Wealth Tracker vs Sedge
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Wealth Tracker
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Know exactly where you stand โ financially. Wealth Tracker gives you a clear, complete picture of your net worth. Record your bank accounts, investments, crypto holdings, real estate, cash, and debts in one place. Watch your wealth grow over time with beautiful charts โ and plan your next move with built-in forecasting. No subscriptions. No paywalls. No ads. Completely free. โ โ โ โ โ โ โ โ โ โ โ โ โ โ TRACK EVERYTHING IN ONE PLACE Create monthly or quarterly financial snapshots and log balances across six categories: โข Bank Accounts โ savings, checking, deposits โข Investments โ stocks, bonds, index funds โข Crypto โ Bitcoin, Ethereum, and any digital asset โข Real Estate โ property values โข Cash โ physical currency and reserves โข Debts โ mortgages, loans, credit cards (subtracted automatically) Your net worth is calculated instantly. Every snapshot becomes a data point in your financial journey. โ โ โ โ โ โ โ โ โ โ โ โ โ โ FORECAST YOUR FUTURE See where your finances are headed. Wealth Tracker uses weighted linear regression to project your net worth forward โ with confidence bands so you know the range, not just the guess. Set financial goals, track your progress, and stay motivated with clear visual milestones. โ โ โ โ โ โ โ โ โ โ โ โ โ โ EVERY CURRENCY. AUTOMATIC. Track assets in any fiat currency, precious metal, or cryptocurrency. Exchange rates update automatically, so your net worth is always accurate โ no matter how global your portfolio is. Need a custom rate? Override any conversion manually. โ โ โ โ โ โ โ โ โ โ โ โ โ โ PRIVACY FIRST Your financial data stays on your device. iCloud sync and analytics are entirely opt-in โ disabled by default. Nothing is shared with us or third parties. Your money, your data, your rules. โ โ โ โ โ โ โ โ โ โ โ โ โ โ EXPORT YOUR DATA Your data belongs to you. Export everything to CSV or JSON at any time. No lock-in, no barriers. โ โ โ โ โ โ โ โ โ โ โ โ โ โ MORE FEATURES โข Interactive net worth chart with time range filters (3M, 6M, 1Y, All) โข Category breakdown charts โ see where your wealth is concentrated โข Debt-to-asset ratio tracking โข Account templates for faster snapshot entry โข Biometric lock with Face ID or Touch ID โข iCloud sync across all your Apple devices โข Notification reminders so you never miss a snapshot โข Per-category trend analysis โข Dark, modern design that puts your numbers front and center โ โ โ โ โ โ โ โ โ โ โ โ โ โ Take charge of your financial future. Download Wealth Tracker โ it's free.
Sedge
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Your whole net worth, in every currency you hold โ without handing your financial life to anyone. Sedge is a net-worth and spending tracker built for Europe. Add accounts by hand, import a statement, and see one honest number across EUR, GBP, CHF and more. ON YOUR DEVICE, NOT OURS There is no account to create and no server to trust. Everything you enter stays in encrypted storage on your iPhone, unreadable while it's locked. We have no ability to see your balances, because they never reach us. No analytics, no advertising, no third-party SDKs of any kind. MULTI-CURRENCY THAT ACTUALLY WORKS Hold accounts in euro, sterling, francs, krona, zloty and more. Sedge converts everything at the European Central Bank's daily reference rates โ the same rates your bank quotes against โ so your net worth is right, not roughly right. Rates are cached, so the number is still correct offline. IMPORT A STATEMENT IN SECONDS Bring in CSV exports or PDF statements from EU banks. Sedge reads the file on your device, maps the columns itself, and checks that the transactions add up to the closing balance before importing a single row. If the numbers don't reconcile, it says so instead of guessing. Import the same file twice and nothing is duplicated. CATEGORIES WITHOUT THE BUSYWORK Merchants are categorised offline using simple rules โ no AI, no cloud, no waiting. Anything Sedge isn't sure about goes to a review card, so you stay in control of what counts as what. SEARCH AND FILTER YOUR HISTORY Find any transaction by name, account or category. Days are grouped and totalled, so you can see what a Tuesday actually cost you. LOCK IT DOWN Require Face ID, Touch ID or your passcode before your balances appear. TAKE YOUR DATA WITH YOU Export everything as CSV for a spreadsheet, or as a full JSON backup, whenever you like. It's your data, so you can always leave with it. SPEAKS YOUR LANGUAGE English, German, French, Spanish, Italian, Dutch, Polish and Portuguese โ with amounts and dates in your local format. Change language in Settings without leaving the app. READ-ONLY, ALWAYS Sedge can never move your money. It has no payment capability of any kind, by design. Free. No subscription, no ads, no tracking, no analytics.
Screenshots
Verdict
The clearest difference is iOS requirement: Wealth Tracker at 18.0 against Sedge's 26.0. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Wealth Tracker | Sedge |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | โ |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 โ better | 26.0 |
| Further details โ not scored | ||
| Size | 8 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Vladislav Komkov | Payam Khaninejad |
In-app purchases
Wealth Tracker
No in-app purchases
Sedge
No in-app purchases
Questions
Is Wealth Tracker free?
Is Sedge free?
Do Wealth Tracker or Sedge have ads?
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