Fixo vs KassenKompass

Stop tracking every coffee. Start understanding your real costs. Fixo isn't a daily expense tracker. It's the app that shows you how much of your income or budget is already committed before you spend a single euro. Add your fixed costs once (rent, subscriptions, insurance, loans) and get an instant, honest picture of your finances. Yearly insurance? Quarterly bills? Monthly rent? Fixo normalizes every billing frequency into one clear monthly view, so nothing sneaks up on you. Why Fixo: - Set it once, see it forever. No daily logging, no receipt scanning - One unified view: yearly, quarterly, and monthly costs converted into a single monthly total - Wallet tracking: assign expenses to the accounts you pay from and see exactly what leaves each one - Emergency fund calculator: plan for 3 to 60 months of essential coverage - Minimal by design. Clean, focused, distraction-free Most people don't overspend on lattes. They lose track of the 15 subscriptions, the annual insurance, the quarterly fees. Fixo makes the invisible visible. Your money. Your clarity. Set it and know it.

No subscription. No ads. No account. AusgabenKompass is the household budget app for two people who share costs — and for everything you want to keep private. Add expenses in seconds, organise them into categories and plans such as holidays, moving home or renovations, and always see who owes whom what. The red “Open balance” card always shows the overall amount to settle, regardless of individual category or plan balances. For every entry, you decide whether it stays private or is shared. SHARED OR PRIVATE • Private expenses stay on your device • Share expenses with an invited person through your iCloud sharing • Split costs 50/50, choose a fixed currency amount, or use any percentage from 0 to 100%; the remaining share is calculated automatically • Keep balances, partial settlements and settlement history easy to follow ORGANISED WITHOUT THE EFFORT • Categories, payment methods and your own plans for trips and projects • Filter by date range, category, plan, payment method and sharing status • Monthly total and a monthly Home Screen widget YOUR DATA STAYS YOURS • Create and restore a complete backup at any time — free, even without Plus • Disconnect from a shared ledger, delete the iCloud ledger or erase this iPhone only • No user account, no registration, no advertising or analytics tools AUSGABENKOMPASS PLUS — ONE-TIME, NOT MONTHLY Plus is a one-time purchase. What you unlock stays unlocked. • Insights with monthly trends, categories and comparisons • Budget forecasts for plans with dates • Recurring expenses and fixed costs • PDF monthly reports, CSV export and printing • Plan archive and receipt archive with on-device text recognition • Plan, fixed-cost and settlement widgets • Apple Watch and an optimized iPad interface • Optional notifications about changes — without amounts, notes or names WHY THERE IS NO SUBSCRIPTION AusgabenKompass has no server of its own. Shared data lives in your iCloud, private expenses on your device. With no ongoing server costs, there is no need for ongoing revenue. Languages: German and English.