Comparison

BillBuds vs Manilo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BillBuds

Features
Read full description

Split the bill. Skip the math. Stay friends. Bill Buds is the simplest way to split expenses with friends — whether it's a group trip, a dinner out, or just everyday costs. Scan a receipt, let the app detect the items, and instantly see who owes who. No spreadsheets, no awkward math, no arguments. Scan & split in seconds Snap a photo of any receipt and Bill Buds auto-detects the items for you. Fewer taps, less typing, no manual entry. Group trips or quick splits Create a group for trips and shared living, or do a fast split on the spot — no group needed. Whatever the situation, splitting takes seconds. Always know who owes who Every expense is tracked and balanced automatically. Clear balances show exactly who paid, who owes, and how much — at a glance. Organize every expense Sort spending by category — food, groceries, transport, lodging, tickets, and more — so every shared cost stays clear. Track your spending habits See your statistics over time and understand where your money actually goes. Multi-currency support Traveling abroad? Set the currency per group and split with friends anywhere. Trips, dinners, and everyday expenses — Bill Buds does the math so you never have to argue about money again. Download Bill Buds and start splitting the easy way. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://billbuds.app/privacy.html Support: https://billbuds.app/support

About

Manilo

Effortlessly track expenses using voice commands, AI categorization, and receipt scanning. Set budgets, manage multiple currencies, and share spending with family. Access detailed insights via a web dashboard.

Highlights
  • Voice-activated expense logging
  • AI-powered categorization
  • Receipt scanning and OCR
  • Multi-currency account management
  • Shared expense tracking
  • Monthly budget setting
  • Web dashboard for insights
Features
Read full description

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

BillBuds4 screens
Manilo4 screens

Verdict

The call

The clearest difference is device support: Manilo at 4 against BillBuds's 2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BillBuds sells 2 in-app purchases, starting at $3.99 per month and Manilo sells 4 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

BillBuds ships an update every 4 days, Manilo every 5 days. The most recent releases landed on October 13, 2026 and October 21, 2026 respectively.

Scorecard1 real difference · 8 level
BillBuds versus Manilo: the parameters behind the verdict, then further details
ParameterBillBudsManilo
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 4 days — betterEvery 5 days
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS1615.0 — better
Further details — not scored
Size5 MB144 MB
Age rating4+4+
DeveloperAdilkhan SpabekBorys Harholinskyi

In-app purchases

2 purchases

BillBuds

Subscriptions2
  • Unlimited Scans (Monthly)$3.991 Month
  • Unlimited Scans (Yearly)$29.991 Year
4 purchases

Manilo

Subscriptions4
  • Ledgy Cloud Monthly7 Days trial$5.991 Month
  • Manilo Cloud Monthly7 Days trial$5.991 Month
  • Ledgy Cloud Yearly7 Days trial$39.991 Year
Show 1 more
  • Manilo Cloud Yearly7 Days trial$39.991 Year

Questions

Is BillBuds free?
BillBuds is free to download, with in-app purchases available.
Is Manilo free?
Manilo is free to download, with in-app purchases available.
Do BillBuds or Manilo have ads?
Neither BillBuds nor Manilo shows ads.
Which is updated more often, BillBuds or Manilo?
BillBuds ships an update every 4 days, and Manilo every 5 days. Most recently, BillBuds was updated on October 13, 2026 and Manilo on October 21, 2026.

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