Comparison

Saldox vs Marlo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Saldox

Features
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Saldox — seu controle financeiro, mais claro e inteligente Organizar o dinheiro não precisa ser complicado. O Saldox reúne em um só lugar tudo o que você precisa para acompanhar receitas, despesas, cartões e compromissos mensais — com análises visuais e um assistente com IA para ajudar nas decisões. O que você pode fazer no Saldox • Registrar transações — anote receitas e despesas com categorias, parcelas e lembretes para contas recorrentes. • Gerenciar cartões de crédito — cadastre seus cartões, acompanhe faturas, marque pagamentos e veja quanto ainda está em aberto. • Importar faturas em PDF — envie a fatura do cartão e deixe a IA extrair e categorizar as transações para você revisar e confirmar. • Acompanhar compromissos mensais — controle despesas fixas como aluguel, assinaturas e contas, veja o total comprometido no mês e o que já foi pago. • Entender suas finanças — dashboards, gráficos e indicadores mostram para onde vai seu dinheiro, como estão seus gastos com cartão e quanto sobra no mês. • Conversar com a IA — tire dúvidas sobre sua situação financeira e receba insights com base nos seus dados. • Personalizar do seu jeito — escolha idioma, moeda e país; defina se despesas de cartão entram pela data da compra ou do pagamento da fatura. Para quem é o Saldox Para quem quer sair da planilha e do caderno, ter visão real do mês e entender não só quanto gastou, mas quanto já está comprometido — com uma experiência simples, moderna e segura. Privacidade em primeiro lugar Seus dados são armazenados com segurança e vinculados à sua conta. O Saldox não vende suas informações financeiras. Baixe o Saldox e comece a ter mais clareza sobre seu dinheiro hoje.

About

Marlo

This app calculates your 'safe to spend' amount by subtracting fixed costs, budgets, and savings from your income. It provides a clear, guilt-free number for discretionary spending, with budgeting and savings goal features. All data is stored locally for privacy.

Highlights
  • Calculates 'Safe to Spend' amount
  • Budget tracking by category
  • Savings goal setting and tracking
  • Recurring income and bill setup
  • Optional daily logging reminders
  • Private, on-device data storage
Features
Read full description

Know exactly what's safe to spend — before you spend it. Marlo does one honest calculation: your income, minus fixed costs, minus your budgets, minus what you're saving. What's left is your Safe to Spend — the money you can enjoy right now, guilt-free. No spreadsheets. No shame. Just a clear number. Most budgeting apps tell you what you spent. Marlo tells you what you can spend. That's the difference between anxiety and permission. SAFE TO SPEND, FRONT AND CENTER Open the app and the first thing you see is one big number: what's genuinely free to spend this month. It updates live as you log. Green means go. In the red? The app sits with you — it never scolds. BUDGETS THAT MAKE SENSE Give any category a monthly budget and watch a simple, colorful card fill up as you spend. Rent, groceries, coffee — see where you stand at a glance. SAVINGS JARS FOR THE THINGS YOU WANT Name a goal, give it a target, and add money whenever you can. Set a monthly amount and Marlo shows you the exact date you'll hit it. A trip, a home, a safety net — turn a dream into a plan. SET IT AND FORGET IT Add your paycheck and fixed bills once as recurring items. Your Safe to Spend works from day one — no re-entering the same numbers every month. A GENTLE DAILY NUDGE One optional reminder a day. Ten seconds to log keeps your number honest. That's the whole habit. PRIVATE BY DESIGN Everything lives on your device. No account, no sign-up, no cloud. Your money is nobody's business but yours. — FREE FOREVER — Logging is never capped. The free plan includes: • Unlimited transaction logging • Your live Safe to Spend • Recurring income & bills • 2 category budgets • 1 savings goal • Daily reminder — MARLO PRO — Upgrade when you want more room: • Stats: spending trends, month-over-month, kept-rate, weekly review, and your full category breakdown • Browse any past month • Unlimited category budgets • Unlimited savings goals • Create your own custom categories • Custom themes, colors & icons • Export all your transactions to CSV • Every future Pro feature Pro pricing: • Monthly plan • Annual plan (best value) Spend wisely, not blindly. Marlo is the calm, honest money app that shows you what's really yours to enjoy. — Subscription details: Marlo Pro is an auto-renewable subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions in your App Store account settings after purchase. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription. Privacy Policy: linked in-app (Settings › Legal) Terms of Use: linked in-app (Settings › Legal) Support: contact@theanicca.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Saldox4 screens
Marlo4 screens

Verdict

The call

The clearest difference is in-app purchases: Saldox at none against Marlo's 4. Saldox also leads on device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Marlo sells 4 in-app purchases, starting at $6.99 per month. Saldox asks for nothing beyond the download.

UpkeepUpdate frequency

Saldox ships an update every 3 weeks, Marlo every 6 weeks. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 6 level
Saldox versus Marlo: the parameters behind the verdict, then further details
ParameterSaldoxMarlo
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size33 MB17 MB
Age rating4++4
DeveloperEdnildo MacenaAnicca LLC

In-app purchases

None

Saldox

No in-app purchases

4 purchases

Marlo

Subscriptions3
  • Marlo Pro Monthly$6.991 Month
  • Marlo Pro Annual Intro$24.991 Year
  • Marlo Pro Annual$29.991 Year
One-time1
  • Marlo Pro — Lifetime$39.99

Questions

Is Saldox free?
Saldox is free to download, with no in-app purchases.
Is Marlo free?
Marlo is free to download, with in-app purchases available.
Do Saldox or Marlo have ads?
Neither Saldox nor Marlo shows ads.
Which is updated more often, Saldox or Marlo?
Saldox ships an update every 3 weeks, and Marlo every 6 weeks. Most recently, Saldox was updated on October 28, 2026 and Marlo on October 31, 2026.

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