Comparison

Expendy vs Centee

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expendy

Effortlessly track expenses using voice commands. This app uses AI to categorize spending, visualize financial habits, and manage budgets. It prioritizes privacy with offline capabilities and no account requirement.

Highlights
  • Voice-activated expense logging
  • Automatic AI-driven categorization
  • Real-time budget monitoring
  • Visual financial analysis
  • Recurring payment tracking
  • CSV data export
  • Private and offline operation
Features
Read full description

Expendy logs an expense the instant you say it. Say "coffee five dollars" or "groceries forty-two fifty" and it's saved in the right category. On iPhone 15 Pro and later it understands you entirely on your iPhone with Apple Intelligence, even in airplane mode, so your words never leave your phone. Then it helps you keep the habit. • Daily Streak — Log once a day to keep your streak alive. Miss a day and Expendy offers a streak rescue instead of a silent reset. Tap your streak to share its card. • Month in Review — When a month closes, see what you spent, where most of it went and how it compared to the month before. • Budget That Stays Honest — Set a monthly budget and watch what's left to spend and whether you're on pace. • Voice-First, Typing Optional — Speak it, or tap + to type. Ask Siri to add an expense without opening the app. • Learns Your Places — Correct a category once and Expendy remembers it for that vendor next time. • Travel Currency — Say an amount in euros or yen; Expendy converts it to your home currency and keeps the original. • Recurring Expenses — Bills and subscriptions that log themselves on schedule. • Export Your Data — Download every expense as CSV anytime. • No Account Needed — Start logging in seconds. No ad trackers; your data is never sold. ExpendyPro unlocks unlimited voice entries, advanced insights, recurring expenses and CSV export. Choose weekly or yearly plans with a free trial. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://expendy.aiappnation.com/privacy Payment will be charged to your Apple ID account at the confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase.

About

Centee

Easily log expenses using voice commands or by scanning receipts with AI. This app helps you track spending, income, and bills, providing simple AI-powered reports for better financial awareness. It's designed for quick daily tracking without needing bank account links.

Highlights
  • Log expenses by voice
  • Scan receipts and bills with AI
  • Track spending, income, and subscriptions
  • AI spending reports and summaries
  • Attach photos to records
  • Widgets and shortcuts for fast capture
Features
Read full description

Speak an expense or scan a receipt. Centee helps extract the details so you can review, save, and track your spending—without linking a bank account. Add a purchase in the quickest way for you. Centee helps recognize the item, amount, date, and category, then you review every detail before saving. Capture every expense in seconds No ads, account registration, bank connection, or long forms. Speak naturally, for example: “I bought a coffee this morning for $5.” Centee recognizes the item, amount, and time, then turns your words into a record you can review before saving. Keep receipts, bills, and payment screens together Store receipts, invoices, payment screens, and bills with each expense. Scan a photo and let AI help extract key details before you save. Track how you paid Record cash, cards, digital wallets, bank transfers, and other payment methods alongside each expense. Ask your ledger with AI When your ledger has enough history, search a purchase or ask a question about spending. Centee bases answers on your saved titles, amounts, categories, dates, and notes—not generic financial advice. Receipt photos are not shared for these answers. Review AI results before acting. Capture faster with Back Tap Set up Centee Shortcuts and assign them to Back Tap in iPhone Settings. Double-tap to send a screenshot of a receipt or payment screen to Centee. Triple-tap to enter and save an expense through Quick Add without opening the app. More ways to stay on top of spending - Log expenses by voice - Scan receipts and bills - Track spending, income, subscriptions, and daily costs - Review category trends and AI summaries - Ask Centee about your ledger and spending patterns - Attach photos and item stickers to records - Use widgets and Shortcuts for faster capture - Export or review your history when needed Minimal by design A calm, focused interface keeps daily expense tracking simple, with no unnecessary setup. Private by design Centee does not require bank linking. AI results may need review before saving, and your records should be checked for accuracy. Centee is a personal finance tracking tool. It does not provide financial, tax, investment, credit, debt, or legal advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sunheihei.github.io/app-policie/centee-ios-privacy.html Terms of Use: https://sunheihei.github.io/app-policie/centee-ios-terms.html

Screenshots

Expendy4 screens
Centee4 screens

Verdict

The call

The clearest difference is update cadence: Centee at every 3 days against Expendy's every 9 days. On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expendy sells 2 in-app purchases, starting at $1.99 per 7 days and Centee sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Expendy against 5.0 for Centee. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Expendy ships an update every 9 days, Centee every 3 days. The most recent releases landed on October 19, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 8 level
Expendy versus Centee: the parameters behind the verdict, then further details
ParameterExpendyCentee
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Number of ratings11
Update frequencyEvery 9 daysEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size7 MB31 MB
Age rating4+4+
DeveloperPLAYRIOT LLC依欢 孙

Customer experience

Expendy

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Centee

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Expendy

Subscriptions2
  • ExpendyPro Weekly7 Days trial$1.997 Days
  • ExpendyPro Yearly7 Days trial$19.991 Year
3 purchases

Centee

Subscriptions2
  • SaySpend Pro Monthly7 Days trial$2.991 Month
  • SaySpend Pro Yearly7 Days trial$19.991 Year
One-time1
  • SaySpend Pro Lifetime$39.99

Questions

Is Expendy free?
Expendy is free to download, with in-app purchases available.
Is Centee free?
Centee is free to download, with in-app purchases available.
Which has better reviews, Expendy or Centee?
Expendy and Centee are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Expendy or Centee have ads?
Neither Expendy nor Centee shows ads.
Which is updated more often, Expendy or Centee?
Expendy ships an update every 9 days, and Centee every 3 days. Most recently, Expendy was updated on October 19, 2026 and Centee on October 24, 2026.

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