Splitko vs Xplit

Splitko makes splitting bills and tracking group expenses effortless. Snap a photo of any receipt — AI reads every item in seconds — assign items to friends, and settle up with one tap. No spreadsheets, no awkward money talks. WHY SPLITKO - AI RECEIPT SCANNER — Point your camera at a receipt and Splitko itemizes it automatically. Works out of the box, nothing to configure. 5 free scans every day, and a short ad buys you one more. - LIVE RECEIPT SPLITTING — Split a restaurant bill together in real time. Everyone taps their own items on their own phone. Done before the waiter returns. - GROUP EXPENSES — Trips, roommates, couples, events. Create a group, add expenses, and Splitko keeps a running balance of who owes whom. - SMART SETTLE UP — Splitko minimizes the number of transfers needed. Settle via Revolut with one tap, or mark payments manually. - QUICK SPLIT — Split a one-off bill without creating a group. Perfect for a spontaneous dinner. - HOUSEHOLD BUDGET — Scan the shopping and every line lands in its own category. Set monthly limits, see what the same product cost last time, and keep warranties from your receipts with a reminder before they lapse. - WORKS OFFLINE — Add expenses anywhere, even without internet. Everything syncs when you're back online. - MULTI-CURRENCY — Traveling? Mix currencies in one group; Splitko converts automatically. - BUDGETS AND REPORTS — Set a budget for a trip or a household and see in real time how you're doing. Export a whole group — expenses, balances, settlements — as a PDF. INVITE IN SECONDS Share a link or QR code. Friends join your group instantly — even if they install Splitko after tapping the link, they land right in the group. FREE, WITH ADS Every feature is free: unlimited groups and members, the household budget, statistics and PDF export. Nothing is locked. The free plan includes 5 AI receipt scans a day and shows ads — never while you are adding an expense, scanning a receipt or settling up. Premium removes the ads and the daily scan cap. Invite friends to earn free Premium days. PERFECT FOR Holidays with friends · roommates & shared flats · couples · stag/hen parties · ski trips · office lunches · festivals · family budgets Download Splitko and never chase your friends for money again. Questions? hello@splitko.app Terms of Use: https://splitko.app/terms Privacy Policy: https://splitko.app/privacy-policy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Split shared expenses with your group — no accounts, no signup, no subscription. Create a group, share a link, and everyone is in with one tap. Xplit does the math; you just add who paid for what. A weekend trip, a shared flat, dinner with friends, a holiday with the family — Xplit keeps track of every expense and tells everyone exactly who owes whom. Built around one idea: the person who organizes shouldn't have to make anyone sign up. Send a link any way you like — messaging, email, however — and whoever has the link is in. WHAT XPLIT DOES — Join with a link — no account, no email, no password; one tap and your friends are in the group — Add expenses — amount, currency, who paid, and how to split: evenly, by exact amounts, or by shares — Multiple currencies — each currency is settled on its own, no surprise conversions — Who owes whom — balances update the moment an expense comes in — Simplify debts — Xplit minimizes the number of transfers so everyone settles with the fewest payments — Settle up — record a payment and the balances rebalance — History — a clear timeline of every expense and settlement — Web view — friends without the app open the link in a browser and see the full split NO ACCOUNT, NO SUBSCRIPTION There is nothing to sign up for. No email, no password, no profile. Your groups live on your device and behind a private link — share it with the people you split with, no one else. No ads, no tracking, no selling your data. PAY ONCE, KEEP FOREVER Joining groups is free forever, and your first group is on us. Unlock unlimited groups with a single one-time purchase — no subscription, ever. Buy it once and it's yours. PRIVACY FIRST — No account, no email, no personal data collected — A group is reachable only through its private link — No ads, no tracking, no personal analytics Privacy Policy: https://1tnt.link/xplit/privacy.html Terms of Use (EULA): https://1tnt.link/xplit/eula.html