DebtWise vs Tip Tracker

DebtWise helps you build a realistic, personalized debt payoff plan — and actually stick to it. Most debt apps force you into Avalanche (highest interest first) or Snowball (smallest balance first). DebtWise gives you a third option: your own order. CUSTOM PAYOFF ORDER Drag your debts into any sequence that makes sense for your life. Pay off the family loan first. Tackle the one causing you the most stress. DebtWise recalculates your freedom date instantly every time you reorder — no re-entering data, no spreadsheet fiddling. NEVER MISS A PAYMENT Get a local reminder 3 days and 1 day before each debt's due date. Tap "Mark as Paid" when you've paid — the app advances the due date and starts building your payment history. All reminders are scheduled on-device. No server, no account. AVALANCHE & SNOWBALL TOO Both classic strategies are built in. With Pro, compare them side by side: see exactly how much interest each one saves and which gets you debt-free fastest. CASCADE EFFECT When a debt is paid off, its minimum payment automatically rolls into the next one — accelerating your payoff without any extra effort. Included with Pro. TRACK YOUR PROGRESS Watch your freedom date get closer. Unlock milestones as you pay down each debt. See your total interest shrinking month by month. WORKS OFFLINE, IN 9 LANGUAGES Fully usable with no internet connection. Available in English, Spanish, French, German, Italian, Portuguese, Japanese, Korean, and Chinese. FREE TO START Track unlimited debts, free forever — reminders, milestones, and data export included. Upgrade to Pro for your own custom payoff order, cascade payments, side-by-side strategy comparison, the cash-flow-first strategy, and data import. Pro is a yearly plan or a one-time purchase. PRIVATE BY DESIGN No account. No cloud sync. No ads. Your debts live only on your device and leave it only if you export or share them. Anonymous usage stats (which features are used, when something breaks) never include your debts or anything that identifies you. Terms of Use: https://sites.google.com/view/debtwise-terms-of-use/home

Know what every shift is worth, now on iPhone and Apple Watch. TipTrack3r is a tip tracker for servers, bartenders, and other tipped professionals. Record your tips, hours, and optional hourly pay, then see your earnings in clear weekly and monthly summaries. TRACK YOUR EARNINGS • Log credit tips, cash tips, and tip-outs • Add hours worked and hourly base pay • See total earnings and average earnings per hour • Review and edit shifts in compact history cards FIND YOUR BEST SHIFTS • Explore Earnings Insights for your strongest jobs, shifts, and weekdays • Compare this week with your usual earning pace • View earnings by day in a calendar MAKE IT YOURS • Manage multiple jobs with individual names, colors, and icons • Personalize dashboard cards, themes, and displayed statistics • Choose a POS format per job for receipt scanning, or use automatic detection • Scan supported checkout slips into an editable draft and attach receipt images ON YOUR APPLE WATCH • See today's earnings at a glance • Log a shift's tips and hours from your wrist • Start and end a live shift timer • Check your upcoming scheduled shifts and weekly and monthly totals • Shifts logged on the watch sync to your iPhone, even if it's out of range for a while PLAN AND LOG WITH LESS EFFORT • Subscribe to work schedules using compatible iCalendar links from providers such as 7shifts and HotSchedules • Set logging reminders before, at, or after a scheduled shift ends • Hours fill in from your schedule automatically • Start and end a live shift timer from the Dynamic Island, Lock Screen, or Apple Watch • Ask Siri about your earnings and insights, or open your history and calendar • Access quick actions from Home Screen widgets and Control Center SHARE AND PROTECT YOUR RECORDS • Create shift-summary images with the details you choose, including hours and hourly earnings • Add an optional QR code so friends can find TipTrack3r on the App Store • Import and export shifts with CSV files and create automatic local backups • Sync jobs and shifts through your private iCloud account • Protect the app or hide earnings with Face ID, Touch ID, or your passcode • Restore accidentally deleted shifts No account or third-party sign-in is required. Optional features can be enabled in Settings. Schedule subscriptions require a compatible calendar feed. Receipt recognition and imported schedule details should be reviewed before saving.