Comparison

Spendlio vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendlio

Effortlessly track your spending using voice commands. This app offers quick expense entry, custom categories, and insightful spending charts. Upgrade for unlimited voice input, receipt scanning, and advanced financial planning.

Highlights
  • Voice-activated expense entry
  • Unlimited transaction tracking (free)
  • Customizable categories
  • Spending charts and insights
  • Bill reminders and planning
  • PIN/Face ID security
  • Receipt scanning (premium)
Read full description

Spendlio — Private expense tracker & money manager, with voice. Track expenses in seconds — just speak. Say "$45 for groceries" and it's logged. No typing, no bank logins, no hassle. PRIVATE BY DESIGN - No sign-up and no account required - No bank connections — ever - Your financial data stays on your device - Works offline VOICE INPUT (7-DAY FREE TRIAL) - Just say "$23 for coffee" — tracked instantly - Add expenses while you live your life - The fastest expense entry you'll ever use - Try it free — keep it if you love it FREE FEATURES - Unlimited transaction tracking - Up to 3 accounts & wallets, with per-account cash flow - Custom categories with icons & colors - Beautiful spending charts & insights - Saved Views — save any filter combo and reapply it in one tap - Powerful filters (account, category, tag, date, type & more) - Recurring transactions with clear indicators - Bill reminders & planning - Receipt & photo attachments on transactions - Balance projection widget on your dashboard - Light & dark mode - Secure with PIN / Face ID PREMIUM SUBSCRIPTION After your free trial: - Unlimited voice input forever - Unlimited accounts - Account balance projections - Receipt scanning (OCR) - CSV import & export - Priority support - Ad-free experience PERFECT FOR Daily expense tracking, spending insights, bill reminders, and managing cash across multiple wallets — privately. Start your 7-day free trial today. No commitment. Cancel anytime. Privacy Policy: https://tboxsolutionz.com/spendlio/privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Expense Tracker

Read full description

Tracking expenses should not feel like another task. This app makes it quick to record your spending, understand where your money is going, and stay on top of your budgets. You can add expenses in the way that feels easiest: • Speak into the mic • Type naturally, like “£12 lunch at Nando’s yesterday” • Take a photo of a receipt • Add it manually The app can automatically detect the amount, category, description, date and other details, so you do not have to fill everything yourself. You can see your spending for the whole month, broken down by day and category. This makes it easier to understand your habits, spot where money is going, and make better decisions. You can also set budgets for different categories and get notified when you are close to going over or have already gone over your limit. There is also an AI chat built in. You can ask questions like: “Where did I spend the most this month?” “Set my food budget to £300” “How much did I spend on coffee last week?” “Show me my recurring expenses” You can manage expenses, budgets, categories and insights using natural language. The app also supports recurring expenses, so things like rent, subscriptions, bills and memberships can be tracked automatically. Main features: • Add expenses by voice • Add expenses using natural language • Scan receipts with your camera • Add expenses manually • Auto-detect amount, date, category and description • View monthly spending by day • See spending by category • Set budgets • Get budget overage notifications • Track recurring expenses • Ask AI questions about your money • Manage expenses and budgets through AI chat A simple, AI-first expense tracker for people who want to know where their money is going without spending too much time tracking it.

Screenshots

Spendlio4 screens
Expense Tracker4 screens

Verdict

The call

Spendlio and Expense Tracker are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendlio sells 2 in-app purchases, starting at $4.99 per month and Expense Tracker sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Spendlio versus Expense Tracker: the parameters behind the verdict, then further details
ParameterSpendlioExpense Tracker
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyFortnightly—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size19 MB57 MB
Age rating4+4+
DeveloperDilawer HussainKamran Ahmed

In-app purchases

2 purchases

Spendlio

Subscriptions2
  • Monthly7 Days trial$4.991 Month
  • Yearly7 Days trial$44.991 Year
2 purchases

Expense Tracker

Subscriptions2
  • Timdo Premium Monthly7 Days trial$2.991 Month
  • Timdo Premium Yearly7 Days trial$19.991 Year

Questions

Is Spendlio free?
Spendlio is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Spendlio or Expense Tracker have ads?
Neither Spendlio nor Expense Tracker shows ads.

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