Comparison

Montly vs Tick

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Montly

Features
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Montly is a modern personal finance app designed to help you track your expenses and manage your budget easily. With Montly, you can monitor your financial activity and keep your spending under control. Key features: โ€ข Track daily expenses quickly โ€ข Categorize income and expenses โ€ข Manage multiple accounts in one place โ€ข View financial summaries and insights โ€ข Understand your spending habits Montly makes personal finance simple and accessible. Whether you want to control your spending, manage your monthly budget, or just understand where your money goes, Montly helps you stay organized. Perfect for: โ€ข Budget planning โ€ข Expense tracking โ€ข Managing personal finances โ€ข Improving financial habits Take control of your money with Montly.

About

Tick

Features
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Tick is an expense tracker built around one number: five seconds. That is how long it should take to open the app, log what you just spent, and put the phone back in your pocket. FAST BY DESIGN Type an amount, tap save. Everything else - place, category, note, tags, a photo of the receipt - is optional and can be added later. A template fills in everything except the amount, and a home screen shortcut opens straight into a new expense. READY FOR DAILY LIFE Forty-three categories are switched on the first time you open Tick. Groceries, Pharmacy, Fuel, Car Repair & Service, Rent, Office Rent, Office Bills, School & Tuition, Books, Travel & Hotel, Cash Withdrawal and more are there the moment you install. Another thirty-three wait in the list switched off, seventy-six across eleven groups in all. Add your own, hide the ones you never use, rename anything. MULTIPLE CURRENCIES, DONE PROPERLY Log in any currency. Rates for thirty currencies come from the European Central Bank's daily reference feed and are frozen onto each expense at the moment you save it, so last year's report never changes because a rate moved this morning. Using a currency outside those thirty? Type the rate in yourself - the app will not guess one. WORKS OFFLINE, WITH NO SIGNAL Everything is stored on the phone first and syncs when there is a connection. A plane, a basement, a bad line - none of it stops you logging an expense. REPORTS THAT ANSWER A QUESTION Narrow the expense list by date, category, currency or amount, or search it by place and note. Then see where the money went by category, by place, or over time. WHAT YOU CAN TAKE OUT Export to CSV for a spreadsheet, or to PDF for something you can send or file. Export from a report and the date range you are looking at comes with it; export from Settings and everything does. Your data leaves in a format you can open without Tick. WHO IT IS FOR People who hold more than one currency and are tired of a tracker that quietly rewrites last month when a rate moves. People who log what they spend where there is no signal. People who want the entry typed, not imported. MANUAL ENTRY, NO BANK SYNC Tick does not connect to your bank. No account linking, no transaction import, no receipt scanning that reads your card number. It has no approval workflows and no team accounts. Every expense in Tick is there because you typed it. SUBSCRIPTION Tick Pro Monthly - 1 month - USD 2.99 Tick Pro Yearly - 1 year - USD 19.99 Other regions are charged the store's local equivalent. The first 14 days are free and ask for no card. After that, adding new expenses needs a subscription. Viewing, reporting and exporting keep working without one, permanently - your records stay yours whether you subscribe or not. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tickexpense.com/privacy The app interface is in English and Turkish.

Screenshots

Montly4 screens
Tick4 screens

Verdict

The call

The clearest difference is in-app purchases: Montly at none against Tick's 2. Montly also leads on device support (3 vs 1). Tick's advantage is ads (none vs shown) and update cadence (every 4 days vs every 2 months). On price and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Tick sells 2 in-app purchases, starting at $2.99 per month. Montly asks for nothing beyond the download.

UpkeepUpdate frequency

Montly ships an update every 2 months, Tick every 4 days. Both last shipped on October 7, 2026.

Scorecard4 real differences ยท 2 level
Montly versus Tick: the parameters behind the verdict, then further details
ParameterMontlyTick
PriceFreeFree
Update frequencyEvery 2 monthsEvery 4 days โ€” better
AdsYesNo โ€” better
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS15.1 โ€” better16.4
Further details โ€” not scored
Size39 MB63 MB
Age rating12+4+
DeveloperUmut UgurFIRAT KONYALIOGLU

In-app purchases

None

Montly

No in-app purchases

2 purchases

Tick

Subscriptions2
  • Tick Pro Monthly$2.991 Month
  • Tick Pro Yearly$19.991 Year

Questions

Is Montly free?
Montly is free to download, with no in-app purchases.
Is Tick free?
Tick is free to download, with in-app purchases available.
Do Montly or Tick have ads?
Montly shows ads; Tick does not.
Which is updated more often, Montly or Tick?
Montly ships an update every 2 months, and Tick every 4 days. Most recently, Montly was updated on October 7, 2026 and Tick on October 7, 2026.

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