe Pro?

SpendByMe Pro offers monthly ($1.99), 6-month ($7.99), and annual ($14.99) subscription plans. These plans provide an ad-free experience and enhanced features.

How does SpendByMe track expenses automatically?

SpendByMe analyzes transactional SMS messages and statement emails to automatically track expenses, subscriptions, credit card bills, and EMIs, eliminating manual entry.

Is SpendByMe secure for my financial data?

SpendByMe emphasizes a privacy-first approach, stating that your data stays on your device unless you enable specific sharing features. It focuses on analyzing transactional data for tracking purposes.

What devices does SpendByMe support?

SpendByMe is available on iPhone and iPad devices, catering to users within the Apple ecosystem.

How often is SpendByMe updated?

The latest version of SpendByMe is 1.37, and it was last updated on June 15, 2026. This indicates a relatively active development cycle.

Can SpendByMe track shared expenses?

Yes, SpendByMe includes features for splitting expenses with friends and couples, tracking shared costs for trips and groups, and managing couple expenses easily.

What is the age rating for SpendByMe?

SpendByMe has an age rating of 4+, making it suitable for a wide range of users, including younger individuals managing allowances or family budgets.