Comparison

iLekka vs ExLog

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

iLekka

Effortlessly track expenses by automatically processing bank transaction SMS messages. Monitor spending, categorize transactions smartly, and gain insights into your financial habits without manual data entry. Your financial data remains private and stored securely in your iCloud account.

Highlights
  • Automatic expense tracking from bank SMS
  • Smart expense categorization
  • Budgeting and spending analytics
  • Personal finance dashboard
  • Privacy-first iCloud storage
  • Designed for Indian banking systems
Features
Read full description

No typing. No receipts. No spreadsheets. iLekka is an automatic expense tracker for iPhone that turns your bank transaction SMS messages into a complete personal finance and money management system. Track expenses automatically, monitor spending, and stay on top of your budgetβ€”without manually entering transactions. Unlike traditional expense tracker apps, iLekka keeps your financial data private by storing everything in your own iCloud account. Nothing is sent to our servers. β€” HOW IT WORKS β€” Every time your bank sends a transaction SMS, iLekka automatically captures and categorizes the expense using Apple Shortcuts. Works with UPI transactions, debit cards, credit cards, net banking, and bank account debits. Supports SMS alerts from HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak Mahindra Bank, and other major Indian banks. Set it up once. Never manually log an expense again. β€” PRIVACY FIRST β€” Your financial data belongs to you. β€’ Stored in your own iCloud account β€’ No external servers β€’ No account creation required β€’ No ads β€’ No tracking β€’ No data harvesting iLekka follows Apple's privacy-first approach so your spending history remains under your control. β€” FEATURES β€” Automatic Expense Tracking Capture expenses automatically from bank SMS alerts. Every UPI payment, card transaction, ATM withdrawal, and account debit is recorded without manual effort. Smart Expense Categorization Automatically categorize spending into groceries, dining, fuel, shopping, bills, subscriptions, EMIs, travel, and more. Correct a category once and iLekka remembers your preference. Budgeting & Spending Analytics Understand where your money goes with monthly spending reports, category-wise breakdowns, trends, and insights. Personal Finance Dashboard Track your expenses, analyze spending habits, and make smarter financial decisions with a clear overview of your money. β€” BUILT FOR INDIA β€” Designed specifically for Indian banking and payment systems. β€’ UPI transactions β€’ Bank SMS alerts β€’ Debit cards β€’ Credit cards β€’ Net banking β€’ Major Indian banks No manual bookkeeping. No spreadsheets. No receipt scanning. β€” FREE FOR 60 DAYS β€” Get full access to all features free for 60 days. No credit card required. After the trial ends, choose either: β€’ Monthly Subscription β€’ Lifetime Access (one-time purchase) An active subscription or lifetime purchase is required to continue using iLekka after the trial period. β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€” SUBSCRIPTION & PRICING β€’ Payment is charged to your Apple ID upon purchase confirmation. β€’ Subscriptions automatically renew unless cancelled at least 24 hours before renewal. β€’ Your account will be charged for renewal within 24 hours before the current subscription period ends. β€’ Manage or cancel subscriptions anytime from Apple ID Settings β†’ Subscriptions. Privacy Policy: https://shared-record-5ae.notion.site/Privacy-Policy-35ba4adcfaf68048b753e6718ae5039b Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€” iLekka. Know your money.

About

ExLog

Features
Read full description

ExLog automatically reads your bank transaction SMS messages and organises your spending β€” no manual entry needed. β€’ Auto-detect debit/credit transactions from Indian bank SMS β€’ Categorise spending across Food, Transport, Shopping, Bills and more β€’ Monthly and yearly reports with charts β€’ Set recurring payment reminders β€’ Export to CSV for tax or budgeting use β€’ Free tier with premium upgrade for unlimited imports and exports Supports HDFC, ICICI, SBI, Axis, Kotak, Yes Bank, and most Indian banks. By subscribing, you agree to Apple's standard Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

iLekka4 screens
ExLog4 screens

Verdict

The call

The clearest difference is in-app purchases: ExLog at none against iLekka's 2. iLekka's advantage is update cadence (every 2 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. iLekka sells 2 in-app purchases, starting at $0.99 per month. ExLog asks for nothing beyond the download.

UpkeepUpdate frequency

iLekka ships an update every 2 days, ExLog fortnightly. The most recent releases landed on October 8, 2026 and September 30, 2026 respectively.

Scorecard2 real differences Β· 6 level
iLekka versus ExLog: the parameters behind the verdict, then further details
ParameteriLekkaExLog
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyEvery 2 days β€” betterFortnightly
AdsNoNo
In-app purchasesYesNo β€” better
MonetizationFree with in-app purchasesβ€”
DevicesiPhoneiPhone, iPad β€” better
Requires iOS18.217.0 β€” better
Further details β€” not scored
Size37 MB16 MB
Age rating4+4+
DeveloperGagan KrishneAmit Gaurav

In-app purchases

2 purchases

iLekka

Subscriptions1
  • iLekka Pro Monthly2 Months trial$0.991 Month
One-time1
  • iLekka Pro$9.99
None

ExLog

No in-app purchases

Questions

Is iLekka free?
iLekka is free to download, with in-app purchases available.
Is ExLog free?
ExLog is free to download, with no in-app purchases.
Do iLekka or ExLog have ads?
Neither iLekka nor ExLog shows ads.
Which is updated more often, iLekka or ExLog?
iLekka ships an update every 2 days, and ExLog fortnightly. Most recently, iLekka was updated on October 8, 2026 and ExLog on September 30, 2026.

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