Finote vs Spendly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finote
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Finoteは、シンプルに支出を記録できる家計簿アプリです。 【こんな方に】 ・まずは手軽に家計を把握したい ・会員登録やログインはしたくない ・データを端末の外に送りたくない ・広告なしで使いたい 【主な特徴】 ・データは端末内のみに保存 … サーバーへ送信しないので、プライバシーを守りながら使えます。 ・操作はシンプル … 日付・金額・メモを入力するだけ。すぐに記録でき、続けやすく設計しています。 ・今月の支出がひと目で分かる … 一覧で確認できるので、使いすぎのチェックに便利です。 会員登録やネット接続は不要。オフラインでいつでも記録・確認できます。 無料でご利用いただけます。
Spendly
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Spendly was designed for people who want one thing: to know where their money went today — without wading through bank-grade complexity. Your data syncs securely across your own devices, so your records are always up to date. It starts with a living balance card. Your monthly income, expense, and balance sit inside a gently animated display, and when you set a monthly budget, a soft arc fills to show how much room you have left. It is the first thing you see when you open the app, and it tells you exactly what you need to know. RECORD IN SECONDS Tap the + button, enter an amount, pick a category, and you are done. Add a date and an optional note if you want context. The very first time you open Spendly, it detects your device region and sets the default currency automatically — zero setup required. MONTHLY BUDGET TRACKING Set a spending goal for each month. The balance card responds with a visual arc that fills as your expenses grow, giving you an at-a-glance sense of whether you are on track. FLEXIBLE CATEGORIES Built-in categories cover the basics — food, transport, shopping, housing, salary, bonus, and more. When your life does not fit neatly into defaults, create custom categories with any name you like. STATISTICS THAT REVEAL PATTERNS Pie charts break down spending and income by category. Toggle between time ranges — today, this month, last month, this year, last 3 or 6 months, all time, or any custom date range — to spot trends and high-frequency expenses. FIND ANY RECORD Scroll through a date-grouped list of every transaction, or search by keyword, category, or date to jump straight to what you need. SYNC ACROSS DEVICES Your bookkeeping data stays in sync across your personal devices through cloud backup. Switch phones or restore a device without losing a single record. BACK UP AND RESTORE Export your entire history as a portable file. Import it on another device to pick up right where you left off. YOUR THEME, YOUR CHOICE Switch between light and dark themes, or let Spendly follow your system setting. WHY SPENDLY EXISTS Most finance apps keep adding features until they feel like work. Spendly goes the other way: it removes everything that does not help you record and understand your daily spending. The result is an app that is calm enough to open every single day — and that is the whole point, because the best tracker is the one you actually use.
Screenshots
Verdict
The clearest difference is in-app purchases: Finote at none against Spendly's 1. Finote also leads on ads (none vs shown) and update cadence (every 5 days vs every 3 weeks). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendly sells 1 one-off in-app purchase. Finote asks for nothing beyond the download.
Finote ships an update every 5 days, Spendly every 3 weeks. The most recent releases landed on November 5, 2026 and October 25, 2026 respectively.
| Parameter | Finote | Spendly |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days — better | Every 3 weeks |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 21 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | WalterAlex | 庆鸿 林 |
In-app purchases
Finote
No in-app purchases
Spendly
- Lifetime Premium$9.99









