Comparison

Expendy vs Spendlio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expendy

Effortlessly track expenses using voice commands. This app uses AI to categorize spending, visualize financial habits, and manage budgets. It prioritizes privacy with offline capabilities and no account requirement.

Highlights
  • Voice-activated expense logging
  • Automatic AI-driven categorization
  • Real-time budget monitoring
  • Visual financial analysis
  • Recurring payment tracking
  • CSV data export
  • Private and offline operation
Features
Read full description

Expendy logs an expense the instant you say it. Say "coffee five dollars" or "groceries forty-two fifty" and it's saved in the right category. On iPhone 15 Pro and later it understands you entirely on your iPhone with Apple Intelligence, even in airplane mode, so your words never leave your phone. Then it helps you keep the habit. • Daily Streak — Log once a day to keep your streak alive. Miss a day and Expendy offers a streak rescue instead of a silent reset. Tap your streak to share its card. • Month in Review — When a month closes, see what you spent, where most of it went and how it compared to the month before. • Budget That Stays Honest — Set a monthly budget and watch what's left to spend and whether you're on pace. • Voice-First, Typing Optional — Speak it, or tap + to type. Ask Siri to add an expense without opening the app. • Learns Your Places — Correct a category once and Expendy remembers it for that vendor next time. • Travel Currency — Say an amount in euros or yen; Expendy converts it to your home currency and keeps the original. • Recurring Expenses — Bills and subscriptions that log themselves on schedule. • Export Your Data — Download every expense as CSV anytime. • No Account Needed — Start logging in seconds. No ad trackers; your data is never sold. ExpendyPro unlocks unlimited voice entries, advanced insights, recurring expenses and CSV export. Choose weekly or yearly plans with a free trial. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://expendy.aiappnation.com/privacy Payment will be charged to your Apple ID account at the confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase.

About

Spendlio

Effortlessly track your spending using voice commands. This app offers quick expense entry, custom categories, and insightful spending charts. Upgrade for unlimited voice input, receipt scanning, and advanced financial planning.

Highlights
  • Voice-activated expense entry
  • Unlimited transaction tracking (free)
  • Customizable categories
  • Spending charts and insights
  • Bill reminders and planning
  • PIN/Face ID security
  • Receipt scanning (premium)
Read full description

Spendlio — Private expense tracker & money manager, with voice. Track expenses in seconds — just speak. Say "$45 for groceries" and it's logged. No typing, no bank logins, no hassle. PRIVATE BY DESIGN - No sign-up and no account required - No bank connections — ever - Your financial data stays on your device - Works offline VOICE INPUT (7-DAY FREE TRIAL) - Just say "$23 for coffee" — tracked instantly - Add expenses while you live your life - The fastest expense entry you'll ever use - Try it free — keep it if you love it FREE FEATURES - Unlimited transaction tracking - Up to 3 accounts & wallets, with per-account cash flow - Custom categories with icons & colors - Beautiful spending charts & insights - Saved Views — save any filter combo and reapply it in one tap - Powerful filters (account, category, tag, date, type & more) - Recurring transactions with clear indicators - Bill reminders & planning - Receipt & photo attachments on transactions - Balance projection widget on your dashboard - Light & dark mode - Secure with PIN / Face ID PREMIUM SUBSCRIPTION After your free trial: - Unlimited voice input forever - Unlimited accounts - Account balance projections - Receipt scanning (OCR) - CSV import & export - Priority support - Ad-free experience PERFECT FOR Daily expense tracking, spending insights, bill reminders, and managing cash across multiple wallets — privately. Start your 7-day free trial today. No commitment. Cancel anytime. Privacy Policy: https://tboxsolutionz.com/spendlio/privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expendy4 screens
Spendlio4 screens

Verdict

The call

Expendy and Spendlio are too close to call on the numbers: across 9 compared parameters — price, rating, ratings volume and update cadence among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expendy sells 2 in-app purchases, starting at $1.99 per 7 days and Spendlio sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Expendy against 5.0 for Spendlio. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

Expendy ships an update every 9 days, Spendlio fortnightly. The most recent releases landed on October 19, 2026 and October 24, 2026 respectively.

ScorecardNo meaningful differences
Expendy versus Spendlio: the parameters behind the verdict, then further details
ParameterExpendySpendlio
PriceFreeFree
Rating5.0 (1 ratings)5.0 (2 ratings)
Positive reviews—100.0% of reviews
Number of ratings12 — better
Update frequencyEvery 9 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS17.016.4 — better
Further details — not scored
Size7 MB19 MB
Age rating4+4+
DeveloperPLAYRIOT LLCDilawer Hussain

Customer experience

Expendy

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Spendlio

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Expendy

Subscriptions2
  • ExpendyPro Weekly7 Days trial$1.997 Days
  • ExpendyPro Yearly7 Days trial$19.991 Year
2 purchases

Spendlio

Subscriptions2
  • Monthly7 Days trial$4.991 Month
  • Yearly7 Days trial$44.991 Year

Questions

Is Expendy free?
Expendy is free to download, with in-app purchases available.
Is Spendlio free?
Spendlio is free to download, with in-app purchases available.
Which has better reviews, Expendy or Spendlio?
Expendy and Spendlio are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do Expendy or Spendlio have ads?
Neither Expendy nor Spendlio shows ads.
Which is updated more often, Expendy or Spendlio?
Expendy ships an update every 9 days, and Spendlio fortnightly. Most recently, Expendy was updated on October 19, 2026 and Spendlio on October 24, 2026.

Other comparisons