SpendLens vs Masarifi

SpendLens helps you see exactly where every dirham, dollar, and euro goes — without connecting your bank or creating an account. Track daily spending, automatically capture transactions from your bank's SMS alerts, and spot trends with a private, beautiful expense tracker built for your iPhone. Most people underestimate their daily spending by 30%. SpendLens closes that gap. TRACK EVERY EXPENSE IN SECONDS Add expenses with a single tap on the floating action button. Pick a category from the grid, enter the amount, optionally add a note. Done in under three seconds. AUTO-CAPTURE FROM YOUR BANK'S SMS — FREE When your bank texts you a transaction alert, SpendLens can turn it into an expense for you. Set it up once with a simple Shortcuts automation, and new transactions land in your Inbox to review and approve in a tap — no bank login, no account linking. Free for everyone. SCAN RECEIPTS WITH ON-DEVICE AI Snap a photo of any receipt and SpendLens uses Apple's Vision framework to extract the amount, date, and merchant — completely on-device. The image never leaves your phone. SEE THE TRENDS Compare this month to last. Spot which categories are growing or shrinking. Daily spending charts reveal patterns you didn't know existed. 55+ CURRENCIES SUPPORTED Travel, expat life, mixed currencies — no problem. Track expenses in any currency and SpendLens converts everything to your home currency automatically. Original amounts are always preserved. WIDGETS FOR EVERY MOMENT See today's spending right on your home screen. Five widget variants included: small (free), medium and large (Pro), plus circular and rectangular lock screen widgets (Pro). EXPORT YOUR DATA Export expenses as CSV for spreadsheets, or as beautifully formatted PDF reports for taxes and reimbursements. Your data, your way. SIRI SHORTCUTS Add expenses by voice. Ask Siri "How much did I spend today?" and get an instant answer. PRIVATE BY DESIGN No accounts. No bank linking. No ads. No third-party trackers or analytics SDKs. Everything you enter stays on your device, with optional iCloud sync across your Apple devices. The one feature that uses the cloud — Smart Parsing, which powers bank-SMS auto-capture — is opt-in, off by default, and never stores or sells your data. You're always in control. SpendLens Pro unlocks unlimited categories, receipt scanning, spending trends, all widgets, CSV & PDF export, custom app icons, and Siri Shortcuts — for a one-time purchase. No subscription. Ever. (Auto-capture from your bank's SMS is free for everyone.) Made with care in Abu Dhabi.

Masarifi is a simple, elegant expense tracker that works fully offline — all your data stays on your device. No accounts, no ads, no tracking. Features: • Clear dashboard: income, spending, net savings and savings rate at a glance. • Auto-add from bank SMS: when your bank texts you, the amount is added automatically — even while your phone is locked, messages are queued and added when you open the app. One-tap shortcut setup. • Every currency supported: foreign transactions are converted to AED at daily exchange rates, with a built-in currency converter. • Per-category budgets with progress bars and over-limit alerts. • Smart analytics: yearly forecast, quarterly comparison, monthly heatmap. • Recurring commitments across every month, editable anytime. • Automatic monthly salary + savings goals and debt tracking. • Snap a receipt and auto-extract the amount, on-device. • Face ID lock, dark mode, and backup to iCloud or a file. • Full Arabic and English interface. Privacy first: Masarifi collects no data. The only internet request fetches the daily public exchange-rate table — no personal or financial information is ever sent.